The Concept Trading vs Funded Trading Plus: Elite Prop Firms Comparison
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Introduction
The Concept Trading and Funded Trading Plus represent two prominent options in the proprietary trading firm landscape, each offering unique approaches to funding aspiring traders. The Concept Trading stands out with its innovative scaling plan and trader-centric conditions, earning a 4.6/5 Trustpilot rating from 443 reviews (April 2026) and operating under an ASIC-regulated structure. Meanwhile, Funded Trading Plus has established itself with competitive pricing and flexible trading parameters, garnering a 4.4/5 Trustpilot rating from 2,646 reviews (April 2026), with $19.5M+ paid out across 60,000+ traders. Both firms provide pathways to funded trading accounts, but their evaluation models, fee structures, and trader support systems reveal important differences worth considering.
Quick Facts
| Feature | The Concept Trading | Funded Trading Plus |
|---|---|---|
| 
| |
| Founded | 2021 | 2021 |
| Profit Split | Payouts: 50% at every level except the top, where it is 90% | 80% standard; up to 90% on eligible programs; Activation fixed 80% |
| Maximum Account Size | $5,000,000 | $200,000 |
| Evaluation Phases | Not available | 0 (Instant), 1 (Express/Activation), 2 (Classic) |
| Trustpilot Rating | 4.7 | 4.4 |
| Expert Grade | 9.1 | 8.3 |
Program Types
| Program | The Concept Trading | Funded Trading Plus |
|---|---|---|
| Entry Level Program | AUD 65 | Instant Funding |
| Advanced Program | AUD 19997 | 1-Step Express, 2-Step Classic, Activation |
| Scaling Options | Yes | Available on Instant, Express and Classic; not Activation |
| Demo Account | Yes | Not available |
Rules & Assessment
| Criteria | The Concept Trading | Funded Trading Plus |
|---|---|---|
| Profit Target | The Product Line - Traditional: 6% The Product Line - Premier: 7% The Product Line - Empire: 10% The Product Line - Xtreme: 6% The Product Line - Foundation: 10% then 5% | Express 10%; Classic 7% + 7%; Activation 2%; Instant none |
| Maximum Drawdown | The Product Line - Traditional: 4% static The Product Line - Premier: 5% static The Product Line - Empire: 10% static The Product Line - Xtreme: 3% static The Product Line - Foundation: 6% static | 6% trailing Instant/Express; 8% static Classic; Activation 6% static challenge/equity trailing funded |
| Minimum Trading Days | Not available | 0 |
| News Trading | Yes | Allowed subject to FT+ News Trading Policy and risk rules |
| Daily Loss Limit | The Product Line - Traditional: None The Product Line - Premier: None The Product Line - Empire: None The Product Line - Xtreme: None The Product Line - Foundation: None | Not available |
Fees & Pricing
| Option | The Concept Trading | Funded Trading Plus |
|---|---|---|
| CFD $5K Account | Foundation / AUD 65 / One-time Foundation 2-phase programme; Foundation caps at 25K. Source Checked 2026-08-09 | Not listed in review pricing source |
| CFD $10K Account | Foundation / AUD 110 / One-time Foundation 2-phase programme; Foundation caps at 25K. Source Checked 2026-08-09 | Listed challenge / USD 99 / One-time |
| CFD $25K Account | Foundation / AUD 260 / One-time Foundation 2-phase programme; Foundation caps at 25K. Source Checked 2026-08-09 | Listed challenge / USD 199 / One-time |
| CFD $50K Account | Not listed in review pricing source | Listed challenge / USD 349 / One-time |
| CFD $100K Account | Not listed in review pricing source | Listed challenge / USD 549 / One-time |
| CFD $200K Account | Not listed in review pricing source | Listed challenge / USD 999 / One-time |
| Refund Policy | No | No passing-fee rebate on Express/Classic; cancellation within 14 days before any trade under refund policy |
| Coupons / Discount | The Concept Trading discount | Funded Trading Plus discount |
Platforms & Markets
| Feature | The Concept Trading | Funded Trading Plus |
|---|---|---|
| Trading Platforms | MetaTrader 5 (Platform 5), TradeLocker | MetaTrader 5, Match-Trader |
| Forex | Yes | Yes |
| Stocks | Not available | Yes |
| Indices | Not available | Yes |
| Commodities | Not available | Yes |
| Cryptocurrencies | Yes | Yes |
| Bonds | Not available | No |
| EA/Algo Trading | Yes | Allowed subject to program rules and platform support; prohibited strategies excluded |
Payout
| Feature | The Concept Trading | Funded Trading Plus |
|---|---|---|
| Payout Terms | Once per calendar month (Bank transfer, Crypto, Revolut, PayPal) | Instant/Express: day 1 then 7 days, $50 min. Classic: 10 calendar days, 1% min. Activation: 10 trading days, 3% profit + 25% consistency, $50 min. |
| See all prop firm payouts → | ||
| Payout Cap | Payouts: The Payout Matrix figure for your level - excess profit is not payable | Not available |
Verdict
| Key Element | The Concept Trading | Funded Trading Plus |
|---|---|---|
| Strengths | Static drawdown, no daily drawdown, permissive rules, EAs/HFT allowed, low entry fees | Day-one payout eligibility on Instant/Express; Classic static drawdown; EAs permitted within rules; no evaluation deadline |
| Weaknesses | Misleading 90% marketing, one payout/month only, 30-day invoice deadline, capped profits, new discretionary clause | Trailing drawdown on Instant/Express; Classic symbol-loss and consistency limits; Activation funded equity trailing and payout conditions |
| Best For | Long-term scalers seeking trading freedom, not monthly income seekers | Traders choosing program-specific drawdown and payout rules; MT5 or Match-Trader users |
Conclusion and Final Recommendation
Choose The Concept Trading if you want a larger funded ceiling at $5M and a cheaper entry, from AUD 65. Choose Funded Trading Plus – Elite Prop Company Review if a higher profit split, up to 100% matters more to you. Neither firm is better in the abstract. The right choice depends on your strategy, your budget and the instruments you trade, so read both full reviews before you commit. Verify current rules and pricing on each firm’s own site before purchasing.
Frequently asked questions
What should I know about The Concept Trading’s programs?
The Concept Trading offers a level-based prop program. Its 90% Lock option fixes an eligible account at a chosen level instead of continuing to scale. The Concept Trading official rules; The Concept Trading official program information.
What should I know about Funded Trading Plus’s programs?
Funded Trading Plus currently lists Instant Funding, 1-Step Express and 2-Step Classic simulated-account options. Funded Trading Plus official rules.
How do payouts differ between The Concept Trading and Funded Trading Plus?
Its FAQ describes a 50% standard share and 90% at the top level or through the Lock option. The dedicated Lock rules specify weekly payment at 90% after the activation conditions are satisfied. The Concept Trading official rules; The Concept Trading official program information.
The displayed 1-Step Express configuration lists an 80% reward share, eligibility from day zero followed by a seven-day cycle, and optional upgrades to a 90% share or a three-day cycle. Eligibility still depends on the program terms. Funded Trading Plus official rules.
Which account rules matter when comparing The Concept Trading and Funded Trading Plus?
The Lock option is unavailable for Foundation and Intern levels. Once selected, the account cannot scale higher. The site’s general payout and inactivity descriptions differ between pages, so those details require confirmation for the selected model. The Concept Trading official rules; The Concept Trading official program information.
The displayed 1-Step Express has a 10% target, 4% balance-based daily loss limit and 6% trailing maximum loss. Do not apply these conditions to Instant Funding or 2-Step Classic. Funded Trading Plus official rules.
Is The Concept Trading or Funded Trading Plus automatically the better choice?
No, neither is the default pick. The Concept Trading has the larger funded ceiling at $5M and the cheaper entry at AUD 65, and Funded Trading Plus – Elite Prop Company Review has the higher profit split at 100%. Which of those matters more depends on how you actually trade, so compare how each firm measures drawdown, the total fee once add-ons and resets are included and platform availability, rather than the headline numbers. If you fail an evaluation, do not assume either firm offers a fixed reset discount: check the reset terms for the specific account you bought.
How We Compared The Concept Trading and Funded Trading Plus
Both firms carry a JoinProp Rating out of 10, scored on the same nine weighted factors, led by payout reliability at 20%, then fee structure, drawdown rules and profit split at 15% each. The scores come from our own firm reviews, built from each firm’s current terms rather than its marketing pages and re-checked at least every 90 days. Affiliate relationships have no effect on any rating, and ratings are never sold. The tables above are the evidence behind those scores. Read our full ranking methodology.
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