Ment Funding - Prop Firm Review

Company and regulation

Ment Funding has been running since 2021 and is a trade name of Prop Account, LLC (which provides the funding assessments and receives the fees), with an affiliated education entity, Ment Funding, LLC. It is US-based and unregulated, and its evaluation is simulated — it “evaluates traders’ skills through demo accounts or simulated trading,” with the service provided “on an ‘as-is’ basis.” It offers three distinct one-step programs: Forex (and CFDs), Futures (the full CME suite) and, unusually, Equities (real S&P 100 stocks).

The rule that defines it: a real funded-equities program

Ment’s clearest differentiator is its funded US-equities program, which is genuinely rare — the overwhelming majority of prop firms restrict traders to forex, CFDs or futures. On the equities track you get an evaluation on real S&P 100 cash stocks with 2:1 buying power, an 80% split, short-selling allowed (with overnight borrow cost), and swing, overnight and weekend holds permitted — a much closer approximation of actual stock trading than a CFD product.

It carries stock-specific rules you won’t see elsewhere, and they’re worth knowing: a 1-minute minimum hold (faster trades forfeit that trade’s profit), a 3% daily profit cap (a soft breach that just pauses you to the next session), and a hard breach for holding through any announced corporate action — earnings, dividends, splits or mergers. If you actually want to trade stocks rather than an index CFD, this program is the reason to look at Ment; just respect the corporate-action rule, which can end an account.

Products, split and drawdown

All three programs are one-step. Forex sizes run $25k to $2m directly, scaling toward $5m; Futures and Equities run roughly $5k to $100k. The split is 75% on forex/futures and 80% on equities, with 90% available as a paid add-on (around a 15% surcharge on equities), rather than earned.

Drawdown is mostly static: a 6% maximum loss that does not trail and locks at your starting balance after your first payout, plus a daily limit (5% forex, 3% futures, 2–3% equities). Equities also offer a trailing variant. Fees are one-time per evaluation, from about $250, with no monthly subscription. There’s an “account doubling” scaling ladder toward $5m for consistent traders.

Contradictions to be aware of

• “No consistency rule” (headline) is only true for Forex $25k–$1m — Futures and Equities carry a 33% consistency rule, and accounts over $1m a 35% one.
• “No time limits” vs a 90-day maximum on the Futures evaluation (a 365-day window only via a paid add-on).
• “Up to 90% split” implies attainable, but 90% is a paid add-on over a 75–80% base.
• “No daily profit cap” vs a 2.5% daily cap on the $2m forex tier and a 3% cap on equities.

Verdict

Ment Funding is one of the more solid, well-regarded firms in this space: it has operated since 2021, holds a ~4.8 Trustpilot across 200-plus reviews, claims “not a single refused payout since 2021,” and offers a genuinely uncommon funded-equities program alongside forex and futures. Payouts from day one on forex and a mostly-static drawdown add to the appeal.

The main thing to get right is reading the rules per program. The attractive “no consistency rule / no time limits” headlines apply only to forex; futures and equities carry a 33% consistency rule and a 90-day evaluation limit, and the equities track has stock-specific rules (1-minute holds, a corporate-action hard breach). The evaluation is simulated, and 90% is a paid upgrade. Match your program to your trading, respect its specific rules, and Ment is a credible, long-running choice — particularly if you want to trade real stocks.

Frequently Asked Questions

Is Ment Funding regulated, and is the capital real?

Ment Funding is a US-based trade name of Prop Account, LLC, active since 2021, and is unregulated. Its evaluation is simulated: it evaluates traders through demo or simulated accounts, and the service is provided on an as-is basis. It offers three one-step programs, in forex, futures and equities.

What is unusual about Ment Funding equities program?

It is a genuinely rare funded US-equities program on real S&P 100 cash stocks, with 2:1 buying power, an 80 percent split, short-selling allowed and swing, overnight and weekend holds permitted, which almost no prop firm offers. It carries stock-specific rules, including a 1-minute minimum hold, a 3 percent daily profit cap, and a hard breach for holding through any announced corporate action such as earnings, dividends, splits or mergers.

What is the Ment Funding profit split?

The split is 75 percent on forex and futures and 80 percent on equities, with 90 percent available as a paid checkout add-on rather than something you earn through performance. The 90 percent surcharge is around 15 percent on the equities program.

What are the Ment Funding drawdown rules?

Drawdown is mostly static: a 6 percent maximum loss that does not trail and locks at your starting balance after your first payout, plus a daily limit of 5 percent on forex, 3 percent on futures and 2 to 3 percent on equities. The equities program also offers a trailing variant. There is an account-doubling scaling ladder toward $5m for consistent traders.

Does Ment Funding really have no consistency rule or time limits?

Only on forex. The no-consistency-rule and no-time-limit headlines apply to Forex $25k to $1m. The Futures and Equities programs carry a 33 percent consistency rule, accounts over $1m a 35 percent one, and the Futures evaluation has a 90-day maximum (a 365-day window only via a paid add-on). Confirm the rules for the specific program you buy.

Is Ment Funding trustworthy and paying?

It has a strong reputation: operating since 2021, a roughly 4.8 Trustpilot across more than 200 reviews, and a claim of not a single refused payout since 2021, with All systems operational on its site as of mid-2026. There is one isolated complaint about a KYC denial, but no systemic payout-failure pattern. Payouts have a $100 minimum, with forex withdrawable from day one then every 30 days.

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