The5ers vs Funding Traders: Elite Prop Firms Comparison
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Introduction
The5ers and Funding Traders are two prominent proprietary trading firms offering funded trader programs to help aspiring traders access significant capital. The5ers stands out for its scaling plan opportunities and trader-friendly evaluation process, currently holding a 4.7/5 on Trustpilot from 27,591 reviews. Funding Traders differentiates itself with competitive pricing and flexible trading parameters, though it’s relatively newer to the market though Trustpilot has flagged its rating as unavailable (3,302 reviews on file). Both firms provide legitimate pathways to professional trading careers with unique advantages tailored to different trading styles.
Quick Facts
| Feature | The5ers | Funding Traders |
|---|---|---|
 | 
| |
| Founded | 2016 | 2019 |
| Profit Split | The Four Programmes - High Stakes (2-step): 80% The Four Programmes - Pro Growth (1-step): 75% The Four Programmes - Hyper Growth (instant): 50% The Four Programmes - Bootcamp (3-step): 50% | The Product Line - 1-Step PRO: 90% The Product Line - 2-Step PRO6: 80% The Product Line - 2-Step PRO10: 80% The Product Line - Instant Funded: 90% Payouts: 80% (2-Step) or 90% (1-Step, Instant); 100% as a paid add-on |
| Maximum Account Size | Up to $4M on applicable Growth/Bootcamp scaling plans; High Stakes has its own lower ceiling | $400,000 |
| Evaluation Phases | High Stakes: 2 steps; Growth: 1 step; Bootcamp: 3 steps. Separate Futures programs. | 1-Step PRO: 1; 2-Step PRO6/PRO10: 2; Instant: none |
| Trustpilot Rating | 4.8 | Not available |
| Expert Grade | 9 | 8.5 |
Program Types
| Program | The5ers | Funding Traders |
|---|---|---|
| Entry Level Program | High Stakes (2-Step) | 1-Step PRO / 2-Step PRO6 / PRO10 |
| Advanced Program | Hyper Growth (1-Step) | Instant Funding |
| Scaling Options | Bootcamp (3-Step) | Published funded allocation caps: PRO $300k; Instant $400k. Legacy Next-Gen $500k is separate. |
| Demo Account | Available | Yes |
Rules & Assessment
| Criteria | The5ers | Funding Traders |
|---|---|---|
| Profit Target | The Four Programmes - High Stakes (2-step): 10% then 5% (New) / 8% then 5% (Classic) The Four Programmes - Pro Growth (1-step): 10% The Four Programmes - Hyper Growth (instant): 10% per milestone The Four Programmes - Bootcamp (3-step): 6% / 6% / 6% | The Product Line - 1-Step PRO: 10% The Product Line - 2-Step PRO6: 6% then 6% The Product Line - 2-Step PRO10: 10% then 5% The Product Line - Instant Funded: None |
| Maximum Drawdown | The Four Programmes - High Stakes (2-step): 10% The Four Programmes - Pro Growth (1-step): 6% The Four Programmes - Hyper Growth (instant): 6% The Four Programmes - Bootcamp (3-step): 5% eval / 4% funded | The Product Line - 1-Step PRO: 10% The Product Line - 2-Step PRO6: 6% The Product Line - 2-Step PRO10: 10% The Product Line - Instant Funded: 6% |
| Minimum Trading Days | High Stakes: 3 profitable days per evaluation phase, each meeting the 0.5% threshold; other plans have their own requirements. | 2-Step: 4 per phase + 2 funded; 1-Step: 2 evaluation + 2 funded; Instant: 5 profitable 0.25% days per 30-day period |
| News Trading | High Stakes: holding allowed, but order execution prohibited 2 minutes before/after high-impact news. Growth permits news subject to prohibited-strategy rules. Separate Futures rules. | PRO evaluation allowed; funded 30% news-profit cap. Instant restricted; help/terms conflict on window and holding add-on. |
| Daily Loss Limit | The Four Programmes - High Stakes (2-step): 5% (breach) The Four Programmes - Pro Growth (1-step): 3% (breach) The Four Programmes - Hyper Growth (instant): 3% - a pause, not a breach The Four Programmes - Bootcamp (3-step): None in evaluation | The Product Line - 1-Step PRO: 3% The Product Line - 2-Step PRO6: 3% The Product Line - 2-Step PRO10: 5% The Product Line - Instant Funded: 3% |
| Drawdown Type | Not available | The Product Line - 1-Step PRO: Trailing - never locks The Product Line - 2-Step PRO6: Static The Product Line - 2-Step PRO10: Static The Product Line - Instant Funded: Trailing until +3%, then locks |
Fees & Pricing
| Option | The5ers | Funding Traders |
|---|---|---|
| CFD $2.5K Account | High Stakes New / USD 19 / One-time Official rendered page default, 2-step High Stakes New. Source Checked 2026-08-10 | Not listed in review pricing source |
| CFD $5K Account | High Stakes New / USD 35 / One-time Official rendered page default, 2-step High Stakes New. Source Checked 2026-08-10 | Not listed in review pricing source |
| CFD $10K Account | High Stakes New / USD 69 / One-time Official rendered page default, 2-step High Stakes New. Source Checked 2026-08-10 | Listed challenge / USD 119 / One-time |
| CFD $25K Account | High Stakes New / USD 176 / One-time Official rendered page default, 2-step High Stakes New. Source Checked 2026-08-10 | Listed challenge / USD 229 / One-time |
| CFD $50K Account | High Stakes New / USD 278 / One-time Official rendered page default, 2-step High Stakes New. Source Checked 2026-08-10 | Listed challenge / USD 339 / One-time |
| CFD $100K Account | High Stakes New / USD 491 / One-time Official rendered page default, 2-step High Stakes New. Source Checked 2026-08-10 | Listed challenge / USD 599 / One-time |
| CFD $200K Account | Not listed in review pricing source | Listed challenge / USD 999 / One-time |
| Futures $25K Account | Day Trade / USD 59 / One-time Official rendered page default; price refunded on 3rd payout. Source Checked 2026-08-10 | Not listed in review pricing source |
| Futures $50K Account | Day Trade / USD 100 / One-time Official rendered page default; price refunded on 3rd payout. Source Checked 2026-08-10 | Not listed in review pricing source |
| Futures $100K Account | Day Trade / USD 170 / One-time Official rendered page default; price refunded on 3rd payout. Source Checked 2026-08-10 | Not listed in review pricing source |
| Futures $150K Account | Day Trade / USD 199 / One-time Official rendered page default; price refunded on 3rd payout. Source Checked 2026-08-10 | Not listed in review pricing source |
| Refund Policy | No | Eligible evaluation fee bonus: first payout before 8 May 2026 purchases, second from that date; Instant excluded |
| Coupons / Discount | The5ers discount | Funding Traders discount |
Platforms & Markets
| Feature | The5ers | Funding Traders |
|---|---|---|
| Trading Platforms | CFDs: MT5, cTrader and TradingView for non-US traders; TradingView only for US traders | TradeLocker, MetaTrader 5 |
| Forex | Yes | Yes |
| Stocks | No | No |
| Indices | Yes | Yes |
| Commodities | Yes | Yes |
| Cryptocurrencies | Yes on applicable CFD programs, including High Stakes; symbol and leverage limits vary. | Yes |
| Bonds | Not available | Not available |
| EA/Algo Trading | Yes | Risk-management tools allowed; personally developed EAs conditional in help, Risk Team exception required by terms |
Payout
| Feature | The5ers | Funding Traders |
|---|---|---|
| Payout Terms | First withdrawal 14 days after funded activation, then every 2 weeks from the last approved withdrawal; minimum and caps vary by plan. Approved requests typically processed within 3 business days. Rise, crypto and bank transfer: 3.5%; bank fees may also apply. Hub Credits: 0%, non-cash. | PRO 21 days (14-day add-on); Instant help 7 days versus terms 14, confirm. Rise $200; USDT ERC20 $50 if Rise unavailable; 24-48 hours excluding weekends. Instant additional cushion/profit/consistency gates. |
| See all prop firm payouts → | ||
Verdict
| Key Element | The5ers | Funding Traders |
|---|---|---|
| Strengths | Multiple evaluation routes; eligible scaling can increase profit share to 100%; no maximum completion deadline on core CFD evaluations, subject to inactivity limits | Static 2-Step drawdown; no evaluation deadline; MT5/TradeLocker; published Discipline tracking |
| Weaknesses | Plan-specific drawdown, news and profitable-day rules; cash withdrawal fees; US platform choice restricted; fee reimbursement depends on the program and eligibility | Conflicting help/terms; Instant 15% and 1-Step 50% consistency; risk-tier split reductions; Instant profitable-day and cushion requirements |
| Best For | Structured traders seeking established firm with clear scaling path | Traders who can follow aggregated risk limits and product-specific payout gates |
Conclusion and Final Recommendation
Choose The5ers if you want a higher profit split, up to 100%, a larger funded ceiling at $4M and a lower 3-day minimum. Choose Funding Traders – Elite Firm Review if a shorter evaluation at 2 phases and coverage of cryptocurrencies that the other does not offer matter more to you. Neither firm is better in the abstract. The right choice depends on your strategy, your budget and the instruments you trade, so read both full reviews before you commit. Verify current rules and pricing on each firm’s own site before purchasing.
Frequently asked questions
What should I know about The5ers’s programs?
The5ers High Stakes is a two-step program with a scaling ladder. Its advertised maximum profit share is reached through scaling rather than being the standard starting share. The5ers official rules; The5ers official program information.
What should I know about Funding Traders’s programs?
FundingTraders has separate Pro and Instant programs. Its 2-Step Pro account has two evaluation phases and program-specific payout terms. Funding Traders official rules; Funding Traders official program information.
How do payouts differ between The5ers and Funding Traders?
High Stakes starts at 80% and the published ladder reaches 100% at advanced levels. Its payout guide allows funded-stage requests on a biweekly basis and specifies a $150 minimum after the split. The5ers official rules; The5ers official program information.
The 2-Step Pro guide lists an 80% default share with optional 90% or 100% upgrades. The first payout is normally available 21 days after the first funded trade; the 14-day add-on changes that schedule. Funding Traders official rules; Funding Traders official program information.
Which account rules matter when comparing The5ers and Funding Traders?
High Stakes fee benefits are divided into 10% and 20% non-withdrawable Hub credits after the evaluation steps and a conditional 70% refund at the funded stage. Passing alone does not return the whole fee as cash. The5ers official rules; The5ers official program information.
For 2-Step Pro purchases on or after May 8, 2026, the evaluation-fee refund is tied to the second qualifying payout, rather than simply passing the evaluation. Risk-management violations can also affect rewards. Funding Traders official rules; Funding Traders official program information.
Is The5ers or Funding Traders automatically the better choice?
No. The two firms lead on different things: The5ers has the higher profit split at 100% and the larger funded ceiling at $4M, while Funding Traders – Elite Firm Review has the shorter evaluation at 2 phases and market access the other lacks, namely cryptocurrencies. Which of those matters more depends on how you actually trade, so compare how each firm measures drawdown, the total fee once add-ons and resets are included and the evaluation objectives for the exact program you buy, rather than the headline numbers. If you fail an evaluation, do not assume either firm offers a fixed reset discount: check the reset terms for the specific account you bought.
How We Compared The5ers and Funding Traders
Both firms carry a JoinProp Rating out of 10, scored on the same nine weighted factors, led by payout reliability at 20%, then fee structure, drawdown rules and profit split at 15% each. The scores come from our own firm reviews, built from each firm’s current terms rather than its marketing pages and re-checked at least every 90 days. Affiliate relationships have no effect on any rating, and ratings are never sold. The tables above are the evidence behind those scores. Read our full ranking methodology.
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