PipFarm Cuts Its 100K Challenges to $99, $149 and $199, and the 100K Now Costs Less Than the 50K
PipFarm has cut the price of its 100K challenges, putting the two-stage Consistency account at $99, Endurance at $149 and Classic at $199, down from $320, $420 and $490. The prices are live on the firm’s own configurator, they apply automatically at checkout with no code, and they produce an unusual result that traders should look at before they buy: on all three models the 100K account now costs less than the 50K account sitting next to it in the same price ladder.
What PipFarm Actually Changed
The firm emailed the new prices on 11 October 2026 under the line “100K challenges from $99 for a limited time, no code needed”. Checking the public purchase configurator on pipfarm.com the same day confirms every headline figure. With the currency set to USD and the platform set to cTrader, the two-stage Consistency 100K shows $320 struck through and $99 as the live price. Endurance 100K shows $420 struck through and $149. Classic 100K shows $490 struck through and $199.
The mailing also claims that each price is the same whether a trader picks the one-stage or the two-stage route, and the configurator bears that out. Switching the program selector from Two-Stage to One-Stage leaves Consistency at 99, Endurance at 149 and Classic at 199, with the same struck-through figures above them. That is worth noting because the two routes are not equivalent products. The one-stage Consistency asks for a single 9% profit target, while the two-stage version asks for 6% and then 6% again. A trader paying the same fee for either is choosing between one harder target and two softer ones, not between a cheap option and an expensive one.
No closing date is published anywhere. The email says only “for a limited time” and the configurator carries no countdown for this sale. PipFarm has not said when the prices revert, and traders should not assume the offer runs to the end of the month.
The 100K Is Now Cheaper Than the 50K
This is the part that is easy to miss in a discount headline, and it is visible directly in the firm’s own size selector. Because the cut lands on the 100K tier and leaves the middle of the ladder alone, the ordering breaks.
On two-stage Consistency, the ladder in USD now reads $9.99 for the 5K, $40 for the 10K, $75 for the 20K, $180 for the 50K, $99 for the 100K and $420 for the 150K. On Endurance it reads $9.99, $50, $90, $220, $149 and $590. On Classic it reads $9.99, $60, $110, $260, $199 and $720. In every case the 50K costs between 30 and 80 dollars more than the 100K directly above it.
The 5K tier is also cut to $9.99 on all three models, from $25 on Consistency, $30 on Endurance and $35 on Classic. The mailing does not mention the 5K at all, so a reader who only opens the email would not know the cheapest tier is discounted too.
For a trader who was already planning to buy a 50K account, the practical reading is simple. The 100K is the larger account, it is the cheaper account while this sale runs, and the rule set is identical across sizes within a model. The only reason to prefer the 50K at this moment is a deliberate choice to trade a smaller balance. Anyone comparing challenge pricing across firms should be looking at the whole ladder rather than the advertised headline, which is something we cover in our guide to 12 prop firm challenges compared.
Two Models Are Excluded, and Three Site Codes Do Not Apply
The sale does not cover everything PipFarm sells. The newest model in each program is left at full price. One-stage Light, which the site labels NEW, stays at $289 for the 100K with no struck-through figure. Two-stage Swing, also labelled NEW, stays at $650 for the 100K, and its whole ladder runs from $50 at 5K to $950 at 150K with no discount anywhere on it. The cut applies to Consistency, Endurance and Classic only.
There is a second exclusion that matters more at checkout. PipFarm’s own site is currently running three separate promotional codes. A rotating top banner advertises INSTANT50 for 50% off all instant accounts and WELCOME30 for 30% off all challenges. A popup on the home page advertises FIFTYFIFTY, described as half the price and a 50% bigger account, with its own terms stating that it is valid on account sizes up to 50K and cannot be combined with other offers. The sale mailing states that the new 100K prices cannot be combined with any promo code or other discount, cannot be paid for with XP or gift vouchers, and that buying more than one in a single order does not trigger the usual bundle discount.
So a trader who reads the banner, copies WELCOME30 and expects 30% off the $99 account will find the code does nothing. The three codes and the sale are mutually exclusive, and PipFarm has not put that warning on the banners themselves. It appears only in the small print of the mailing.
Add-Ons Are Priced Off the Sale Figure, With One Rounding Gap
PipFarm prices every add-on as a percentage of the challenge fee rather than as a flat amount, so a lower challenge price drags the add-ons down with it. On the $99 Consistency 100K the configurator shows Challenge Fee Refund at 5% for $5, Swap Free at 5% for $5, First Payout on Demand at 10% for $10, an extra 1% Daily Loss at 10% for $10, an extra 1% Max Loss at 20% for $20, an extra 10% Profit Share at 25% for $25, and Retry at 30% for $30. Selecting three or more add-ons takes a further 20% off the add-ons, though not off the challenge itself.
One small discrepancy is worth flagging. The mailing quotes the extra 10% Profit Share at $24.75 on the Consistency account, which is exactly 25% of $99. The live configurator displays $25. The gap is 25 cents and almost certainly a rounding in the display rather than a different price, but we have not been able to confirm which figure is charged, and PipFarm has not addressed it. Anyone stacking several add-ons should read the subtotal on the right-hand panel before paying rather than adding up the percentages themselves.
Alongside the configurator PipFarm publishes its own outcome statistics per model, which is more disclosure than most firms offer. On two-stage Consistency it shows a typical payout of $2,547, a typical pass in 31 days, a pass rate of 1 in 9 and an average of 1.4 repeat payouts. On Endurance it shows a typical payout of $2,643, a typical pass in 15 days and a pass rate of 1 in 6. The firm’s home page states that it has paid over $4,000,000 to more than 1,000 traders since 2024, with a running worldwide total of $4,276,280. Figures a firm publishes about itself are not independently audited, and our note on prop firm payout proof explains what to look for before treating them as settled.
What This Means for the Broader Prop Industry
Two things in this pricing move are worth watching beyond PipFarm itself. The first is the inversion. Prop firms have spent most of 2026 discounting in percentage terms across the whole catalogue, which keeps the size ladder intact. Cutting a single tier hard enough to invert the ladder is a different tactic. It pushes buyers toward the largest account the firm is willing to sell cheaply, which raises the firm’s payout exposure per sale while making the headline number look dramatic. Whether that is a deliberate push for larger simulated balances or simply an artefact of a tier-level promotion, the effect on the buyer is the same, and it rewards anyone who reads the full ladder instead of the banner.
The second is the stacking problem. A firm running three codes and a tier sale at the same time, none of which combine, is producing a checkout that contradicts its own marketing. This is becoming common across the sector as promotions get layered on top of each other faster than the sites can be updated, and it is a recurring source of trader complaints that have nothing to do with trading rules. The firms that handle it well state the exclusions on the banner. The firms that do not leave the trader to discover it at payment.
Neither point says anything about whether PipFarm is a good place to trade. It does say that the gap between what a prop firm advertises and what its own checkout charges has become a thing traders need to check every time, which is part of why we track rule and price changes rather than headline offers, and why our look at prop firm survival rates focuses on what firms do over time rather than what they announce.
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