Top One Futures vs The5ers – Prop Firm Comparison
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Introduction
Top One Futures and The5ers reward almost opposite trading rhythms. Top One Futures is built for fast, intraday futures trading: founded in Cheyenne in 2023, it pays on demand in under an hour, hands you 100% of your first $20,000 in profit, offers instant-funded accounts, and asks you to close everything by Friday afternoon. The5ers, an Israeli firm running since 2016, sits at the patient end of the spectrum, a forex and CFD firm that lets you hold positions overnight and over weekends, starts from a low $5,000 entry, and scales funded accounts as high as $4 million.
The markets settle most of the decision. Top One trades CME futures (ES, NQ, gold, crude) on NinjaTrader, Tradovate and Rithmic, with a soft 2.5% daily-loss pause and a one-step Elite Challenge or instant routes. The5ers trades forex, indices and commodity CFDs on MT4, MT5 and cTrader, using a two-step evaluation, or its one-step Hyper Growth path, with a 4% daily and 5% overall loss limit. Both allow EAs.
So the choice rarely comes down to which is better in the abstract. Pick Top One Futures if you trade futures intraday and want the fastest payouts and the biggest 100% window, accepting a 2023 track record and no weekend holding. Pick The5ers if you trade forex, want to swing positions through the weekend, value a near-decade of history at 4.7/5, and like a $5K starting point, though its split tops out around 80% versus Top One’s 100% on early profits. The ratings sit nearly level (4.8 versus 4.7), so this is less about quality and more about whether you trade futures fast or forex patiently.
Quick Facts
| Feature | Top One Futures | The5ers |
|---|---|---|
|  | |
| Founded | 2023 | 2016 |
| Profit Split | 100% of first $20,000, then 90/10 | 80-100% |
| Maximum Account Size | $300,000 | $4,000,000 |
| Evaluation Phases | 1 | 3 |
| Trustpilot Rating | 4.8 | 4.8 |
| Expert Grade | 8.6 | 9 |
Program Types
| Program | Top One Futures | The5ers |
|---|---|---|
| Entry Level Program | Yes | High Stakes (2-Step) |
| Advanced Program | Yes | Hyper Growth (1-Step) |
| Scaling Options | Yes | Bootcamp (3-Step) |
| Demo Account | Yes | Available |
Rules & Assessment
| Criteria | Top One Futures | The5ers |
|---|---|---|
| Profit Target | 6% | 5-10% |
| Maximum Drawdown | 4% EOD trailing | 10% |
| Minimum Trading Days | 0 | 3 |
| News Trading | Yes | Yes |
Fees & Pricing
| Option | Top One Futures | The5ers |
|---|---|---|
| CFD $2.5K Account | Not offered | USD 19 / High Stakes New / One-time |
| CFD $5K Account | Not offered | USD 35 / High Stakes New / One-time |
| CFD $10K Account | Not offered | USD 69 / High Stakes New / One-time |
| CFD $25K Account | Not offered | USD 176 / High Stakes New / One-time |
| CFD $50K Account | Not offered | USD 278 / High Stakes New / One-time |
| CFD $100K Account | Not offered | USD 491 / High Stakes New / One-time |
| Futures $25K Account | USD 69 / Elite ACCESS / Monthly | USD 59 / Day Trade / One-time |
| Futures $50K Account | USD 105 / Elite ACCESS / Monthly | USD 100 / Day Trade / One-time |
| Futures $100K Account | USD 209 / Elite ACCESS / Monthly | USD 170 / Day Trade / One-time |
| Futures $150K Account | USD 309 / Elite ACCESS / Monthly | USD 199 / Day Trade / One-time |
| Coupons / Discount | Top One Futures discount | The5ers discount |
Platforms & Markets
| Feature | Top One Futures | The5ers |
|---|---|---|
| Trading Platforms | NinjaTrader, Tradovate, ProjectX | MetaTrader 5, cTrader |
| Forex | Yes | Yes |
| Stocks | No | No |
| Indices | Yes | Yes |
| Commodities | Yes | Yes |
| Cryptocurrencies | No | No |
| Bonds | No | Not available |
| EA/Algo Trading | Yes | Yes |
Payout
| Feature | Top One Futures | The5ers |
|---|---|---|
| Payout Terms | On-demand, averaging under 1 hour via Riseworks | Bi-weekly; minimum $150 threshold; bank 3%, Wise/crypto 2%, Hub Credits 0% |
| See all prop firm payouts → | ||
Verdict
| Key Element | Top One Futures | The5ers |
|---|---|---|
| Strengths | 100% profit threshold highest in industry, fastest payouts under 1 hour, soft daily loss pause vs termination | Established 2016, 30,000+ verified payouts, Profit scales to 100%, No time limits, Multiple program options |
| Weaknesses | founded 2023 limited track record, no weekend holdings, tightened payout cycles in 2025 | Non-refundable fees, Strict drawdown rules, US traders restricted, Withdrawal fees (2-3%), News trading prohibited on High Stakes |
| Best For | Traders seeking fastest payouts and highest early-stage profit threshold | Structured traders seeking established firm with clear scaling path |
Conclusion and Final Recommendation
Choose Top One Futures if you want a shorter evaluation at 1 phase and no minimum trading days. Choose The5ers if a larger funded ceiling at $4M and a cheaper entry, from USD 19 matter more to you. Neither firm is better in the abstract. The right choice depends on your strategy, your budget and the instruments you trade, so read both full reviews before you commit. Verify current rules and pricing on each firm’s own site before purchasing.
Frequently asked questions
What should I know about Top One Futures’s programs?
Top One Futures publishes separate Elite, Elite Daily, Elite Access and instant-account rulebooks. Elite Access conditions are only one part of its range. Top One Futures official rules.
What should I know about The5ers’s programs?
The5ers High Stakes is a two-step program with a scaling ladder. Its advertised maximum profit share is reached through scaling rather than being the standard starting share. The5ers official rules; The5ers official program information.
How do payouts differ between Top One Futures and The5ers?
Elite Access lists a 90% trader share and $500 minimum, with on-demand eligibility after satisfying its buffer, five profitable-day requirement, 40% consistency and account-size payout caps. Top One Futures official rules.
High Stakes starts at 80% and the published ladder reaches 100% at advanced levels. Its payout guide allows funded-stage requests on a biweekly basis and specifies a $150 minimum after the split. The5ers official rules; The5ers official program information.
Which account rules matter when comparing Top One Futures and The5ers?
From the second request, at least 50% of the requested payout must come from new profit. On-demand availability does not waive the buffer or profitable-day conditions. Top One Futures official rules.
High Stakes fee benefits are divided into 10% and 20% non-withdrawable Hub credits after the evaluation steps and a conditional 70% refund at the funded stage. Passing alone does not return the whole fee as cash. The5ers official rules; The5ers official program information.
Is Top One Futures or The5ers automatically the better choice?
No. The two firms lead on different things: Top One Futures has the shorter evaluation at 1 phase and no minimum trading days, while The5ers has the larger funded ceiling at $4M and the cheaper entry at USD 19. Which of those matters more depends on how you actually trade, so compare how each firm measures drawdown, the total fee once add-ons and resets are included and the evaluation objectives for the exact program you buy, rather than the headline numbers. If you fail an evaluation, do not assume either firm offers a fixed reset discount: check the reset terms for the specific account you bought.
How We Compared Top One Futures and The5ers
Both firms on this page carry a JoinProp Rating out of 10. We produce that rating with the same 9-factor methodology we apply to every firm we review: payout reliability (20%), fee structure (15%), drawdown rules (15%), profit split (15%), evaluation terms (10%), trading rules (10%), support access and responsiveness (5%), scaling plan (5%), and track record and transparency (5%).
The inputs come from our firm reviews, not from this page. For each firm we work from the current terms and conditions rather than marketing pages, track rule and pricing changes over time, and read payout and support reports across Trustpilot, Reddit and Discord, looking for recurring patterns rather than isolated complaints. Every firm is re-checked at least every 90 days, or sooner after a material change. Affiliate relationships have no effect on any rating, and ratings are never sold.
The tables above show the evidence behind those factors. A few rows, including trading platforms, available instruments, maximum account size and demo availability, are there to help you judge fit and do not affect either rating.
Read our full ranking methodology
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