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Home/Glossary/Overnight financing

Forex and CFDs · Pro

Overnight financing

By Omer Rapaport · Content updated 11 September 2026

Also searched as: swap, swap fee, rollover financing

What does Overnight financing mean?

Overnight financing is a debit or credit applied to positions held across a provider’s financing cutoff. In retail forex and CFDs it may be called swap or rollover financing.

Example

A position remains open at the financing cutoff and receives a charge even without a new trade.

Illustrative example; not a provider’s quoted offer.

Why it matters for prop traders

Rates, holiday treatment and charge schedules differ by instrument and provider.

Sources and further reading

The following primary sources support the terminology. Provider rules describe their own products and may change.

  • OANDA - Trading and financing charges

Related terms

  • Contract for difference
  • Currency pair
  • Forex
← All 181 terms

Frequently asked questions

Are overnight financing rates and schedules universal?

Rates, holiday treatment and charge schedules differ by instrument and provider.

Sources: OANDA - Trading and financing charges

What is a practical example of Overnight financing?

Illustrative example: A position remains open at the financing cutoff and receives a charge even without a new trade.

Sources: OANDA - Trading and financing charges

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