Instant Funding Prop Firm Review
- Immediate capital upon evaluation completion
- Zero-day verification after trader success
- Quick withdrawals through multiple methods
- Income available anytime for traders
- Consistent assistance through entire journey
# Instant Funding Review
Company Overview
Instant Funding offers a unique approach to proprietary trading, providing traders with direct access to funded accounts without the traditional waiting periods. Founded with the mission to eliminate barriers to funded trading, the firm distinguishes itself by offering immediate access to capital after purchase, bypassing the typical evaluation phases many competitors require. Instant Funding caters to both novice and experienced traders with account sizes ranging from $5,000 to $200,000, featuring competitive profit splits up to 90%.
The platform supports trading across various markets including forex, indices, commodities, and cryptocurrencies through the industry-standard MetaTrader 4 and MetaTrader 5 platforms. With straightforward trading rules, transparent fee structures, and responsive customer support, Instant Funding has positioned itself as an attractive option for traders seeking immediate funding solutions in the competitive proprietary trading landscape.
Key Features at a Glance
Challenge Fees
- One-time payment – No recurring fees; pay once for your account challenge
- Scaled pricing – Fees correspond to account size, starting at $49 for smaller accounts
- No hidden costs – Transparent fee structure with all features included
- Discounts for larger accounts – Better value per dollar with higher account tiers
Account Types
- Standard Account: Traditional two-phase evaluation with moderate profit targets and trading requirements
- Professional Account: Advanced evaluation with higher profit targets and more flexible trading parameters
- Instant Funding: Direct funded accounts with no evaluation phases, allowing immediate trading
- Scaling Account: Progressive account growth options based on consistent performance
Profit Split Options
- Standard Split (80/20): Default profit sharing arrangement with 80% going to the trader
- Premium Split (90/10): Enhanced profit sharing for consistently successful traders
- Scaling Split: Increasing profit percentages based on account growth and performance
- Loyalty Program: Improved profit splits for returning and long-term traders
Account Sizes
- $5,000: Entry-level account ideal for beginners with lower challenge fees
- $10,000: Mid-tier account balanced for intermediate traders
- $25,000: Professional-grade account with substantial trading capital
- $50,000: Advanced trading account with higher potential profit generation
- $100,000: Premium account for experienced traders with significant capital requirements
- $200,000: Elite account tier for professional traders seeking maximum capital access
Trading Platforms
- MetaTrader 4 (MT4): Industry-standard platform with comprehensive charting tools and expert advisors
- MetaTrader 5 (MT5): Advanced trading platform with enhanced features and multi-asset capabilities
- Web Dashboard: Proprietary analytics interface for account monitoring and performance tracking
Financial Markets
- Forex: Major, minor, and exotic currency pairs with competitive spreads
- Indices: Global stock market indices including US30, S&P500, and international markets
- Commodities: Energy, metals, and agricultural products with flexible trading conditions
- Cryptocurrencies: Major digital assets including Bitcoin, Ethereum, and altcoins
Challenge Programs Detail
Standard Challenge
| Feature | Challenge Phase | Verification Phase |
|---|---|---|
| Duration | 30 days | 60 days |
| Profit Target | 8% | 5% |
| Daily Drawdown | 5% | 5% |
| Maximum Drawdown | 10% | 10% |
| Minimum Trading Days | 10 | 10 |
Professional Challenge
| Feature | Challenge Phase | Verification Phase |
|---|---|---|
| Duration | 45 days | 45 days |
| Profit Target | 10% | 5% |
| Daily Drawdown | 4% | 4% |
| Maximum Drawdown | 8% | 8% |
| Minimum Trading Days | 15 | 15 |
Challenge Specifications
- Max Allocation: Up to $200,000 for qualified traders with scaling opportunities for consistent performers
- Scaling: 25% account growth available after every 10% profit milestone with consistent performance
- Trading Competitions: Monthly contests with additional cash prizes and account upgrades for top performers
- Free Trial: 7-day demo account available to test platform functionality before commitment
- Profit Targets: Standard challenge requires 8% in first phase and 5% in verification; Professional challenge requires 10% and 5% respectively
- Drawdown Structure:
- Daily: 5% maximum intraday drawdown for Standard, 4% for Professional accounts
- Maximum: 10% total account drawdown for Standard, 8% for Professional accounts
- Trailing: Dynamic drawdown calculation based on highest achieved equity point
Trading Rules and Requirements
- No news trading during major economic announcements
- Position holding permitted over weekends, but not during scheduled market closures
- No hedging allowed within the same instrument
- Minimum trading days requirement must be met (10 days for Standard, 15 for Professional)
- No algorithm or expert advisor trading permitted without prior approval
- Maximum leverage of 1:100 applied to all account types
- Trade lot sizes must not exceed 2% of account equity per position
Company Information
- Founded in 2020 with headquarters in London, UK
- Regulated by financial authorities for capital management activities
- 24/7 customer support available via live chat, email, and phone
- Educational resources including webinars, trading guides, and market analysis
- Community forum for trader interaction and strategy sharing
- Regular platform updates and feature enhancements based on trader feedback
Payout Methods
- Bank Wire Transfer (3-5 business days)
- PayPal (24-48 hours)
- Skrill (24-48 hours)
- Neteller (24-48 hours)
- Bitcoin and other cryptocurrencies (1-24 hours)
- Wise (formerly TransferWise) (2-3 business days)
Trading Commissions
- Forex pairs: $7 per lot round turn
- Indices: $7-10 per lot depending on the specific index
- Commodities: $8 per lot for metals, $10 for energies
- Cryptocurrencies: 0.1% per side of trade value
- No hidden fees or markup on spreads
- Volume discounts available for high-frequency traders
IP Rules
- VPN usage strictly prohibited during account evaluation and funded trading
- Maximum of 2 trading locations (IP addresses) permitted per account
- New IP addresses must be registered with support before trading
- Account sharing not permitted under any circumstances
- Automated trading systems must be approved and registered with compliance
Video Review
Instant Funding Review
Comprehensive review of Instant Funding trading services
Unique Features
Instant Funding Model
- No evaluation phase required – trade with real capital immediately
- Start receiving profit splits from day one of trading
- Bypass traditional challenge requirements while maintaining risk management
Trader Support
- One-on-one coaching sessions available for funded traders
- Advanced analytics dashboard for performance tracking
- Trading psychology workshops and resources
- Community trading rooms with professional market analysis
Why Choose Instant Funding?
Instant Funding stands out in the crowded prop firm landscape by eliminating the traditional waiting period between evaluation and funding. Their model provides traders with immediate access to capital, allowing for faster career progression and profit generation.
Key advantages include:
- Immediate capital access without lengthy evaluation periods
- Competitive profit splits up to 90% for successful traders
- Flexible account scaling options based on performance
- Comprehensive trader support including educational resources
- Transparent fee structure with no hidden costs
- Fast payout processing with multiple withdrawal methods
- Trading across multiple markets and instruments
Frequently Asked Questions
How long does it take to get funded?
Instant Funding lives up to its name by providing immediate funding upon account purchase. Unlike traditional prop firms that require weeks or months of evaluation, you can begin trading with real capital from day one. There’s no waiting period between passing challenges and receiving funding – your account is ready to trade as soon as your purchase is processed, typically within 24 hours.
Can I hold positions over the weekend?
Yes, Instant Funding allows position holding over weekends for most instruments. However, due to potential gap risk, traders are encouraged to manage their exposure carefully during weekend market closures. Some specific instruments may have weekend holding restrictions, particularly during high-volatility periods or before major economic events. Always check the trading calendar and announcements for any temporary restrictions.
What happens if I break a rule?
Rule violations are handled on a case-by-case basis. Minor infractions typically result in warnings, while serious violations like exceeding maximum drawdown limits will result in account termination. If rules are broken unintentionally, Instant Funding’s support team may offer guidance and, in some cases, account reset options for a fee. Traders are encouraged to contact support immediately if they believe they’ve accidentally violated a rule.
Can I trade news events?
Trading during major news events is permitted but with certain restrictions. Instant Funding requires position reduction or closure before high-impact economic releases like Non-Farm Payrolls, FOMC announcements, and other market-moving events listed in their economic calendar. This policy helps protect both the trader and the firm from extreme volatility. Traders who wish to specifically trade news events should review the detailed news trading policy provided upon account activation.
How often can I withdraw profits?
Profit withdrawals are available bi-weekly (every two weeks) for all funded traders who have reached the minimum withdrawal threshold of $100. Once requested, withdrawals are processed within 3-5 business days depending on the chosen payment method. There are no limits on withdrawal amounts beyond the minimum threshold, allowing traders to access their earnings regularly. For traders achieving exceptional performance, weekly withdrawal options may become available upon request.
