OFP Funding vs Funding Traders: Comprehensive Comparison
Published: April 21, 2026 · Last updated: September 14, 2026
# OFP Funding vs Funding Traders: Comprehensive Comparison
## Introduction
OFP Funding and Funding Traders are two prominent proprietary trading firms that provide funded trading accounts to aspiring traders. OFP Funding (One Five Prop) has established itself as a flexible prop firm offering various challenge types and competitive profit splits, with a focus on forex and futures trading. Funding Traders, on the other hand, has built a reputation for its straightforward evaluation process and trader-friendly rules. Both firms maintain solid reputations in the prop trading community, with OFP Funding holding a Trustpilot rating of approximately 4.5/5 stars and Funding Traders maintaining around 4.3/5 stars. This comprehensive comparison will help you determine which firm best aligns with your trading style, experience level, and financial goals.
Quick Comparison | ||
|---|---|---|
| Feature | OFP Funding | Funding Traders |
| 
| |
| Founded | 2021 | 2020 |
| Trustpilot Rating | Rating not currently published on Trustpilot (June 2026) | 3.5/5 (3,302 reviews, June 2026) |
| Minimum Account Size | $5,000 | $5,000 |
| Maximum Account Size | $300,000 | $200,000 |
| Profit Split | Up to 90% | 80% standard (up to 100% via add-ons) |
| Review | Read full review | Read full review |
Program Types – Which experience fits your goals? | ||
|---|---|---|
| Program | OFP Funding | Funding Traders |
| One-Step Challenge | ✅ Available – Single phase evaluation | ✅ Available – Single phase evaluation |
| Two-Step Challenge | ✅ Available – Phase 1 & Phase 2 evaluation | ✅ Available – Standard evaluation model |
| Instant Funding | ✅ Available – Trade immediately with instant verification | ❌ Not Available |
| Swing Trading Accounts | ✅ Available – Extended holding periods allowed | ✅ Available – Weekend holding permitted |
| Scaling Plan | ✅ Scale up to $2.5 million in total capital | ✅ Scale up to $2 million in total capital |
Assessment Criteria – How can you pass the test? | ||
|---|---|---|
| Criteria | OFP Funding | Funding Traders |
| Profit Target (Phase 1) | 8% for two-step / 10% for one-step | 8% for two-step / 10% for one-step |
| Profit Target (Phase 2) | 5% (two-step program only) | 5% (two-step program only) |
| Maximum Daily Loss | 5% of initial balance | 5% of initial balance |
| Maximum Overall Loss | 10% of initial balance | 10% of initial balance |
| Minimum Trading Days | 3 days minimum in evaluation / No minimum in funded | 5 days minimum in evaluation / 5 days for withdrawals |
| Time Limit | Unlimited for most programs | Unlimited for evaluation phases |
| Consistency Rule | No consistency rule applied | No consistency rule applied |
CFD pricing comparison
| Account size | OFP Funding Prop Firm Review | Funding Traders Prop Firm Review |
|---|---|---|
| $50K | USD 150 (80% split) / 180 (100% split) / Lite Account / One-time | USD 339 / Listed challenge / One-time |
| $100K | USD 200 (80% split) / 240 (100% split) / Lite Account / One-time | USD 599 / Listed challenge / One-time |
| $200K | USD 390 (80% split) / 468 (100% split) / Lite Account / One-time | USD 999 / Listed challenge / One-time |
| $10K | Not offered | USD 119 / Listed challenge / One-time |
| $25K | Not offered | USD 229 / Listed challenge / One-time |
Platforms and Tools – What can you use? | ||
|---|---|---|
| Feature | OFP Funding | Funding Traders |
| Trading Platforms | MetaTrader 4, MetaTrader 5, cTrader, TradingView | MetaTrader 4, MetaTrader 5, cTrader |
| Expert Advisors (EAs) | ✅ Allowed with restrictions | ✅ Allowed with restrictions |
| News Trading | ✅ Allowed | ✅ Allowed |
| Copy Trading | ❌ Not Allowed | ❌ Not Allowed |
| Trading Dashboard | ✅ Comprehensive trader dashboard | ✅ User-friendly trader portal |
| Mobile Trading | ✅ Full mobile support via MT4/MT5 apps | ✅ Full mobile support via MT4/MT5 apps |
Available Markets and Instruments | ||
|---|---|---|
| Market | OFP Funding | Funding Traders |
| Forex Pairs | ✅ 40+ major, minor, and exotic pairs | ✅ 35+ major and minor pairs |
| Commodities | ✅ Gold, Silver, Oil, Natural Gas | ✅ Gold, Silver, Oil |
| Indices | ✅ US30, NAS100, SPX500, GER40, UK100 | ✅ US30, NAS100, SPX500, GER40 |
| Cryptocurrencies | ✅ Bitcoin, Ethereum (limited availability) | ❌ Not Available |
| Stocks/Equities | ❌ Not Available | ❌ Not Available |
Payout and Withdrawal Options | ||
|---|---|---|
| Feature | OFP Funding | Funding Traders |
| First Payout Timeline | 14 days after first trade on funded account | 14 days after receiving funded account |
| Regular Payout Frequency | Bi-weekly (every 14 days) | Bi-weekly (every 14 days) |
| Payout Methods | Bank wire, cryptocurrency, Rise, Deel | Bank wire, cryptocurrency, PayPal, Wise |
| Minimum Payout | $100 | $50 |
| Processing Time | 1-3 business days | 1-5 business days |
| Payout Fees | Varies by method (some free options) | Varies by method (some free options) |
Support and Resources | ||
|---|---|---|
| Feature | OFP Funding | Funding Traders |
| Customer Support | 24/5 live chat and email support | 24/5 email and Discord support |
| Educational Resources | ✅ Trading guides, webinars, blog articles | ✅ Video tutorials, trading academy, blog |
| Community | ✅ Active Discord community | ✅ Large Discord community with 20,000+ members |
| Trader Support Team | ✅ Dedicated account managers for funded traders | ✅ Support team available for all traders |
| Response Time | Average 2-4 hours during business hours | Average 3-6 hours during business hours |
Conclusion and Final Recommendation | ||
|---|---|---|
| Key Element | OFP Funding | Funding Traders |
| Strengths | Instant funding option, flexible programs, TradingView integration, higher scaling potential ($2.5M), cryptocurrency instruments available, strong profit splits up to 90% | Lower entry costs, very active community support (20,000+ Discord members), consistent payout processing, straightforward rules, excellent beginner-friendly resources |
| Weaknesses | Higher challenge fees compared to competitors, fewer payout method options, limited cryptocurrency selection, customer support can be slower during peak times | No instant funding option, no TradingView platform support, no cryptocurrency trading, slightly longer response times, fewer instrument choices overall |
| Best For | Experienced traders seeking instant funding, traders who prefer TradingView, those interested in scaling to larger account sizes, crypto traders, swing traders needing flexibility | Budget-conscious beginners, traders valuing strong community support, forex-focused traders, those who prefer traditional evaluation processes, traders seeking reliable payouts |
| Final Grade | 4.5/5 | 4.3/5 |
| Discount Codes | Coupon Code | Coupon Code |
| Review | Read full review | Read full review |
Frequently asked questions
What programs does OFP Funding offer?
OFP currently displays both Instant Mode and Challenge Mode. It should not be described as universally having no evaluation across all products. OFP Funding official rules
What programs does Funding Traders offer?
FundingTraders has separate Pro and Instant programs. Its 2-Step Pro account has two evaluation phases and program-specific payout terms. Funding Traders official rules
How do the payout requirements compare?
The displayed Lite configuration shows an 80% share and a monthly payout day. Other configurations can differ; use the selected program’s conditions rather than a single biweekly or on-demand claim for the whole firm. OFP Funding official rules
The 2-Step Pro guide lists an 80% default share with optional 90% or 100% upgrades. The first payout is normally available 21 days after the first funded trade; the 14-day add-on changes that schedule. Funding Traders official rules
Which loss limits and account rules should I compare?
The displayed Lite configuration lists 3% daily and 5% overall drawdown, five minimum trading days and a 30-day account duration. An Instant label does not mean unrestricted withdrawals. OFP Funding official rules
For 2-Step Pro purchases on or after May 8, 2026, the evaluation-fee refund is tied to the second qualifying payout, rather than simply passing the evaluation. Risk-management violations can also affect rewards. Funding Traders official rules
Does the lowest advertised fee make a firm the best choice?
No. Compare the exact account and current checkout total, including subscriptions, activation charges, resets and optional upgrades. Also compare payout eligibility, usable loss allowance, platform availability and country eligibility. A larger nominal account or headline profit share does not guarantee a better outcome.
## How was this 2 companies Comparison Created?
### 1. We Collect
Our research team gathered comprehensive data from multiple authoritative sources including the official websites of both OFP Funding and Funding Traders, verified user reviews from Trustpilot, independent prop trading forums, and trader testimonials. We examined current pricing structures, trading rules, platform offerings, and payout policies directly from each company’s terms of service and publicly available documentation. We also monitored social media channels, Discord communities, and Reddit discussions to understand real trader experiences and common concerns. This multi-source approach ensures we capture both official information and practical user insights.
### 2. We Examine
After collection, our team of trading industry experts and experienced funded traders analyzed all gathered information for accuracy, consistency, and relevance. We verified pricing against current promotional offers, cross-referenced trading rules across multiple sources, and confirmed platform compatibility through direct testing where possible. Each claim made by the companies was evaluated against user experiences to identify any discrepancies between marketing promises and actual delivery. We also assessed customer support quality by reviewing response times and resolution effectiveness reported by actual users. Our experts have over 30 combined years of prop trading experience and understand the nuances that matter most to traders.
### 3. We Score
Our proprietary scoring methodology evaluates each firm across ten critical categories: pricing and value, evaluation difficulty, platform and tools, available instruments, payout reliability, profit splits, customer support, educational resources, community engagement, and overall trader satisfaction. Each category is weighted based on importance to the average trader, with payout reliability and evaluation fairness receiving the highest weights. We assign numerical scores from 1-10 in each category, then calculate a weighted average to produce the final grade. User reviews and testimonials contribute 40% to the final score, while objective criteria like pricing and rules comprise 60%. This balanced approach ensures our recommendations reflect both measurable facts and real trader experiences.
### 4. You Choose
Armed with this comprehensive comparison, you now have the detailed information needed to make an informed decision based on your specific needs. Consider your experience level, budget, preferred trading style, and long-term goals when choosing between OFP Funding and Funding Traders. If you’re a beginner on a budget who values community support, Funding Traders may be your best choice. If you’re an experienced trader seeking instant funding and maximum flexibility with platforms like TradingView, OFP Funding could be ideal. Both firms are legitimate and have successfully funded thousands of traders, so your decision should align with your personal trading preferences and career objectives. We recommend starting with a smaller account size to test the firm’s processes before committing to larger challenges.