OFP Funding vs FTUK: Comprehensive Comparison
Published: · Last updated:
Introduction
OFP Funding and FTUK (Funded Trading UK) are two prominent prop trading firms offering funded accounts to forex and CFD traders. OFP Funding has established itself as a UK-based proprietary trading firm with flexible evaluation programs and competitive profit splits, earning recognition for its straightforward approach to trader funding. FTUK positions itself as a trader-centric prop firm with innovative challenge structures and rapid payout processes. Both firms operate in the competitive prop trading space, offering traders the opportunity to manage substantial capital without risking their own funds. On Trustpilot, OFP Funding maintains a solid reputation with traders praising their support and transparency, while FTUK has built a following for their trader-friendly terms and responsive customer service.
Quick Facts
| Feature | OFP Funding | FTUK |
|---|---|---|
| 
| |
| Founded | 2022 | 2021-02 |
| Profit Split | 95 | Forex: One/Two Step 80%; Flex 60%-90%, Instant 65%-90% by level; Futures separate |
| Maximum Account Size | $300,000 | $200,000 |
| Evaluation Phases | 0 | Flex/One Step: 1; Two Step: 2; Instant: none; Futures separate |
| Trustpilot Rating | 3.6 | Not available |
| Expert Grade | 8.3 | 9 |
Program Types
| Program | OFP Funding | FTUK |
|---|---|---|
| Entry Level Program | Yes | Flex / One Step |
| Advanced Program | Yes | Two Step / Instant Funding; separate Futures |
| Scaling Options | Yes | One/Two Step: 6 capital levels, up to $3.2M; paid eligible Level 7 up to $6.4M. Flex/Instant share progression differs. |
| Demo Account | No | Yes |
Rules & Assessment
| Criteria | OFP Funding | FTUK |
|---|---|---|
| Profit Target | No | Forex Risk Limits - Flex: 4% evaluation Forex Risk Limits - Instant: No entry evaluation; 10% level target Forex Risk Limits - One Step: 10% Forex Risk Limits - Two Step: 8% each evaluation stage |
| Maximum Drawdown | 10 | Forex Risk Limits - Flex: 6% trailing; locks at starting balance Forex Risk Limits - Instant: 6% relative Forex Risk Limits - One Step: 8% relative Forex Risk Limits - Two Step: 8% static |
| Minimum Trading Days | Not available | Forex: Flex 1 evaluation day; One Step 4; Two Step 3 per stage (0.5% qualifying days). One/Two Step first payout 10; Flex/Instant on demand subject to consistency. |
| News Trading | Yes | Yes |
| Daily Loss Limit | Not available | Forex Risk Limits - Flex: 5% Forex Risk Limits - Instant: 5% Forex Risk Limits - One Step: 4% Forex Risk Limits - Two Step: 5% |
Fees & Pricing
| Option | OFP Funding | FTUK |
|---|---|---|
| CFD $10K Account | Not listed in review pricing source | Listed challenge / USD 99 / One-time |
| CFD $25K Account | Not listed in review pricing source | Listed challenge / USD 179 / One-time |
| CFD $50K Account | Lite Account / USD 150 (80% split) / 180 (100% split) / One-time Official OFP Lite Account selector. Includes 5% overall drawdown, 3% daily drawdown and no consistency rule. Prices shown for 80% and optional 100% profit split; discounts excluded. Avg payout shown: $2,084. Source Checked 2026-08-11 | Listed challenge / USD 269 / One-time |
| CFD $100K Account | Lite Account / USD 200 (80% split) / 240 (100% split) / One-time Official OFP Lite Account selector. Includes 5% overall drawdown, 3% daily drawdown and no consistency rule. Prices shown for 80% and optional 100% profit split; discounts excluded. Avg payout shown: $4,965. Source Checked 2026-08-11 | Listed challenge / USD 499 / One-time |
| CFD $200K Account | Lite Account / USD 390 (80% split) / 468 (100% split) / One-time Official OFP Lite Account selector. Includes 5% overall drawdown, 3% daily drawdown and no consistency rule. Prices shown for 80% and optional 100% profit split; discounts excluded. Avg payout shown: $8,102. Source Checked 2026-08-11 | Not listed in review pricing source |
| Refund Policy | No | Purchased plans non-refundable; statutory exceptions preserved by current footer. No general evaluation-fee refund. |
| Coupons / Discount | OFP Funding discount | FTUK discount |
Platforms & Markets
| Feature | OFP Funding | FTUK |
|---|---|---|
| Trading Platforms | Match-Trader, cTrader, TradeLocker | Forex: MetaTrader 5 (not available to US traders), TradeLocker, Match-Trader; Futures: FTUK XT (programme-specific; check account selection) |
| Forex | Yes | Yes |
| Stocks | No | Yes |
| Indices | Yes | Yes |
| Commodities | Yes | Yes |
| Cryptocurrencies | Yes | Yes |
| Bonds | No | No |
| EA/Algo Trading | Yes | Forex risk-management EAs permitted; no unrestricted bots/forbidden strategies. Futures bots prohibited. |
Payout
| Feature | OFP Funding | FTUK |
|---|---|---|
| Payout Terms | Bi-weekly, first withdrawal after 4 days | Forex One/Two Step fortnightly after 10 qualifying days; Flex/Instant on demand with consistency. Above $500 Rise; below $500 USDT TRC20/USDC ERC20; exactly $500 unspecified. Approval usually 24-48 working hours after review, then 1-3 working days. |
| See all prop firm payouts → | ||
Verdict
| Key Element | OFP Funding | FTUK |
|---|---|---|
| Strengths | Instant funding, No evaluation, Configurable daily loss limits, Up to 95% profit split, Wide platform selection, 4-day first payout, Scale to $5M | Flex pay-after-pass structure; Instant skips evaluation; several Forex platforms; eligible capital scaling |
| Weaknesses | 20% inconsistency score rule causes majority of denials, Trustpilot 3.6/5 with 23%+ one-star reviews, Widespread payout denial complaints | 30-second minimum trade duration; 2% Account Protector; program-specific consistency/payout rules; generally non-refundable fees |
| Best For | Experienced traders wanting immediate capital access without challenge phases | Traders who match program-specific day, consistency and floating-loss limits to their strategy |
Conclusion and Final Recommendation
Choose OFP Funding – Firm Review if you want a higher profit split, up to 95% and a shorter evaluation at 0 phase. Choose FTUK if a larger funded ceiling at $6.4M, a cheaper entry, from USD 99 and coverage of stocks that the other does not offer matter more to you. Neither firm is better in the abstract. The right choice depends on your strategy, your budget and the instruments you trade, so read both full reviews before you commit. Verify current rules and pricing on each firm’s own site before purchasing.
Frequently asked questions
What should I know about OFP Funding’s programs?
OFP currently displays both Instant Mode and Challenge Mode. It should not be described as universally having no evaluation across all products. OFP Funding official rules.
What should I know about FTUK’s programs?
FTUK publishes distinct Forex Two-Step and Instant Funding rules. Their starting shares, scaling and consistency arrangements differ. FTUK official rules; FTUK official program information.
How do payouts differ between OFP Funding and FTUK?
The displayed Lite configuration shows an 80% share and a monthly payout day. Other configurations can differ; use the selected program’s conditions rather than a single biweekly or on-demand claim for the whole firm. OFP Funding official rules.
Forex Two-Step lists an 80% share, a two-week payout frequency and ten minimum trading days for the first payout. Instant Funding starts at 65% and has a separate performance-based ladder up to 90%. FTUK official rules; FTUK official program information.
Which account rules matter when comparing OFP Funding and FTUK?
The displayed Lite configuration lists 3% daily and 5% overall drawdown, five minimum trading days and a 30-day account duration. An Instant label does not mean unrestricted withdrawals. OFP Funding official rules.
Forex Two-Step lists 8% static total drawdown, 5% daily drawdown and a 2% floating-loss Account Protector. Instant scaling requires its consistency conditions; smaller withdrawals can retain the standard 65% share. FTUK official rules; FTUK official program information.
Is OFP Funding or FTUK automatically the better choice?
No. Each firm wins on a different axis. OFP Funding – Firm Review has the higher profit split at 95% and the shorter evaluation at 0 phase. FTUK has the larger funded ceiling at $6.4M and the cheaper entry at USD 99. Which of those matters more depends on how you actually trade, so compare how each firm measures drawdown, the total fee once add-ons and resets are included and the evaluation objectives for the exact program you buy, rather than the headline numbers. If you fail an evaluation, do not assume either firm offers a fixed reset discount: check the reset terms for the specific account you bought.
How We Compared OFP Funding and FTUK
Both firms carry a JoinProp Rating out of 10, scored on the same nine weighted factors, led by payout reliability at 20%, then fee structure, drawdown rules and profit split at 15% each. The scores come from our own firm reviews, built from each firm’s current terms rather than its marketing pages and re-checked at least every 90 days. Affiliate relationships have no effect on any rating, and ratings are never sold. The tables above are the evidence behind those scores. Read our full ranking methodology.
View More Elite Prop Firms Compared: The Trading Pit vs The5ers
