Funding Rock vs The5ers: Comprehensive Comparison
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Introduction
Funding rock and The5ers are two prominent proprietary trading firms that provide funding opportunities to forex traders worldwide. Funding rock has established itself as a modern prop trading firm offering flexible evaluation programs with competitive profit splits and straightforward rules. The5ers, founded in 2016, is one of the industry’s pioneers, known for its High Stakes, Hyper Growth, and Bootcamp evaluation programs. Both firms have built solid reputations in the prop trading community, with The5ers holding a Trustpilot rating of 4.7/5 from over 27,000 reviews, while Funding rock is a newer entrant gaining traction with competitive offerings. This comprehensive comparison will help you determine which firm best suits your trading style and career goals.
Quick Facts
| Feature | Funding Rock | The5ers |
|---|---|---|
|  | |
| Founded | 2025 | 2016 |
| Profit Split | 80-90% | 80-100% |
| Maximum Account Size | $1,000,000 | $4,000,000 |
| Evaluation Phases | 2 | 3 |
| Trustpilot Rating | — | 4.8 |
| Expert Grade | 7.9 | 9 |
Program Types
| Program | Funding Rock | The5ers |
|---|---|---|
| Entry Level Program | Yes | High Stakes (2-Step) |
| Advanced Program | Yes | Hyper Growth (1-Step) |
| Scaling Options | Yes | Bootcamp (3-Step) |
| Demo Account | Yes | Available |
Rules & Assessment
| Criteria | Funding Rock | The5ers |
|---|---|---|
| Profit Target | — | 5-10% |
| Maximum Drawdown | — | 10% |
| Minimum Trading Days | — | 3 |
| News Trading | Yes | Yes |
Fees & Pricing
| Option | Funding Rock | The5ers |
|---|---|---|
| CFD $2.5K Account | Not offered | USD 19 / High Stakes New / One-time |
| CFD $5K Account | USD 110 / Instant Funding / One-time | USD 35 / High Stakes New / One-time |
| CFD $10K Account | USD 180 / Instant Funding / One-time | USD 69 / High Stakes New / One-time |
| CFD $25K Account | USD 370 / Instant Funding / One-time | USD 176 / High Stakes New / One-time |
| CFD $50K Account | USD 640 / Instant Funding / One-time | USD 278 / High Stakes New / One-time |
| CFD $100K Account | USD 1000 / Instant Funding / One-time | USD 491 / High Stakes New / One-time |
| Futures $25K Account | Not offered | USD 59 / Day Trade / One-time |
| Futures $50K Account | Not offered | USD 100 / Day Trade / One-time |
| Futures $100K Account | Not offered | USD 170 / Day Trade / One-time |
| Futures $150K Account | Not offered | USD 199 / Day Trade / One-time |
| Coupons / Discount | Funding Rock discount | The5ers discount |
Platforms & Markets
| Feature | Funding Rock | The5ers |
|---|---|---|
| Trading Platforms | cTrader, TradeLocker | MetaTrader 5, cTrader |
| Forex | Yes | Yes |
| Stocks | No | No |
| Indices | Yes | Yes |
| Commodities | Yes | Yes |
| Cryptocurrencies | Yes | No |
| Bonds | No | Not available |
| EA/Algo Trading | Yes | Yes |
Payout
| Feature | Funding Rock | The5ers |
|---|---|---|
| Payout Terms | First after 14 days; bi-weekly thereafter; via Wise (1-3 business days) | Bi-weekly; minimum $150 threshold; bank 3%, Wise/crypto 2%, Hub Credits 0% |
| See all prop firm payouts → | ||
Verdict
| Key Element | Funding Rock | The5ers |
|---|---|---|
| Strengths | Generous profit splits, quick evaluation, flexible rules, scaling opportunities, transparent terms | Established 2016, 30,000+ verified payouts, Profit scales to 100%, No time limits, Multiple program options |
| Weaknesses | Express payouts require add-on, newer firm with limited track record, limited rule detail | Non-refundable fees, Strict drawdown rules, US traders restricted, Withdrawal fees (2-3%), News trading prohibited on High Stakes |
| Best For | Both new and experienced traders seeking professional funding | Structured traders seeking established firm with clear scaling path |
Conclusion and Final Recommendation
Choose Funding Rock if you want a shorter evaluation at 2 phases and coverage of cryptocurrencies that the other does not offer. Choose The5ers if a higher profit split, up to 100%, a larger funded ceiling at $4M and a cheaper entry, from USD 19 matter more to you. Neither firm is better in the abstract. The right choice depends on your strategy, your budget and the instruments you trade, so read both full reviews before you commit. Verify current rules and pricing on each firm’s own site before purchasing.
Frequently asked questions
What should I know about Funding Rock’s programs?
FundingRock lists Instant, Pay Later and evaluation options. Program rules and optional add-ons change both the risk limits and reward eligibility. Funding Rock official rules.
What should I know about The5ers’s programs?
The5ers High Stakes is a two-step program with a scaling ladder. Its advertised maximum profit share is reached through scaling rather than being the standard starting share. The5ers official rules; The5ers official program information.
How do payouts differ between Funding Rock and The5ers?
The displayed programs list an 80% share, with a 95% add-on. The one-step and two-step evaluation-funded arrangements list 14-day reward eligibility; the displayed Instant arrangement has separate instant-withdrawal conditions. Funding Rock official rules.
High Stakes starts at 80% and the published ladder reaches 100% at advanced levels. Its payout guide allows funded-stage requests on a biweekly basis and specifies a $150 minimum after the split. The5ers official rules; The5ers official program information.
Which account rules matter when comparing Funding Rock and The5ers?
For the displayed one-step option, maximum loss is 6% trailing-lock; the two-step option uses 6% static maximum loss. The funded consistency limits differ from the Instant option. Funding Rock official rules.
High Stakes fee benefits are divided into 10% and 20% non-withdrawable Hub credits after the evaluation steps and a conditional 70% refund at the funded stage. Passing alone does not return the whole fee as cash. The5ers official rules; The5ers official program information.
Is Funding Rock or The5ers automatically the better choice?
No, neither is the default pick. Funding Rock has the shorter evaluation at 2 phases and market access the other lacks, namely cryptocurrencies, and The5ers has the higher profit split at 100% and the larger funded ceiling at $4M. Which of those matters more depends on how you actually trade, so compare the total fee once add-ons and resets are included, the evaluation objectives for the exact program you buy and platform availability, rather than the headline numbers. If you fail an evaluation, do not assume either firm offers a fixed reset discount: check the reset terms for the specific account you bought.
How We Compared Funding rock and The5ers Comprehensive
Both firms on this page carry a JoinProp Rating out of 10. We produce that rating with the same 9-factor methodology we apply to every firm we review: payout reliability (20%), fee structure (15%), drawdown rules (15%), profit split (15%), evaluation terms (10%), trading rules (10%), support access and responsiveness (5%), scaling plan (5%), and track record and transparency (5%).
The inputs come from our firm reviews, not from this page. For each firm we work from the current terms and conditions rather than marketing pages, track rule and pricing changes over time, and read payout and support reports across Trustpilot, Reddit and Discord, looking for recurring patterns rather than isolated complaints. Every firm is re-checked at least every 90 days, or sooner after a material change. Affiliate relationships have no effect on any rating, and ratings are never sold.
The tables above show the evidence behind those factors. A few rows, including trading platforms, available instruments, maximum account size and demo availability, are there to help you judge fit and do not affect either rating.
Read our full ranking methodology
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