OneUp Trader Prop Firm Review

Pricing snapshot

Updated September 27, 2026

Checked against OneUp Trader’s own site, Terms and Help Desk. This is a simulated-account futures firm; where its marketing and Terms diverge we have flagged it. Confirm current terms on the firm’s own pages before buying.

Company and regulation

OneUp Trader is a well-established US futures funding company (Delaware address). It is unregulated, and its evaluation is simulated. Unusually, its own Terms go further and legally frame the business as education/entertainment rather than a prop firm: “Company engages in general trader education and training and providing an entertainment services… No live trading is provided directly by OneUp Trader.” Passing traders are placed with third-party “funding partners” who issue the actual funded account and process withdrawals, and the site carries the standard CFTC Rule 4.41 disclaimer. Disputes are pushed to arbitration in Switzerland under Swiss law, with liability capped at what you paid or $1,000. None of that is disqualifying, but it’s a more layered legal setup than most.

The rule that defines it: a drawdown that stops trailing

OneUp’s most trader-friendly feature - and its clearest differentiator - is how its trailing maximum drawdown works. It trails your balance upward intraday as you profit, but stops the moment it reaches your initial starting balance, and from then on it is static. On a $50k account with a $2,500 drawdown, once your cumulative profit passes $2,500 the bust level locks at your starting balance and never moves again.

This matters because many futures firms use a drawdown that never stops trailing, so early profits permanently tighten your room. OneUp’s version means the account gets easier to manage the longer you survive it: clear your initial buffer and your downside floor is fixed at breakeven for the life of the account. Combined with keeping 100% of your first $10,000 and a 90% split thereafter, it’s a genuinely favourable structure and the main reason OneUp has a strong, long-standing reputation.

Products, rules and payouts

OneUp runs a single 1-step evaluation (with 10-day standard, 5-day Pro and 3-day eligible Express routes), account sizes $25k to $250k, trading US futures only (ES, NQ, micros, energies, metals, bonds and more) on 20+ platforms (NinjaTrader free, Sierra Chart, Bookmap, Quantower and others), with free Level 2 data. To get funded you need a 10-trading-day minimum for standard, 5 for Pro or 3 for Express and must pass a consistency rule - your other best days must sum to at least 80% of your single biggest day, the guide normally refers to the three other best days, but also accepts a two-day consistency example where $800 follows a $1,000 best day. This does not waive the account’s minimum trading days.

Payouts have a $1,000 minimum and can be requested any weekday, provided you keep a per-account profit buffer in the account (from $1,500 on a $25k up to $5,500 on a $250k). Requests are processed the same day once eligible, but bank wires can take 1-3 business days to arrive; crypto is limited to one request a week, capped at $3,000, with a 5% fee. Crypto settlement can take up to 14 business days after approval. The $1,000 minimum is the trader’s share, not the gross request. Standard funded accounts allow up to three simultaneously; Express is limited to one. Fees are a monthly subscription ($65-$325 by size) with a 7-day free trial.

Express eligibility: the dedicated guide limits this route to traders whose previous funded account was terminated within the past 24 hours, using the same account size. Only one Express account is allowed at a time, with at most two within 30 days. The minimum-day rule and profit/consistency requirements all apply. Sources: rule definitions and Express guide.

Important account distinctions

• Daily loss limit: the dedicated help FAQ says neither evaluation nor funded accounts have a daily loss limit. A generic homepage FAQ still mentions one; the trailing drawdown remains binding. Confirm the funded agreement if its terms differ.
• Fee model: the billing guide describes a recurring evaluation subscription plus an activation fee when approved for funding. Billing renews every 30 days until the account is submitted for review or cancelled. Renewal does not reset the balance, and a balance reset does not change the billing date. The split-payment description does not make the evaluation a one-time purchase.
• “Withdraw from day 1” vs the reality: evaluation days depend on the route; once funded, you must clear the profit buffer and meet a $1,000 minimum in the trader’s share.
• “No fees” vs the 5% crypto-withdrawal fee.

Sources: billing guide, withdrawal policy and help FAQ.

Funded Trading Restrictions

Evaluation news trading is unrestricted, but funded traders must be flat one minute before, during and after specified major releases. Funded accounts also follow dynamic position scaling. Weekly trade executions must reach at least 50% of the evaluation’s average weekly count; request approval for extended inactivity. During the first 90 days, positive net PnL is assessed at 15-calendar-day intervals. Sub-10-second trading is prohibited. Copying between accounts under the same trader’s name is permitted for risk management and strategy diversification; copying other traders and cross-account hedging are prohibited. See funded rules.

Verdict

OneUp Trader is one of the more reputable and long-running US futures funding companies, and the reasons are concrete: a drawdown that stops trailing at your starting balance, 100% of your first $10,000 then a 90% split, a huge platform choice, and a consistency rule that rewards steadiness over luck. Its Trustpilot (around 4.7 across roughly 2,500 reviews) reflects a genuinely well-regarded operation.

Go in understanding the structure. The evaluation is simulated, and OneUp’s Terms frame it as education that places you with third-party funders, with Swiss arbitration and a low liability cap; the fee is a monthly subscription plus a funded activation fee; and “withdraw from day 1” refers to the funded stage after completing the applicable evaluation, with a profit buffer and $1,000 minimum trader share. Those are clarifications rather than red flags. For a disciplined futures trader who values a friendly drawdown and fast weekday payouts, it’s a strong, credible choice.

Frequently Asked Questions

Is OneUp Trader regulated, and is the capital real?

OneUp Trader is unregulated and its evaluation is simulated. Its own Terms frame the business as education and entertainment rather than a prop firm, stating that no live trading is provided directly by OneUp Trader, and that passing traders are placed with third-party funding partners who issue the funded account. It trades US futures only and carries the standard CFTC Rule 4.41 hypothetical-performance disclaimer.

What is the OneUp Trader drawdown model?

OneUp uses a trailing maximum drawdown that trails your balance upward intraday as you profit but stops the moment it reaches your initial starting balance, after which it locks static. On a $50k account with a $2,500 drawdown, once your cumulative profit passes $2,500 the bust level locks at your starting balance and never moves again, which is friendlier than a drawdown that never stops trailing.

What is the OneUp Trader profit split?

The split is 90 percent to the trader, and you keep 100 percent of your first $10,000 in profits before the 90/10 split applies. This is a single advertised tier rather than a scaling or paid-upgrade structure, and combined with the friendly drawdown it is a genuinely favourable arrangement.

What is the OneUp Trader consistency rule?

The other best trading days must total at least 80% of the largest day’s net profit. The help guide describes three other days but also accepts a two-day consistency example of $1,000 and $800. Minimum trading days still apply: 10 standard, 5 Pro or 3 for eligible returning Express traders.

How do OneUp Trader payouts work?

Withdrawals require a retained account-size buffer and at least $1,000 of trader share. Requests are accepted Monday-Friday. Same-day processing is distinct from receipt: wires may take 1-3 business days; crypto can take up to 14 business days after approval. Crypto permits one request per calendar week, up to $3,000, with a 5% processor fee. Express is limited to one funded account; standard allows up to three.

Does OneUp Trader charge a monthly fee?

Evaluations use a monthly subscription, roughly $65 to $325 depending on account size, with a 7-day free trial. A separate activation fee applies on funding approval. The billing guide says renewals occur every 30 days until submission for review or cancellation; renewal does not reset the account balance.

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