Lucid Trading vs OneUp Trader – Prop Firm Comparison
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Introduction
Lucid Trading and OneUp Trader are both futures prop firms built around CME Group markets, which makes them direct competitors for traders who want funded access to contracts like ES, NQ, CL and GC. Lucid Trading funds $25K to $150K accounts on CME futures, keeps 90% (100% on first $10K, early LucidPro), and runs 1-Step (LucidFlex, LucidPro), with 15-minute average (fastest documented), Plaid, ADP, crypto. OneUp Trader, founded 2016 (United States) funds $25K to $250K accounts on CME futures, keeps 100% on first $10,000, then 90/10, and runs 1-Step Evaluation, with standard payout processing. Lucid Trading is best for traders who prioritise payout speed, platform choice and proven scale, while OneUp Trader suits traders who want a long-established firm with free platform tools and no daily loss limit.
Quick Facts
Program Types
| Program | Lucid Trading | OneUp Trader |
|---|---|---|
| Entry Level Program | Yes | Yes |
| Advanced Program | Yes | Not available |
| Scaling Options | Yes | Yes |
| Demo Account | Not available | Yes |
Rules & Assessment
| Criteria | Lucid Trading | OneUp Trader |
|---|---|---|
| Profit Target | 25k: $1250; 50k: $3000; 100k: $6000; 150k: $9000 | 6% |
| Maximum Drawdown | Pro/Flex EOD trailing: $1,000/$2,000/$3,000/$4,500 by 25K/50K/100K/150K; locks at start + $100. Breaches can occur intraday. Daily funded uses intraday trailing. | Real-time trailing, locks at starting balance; touching the floor breaches; includes commissions and fees |
| Minimum Trading Days | Pro evaluation: 1-day pass; Flex/Daily evaluation: 2-day pass path with 50% consistency; Flex funded payouts require 5 qualifying profitable days | 10 standard; 5 Pro; 3 Express (eligible returning funded traders only) |
| News Trading | Plan-specific: Daily funded must be flat 1 minute before through 1 minute after high-impact USD red-folder events; violation is a hard breach. | Evaluation: allowed; funded: flat 1 minute before, during and after specified major releases |
Fees & Pricing
| Option | Lucid Trading | OneUp Trader |
|---|---|---|
| Futures $25K Account | Pro Eval / USD 135 / One-time Official Lucid Trading Pro Eval list price before checkout coupon. Source Checked 2026-08-10 | Evaluation / USD 65 / Monthly Monthly evaluation price shown on OneUp Trader homepage. Source Checked 2026-08-10 |
| Futures $50K Account | Pro Eval / USD 185 / One-time Official Lucid Trading Pro Eval list price before checkout coupon. Source Checked 2026-08-10 | Evaluation / USD 75 / Monthly Monthly evaluation price shown on OneUp Trader homepage. Source Checked 2026-08-10 |
| Futures $100K Account | Pro Eval / USD 285 / One-time Official Lucid Trading Pro Eval list price before checkout coupon. Source Checked 2026-08-10 | Evaluation / USD 150 / Monthly Monthly evaluation price shown on OneUp Trader homepage. Source Checked 2026-08-10 |
| Futures $150K Account | Pro Eval / USD 370 / One-time Official Lucid Trading Pro Eval list price before checkout coupon. Source Checked 2026-08-10 | Evaluation / USD 175 / Monthly Monthly evaluation price shown on OneUp Trader homepage. Source Checked 2026-08-10 |
| Futures $250K Account | Not listed in review pricing source | Evaluation / USD 325 / Monthly Monthly evaluation price shown on OneUp Trader homepage. Source Checked 2026-08-10 |
| Refund Policy | Not available | Not available |
| Coupons / Discount | Lucid Trading discount | OneUp Trader discount |
Platforms & Markets
| Feature | Lucid Trading | OneUp Trader |
|---|---|---|
| Trading Platforms | NinjaTrader, Tradovate, TradingView, MotiveWave, Quantower, Tradesea, and 6 more | NinjaTrader, R|Trader, R|Trader Pro, Quantower, Sierra Chart, ATAS, and 16 more |
| Forex | Yes | Yes |
| Stocks | No | No |
| Indices | Yes | Yes |
| Commodities | Yes | Yes |
| Cryptocurrencies | No | No |
| Bonds | No | Yes |
| EA/Algo Trading | Not available | Yes |
Payout
| Feature | Lucid Trading | OneUp Trader |
|---|---|---|
| Payout Terms | Plan-specific eligibility. Advertised average is not guaranteed delivery. Pro disburses within 2 business days after approval. Plaid: US; WorkMarket/ADP: US and international, bank or PayPal; crypto: international. | Weekday requests; retained buffer; $1,000 minimum trader share. Wire receipt 1–3 business days. Crypto: once/week, $3,000 cap, 5% fee, up to 14 business days after approval. |
| See all prop firm payouts → | ||
Verdict
| Key Element | Lucid Trading | OneUp Trader |
|---|---|---|
| Strengths | Multiple plan configurations, Pro/Flex DLL on/off options, 10+ supported platforms, regional payout options, no funded consistency on Flex/Daily | Founded 2016 one of longest-running, 100% profit on first $10K, No daily loss limit, 20+ platform support, Free NinjaTrader license, 4.7/5 Trustpilot |
| Weaknesses | Simulated funded accounts; plan-specific payout caps and buffers; Daily funded intraday drawdown and high-impact USD news restriction; live transition discretionary | Recurring evaluation fee plus activation; no overnight/weekend holding; funded news windows, weekly activity and 90-day probation rules; Express eligibility restricted |
| Best For | Futures traders seeking rapid payouts and flexible challenge structures | Experienced futures traders seeking established firm with generous early payouts |
Conclusion and Final Recommendation
Choose Lucid Trading if you are futures traders seeking rapid payouts and flexible challenge structures. Choose OneUp Trader if a larger funded ceiling at $250K, a shorter evaluation at 1 phase and a cheaper entry, from USD 65 matter more to you. Neither firm is better in the abstract. The right choice depends on your strategy, your budget and the instruments you trade, so read both full reviews before you commit. Verify current rules and pricing on each firm’s own site before purchasing.
Frequently asked questions
What should I know about Lucid Trading’s programs?
Lucid Trading has different account products. LucidDirect is an instant-funded arrangement with its own payout objectives. Lucid Trading official rules.
What should I know about OneUp Trader’s programs?
OneUp Trader was founded in 2016 and carries a JoinProp Rating of 8 out of 10. Our comparison table lists a 1-phase evaluation, a 6% profit target and a maximum funded account of $250,000. Trading platforms are listed as 20+ including NinjaTrader, Rithmic, ATAS, Quantower, Sierra Chart, Bookmap. On the same table scaling is offered, a demo account is available and an entry level program is available. Confirm the current terms for the exact account you buy before you fund it.
How do payouts differ between Lucid Trading and OneUp Trader?
LucidDirect lists a 90% trader share and a $500 minimum request. Requests can be made any day after the profit goal and other conditions are satisfied, subject to account-size and payout-cycle caps. Lucid Trading official rules.
OneUp Trader lists a profit split of 100% first $10,000, then 90/10. Its payout terms are listed as ACH, Wire transfer, Cryptocurrency.
Which account rules matter when comparing Lucid Trading and OneUp Trader?
LucidDirect requires the largest winning day to be no more than 20% of the cycle’s profit. The consistency and profit-goal requirements reset after each approved payout. Lucid Trading official rules.
OneUp Trader applies 2.2%-6% trailing as its maximum drawdown. It also lists a 6% profit target and 15 minimum trading days. On this firm news trading is not permitted and EAs and algorithms are permitted.
Is Lucid Trading or OneUp Trader automatically the better choice?
No, neither firm is the automatic pick, and the honest answer depends on how you actually trade.
Lucid Trading Strengths: 15-minute average payout speed and Dual plans for different experience levels. Watch-outs: Max account size $150 and 000 smaller than competitors. Best suited to: Futures traders seeking rapid payouts and flexible challenge structures.
OneUp Trader Strengths: Founded 2016 one of longest-running and 100% profit on first $10K. Watch-outs: Futures only and No weekend holding. Best suited to: Experienced futures traders seeking established firm with generous early payouts.
Which one wins for you depends on how each firm measures drawdown, what the account actually costs once resets and add-ons are included, and the evaluation objectives on the exact size you buy, rather than on the headline numbers. Check both sets of current terms before you fund an account.
Are Lucid Trading and OneUp Trader both futures-only?
Yes. Both fund traders on CME Group futures – index, energy, metals and currency contracts. Neither offers forex or CFD funded accounts, so the choice comes down to rules, platforms and payouts rather than markets.
Which firm pays out faster?
Lucid Trading offers 15-minute average (fastest documented), Plaid, ADP, crypto, while OneUp Trader offers standard payout processing. Match the payout cadence to how often you plan to withdraw.
Which firm has the better profit split?
Lucid Trading keeps 90% (100% on first $10K, early LucidPro), and OneUp Trader keeps 100% on first $10,000, then 90/10. The better deal depends on the account tier and how far you scale.
Does either firm offer instant funding?
Lucid Trading offers a skip-evaluation route (lucidPro can pass in a single trading day), while OneUp Trader offers one (express Funding for returning traders).
Which firm gives more platform choice?
Lucid Trading supports NinjaTrader, Tradovate and TradingView via CQG, plus Sierra Chart, Quantower and other applications via Rithmic, while OneUp Trader supports 20+ platforms incl. free NinjaTrader license.
How We Compared Lucid Trading and OneUp Trader
Both firms carry a JoinProp Rating out of 10, scored on the same nine weighted factors, led by payout reliability at 20%, then fee structure, drawdown rules and profit split at 15% each. The scores come from our own firm reviews, built from each firm’s current terms rather than its marketing pages and re-checked at least every 90 days. Affiliate relationships have no effect on any rating, and ratings are never sold. The tables above are the evidence behind those scores. Read our full ranking methodology.
Related comparison: Compare all futures prop firms