Prop Firm Reviews

Funding Pips is a Comoros-registered prop firm (FundingPips Corp) with an administrative base in Dubai. All accounts are simulated. The advertised "up to 100%" profit split is neither a tier you earn nor an add-on you buy - it is a payout-frequency trade-off: weekly pays 60%, bi-weekly 80%, on-demand 90% and monthly 100%. That makes it the only major firm whose top split is free and rule-based rather than bought or scaled into. Maximum drawdown is STATIC on all four standard models (a floor that never moves) - the exceptions are FundingPips Zero, which trails at 5% and is by far the strictest product here, and Prime, which trails at 8%. Six programmes, fees from 29 to 888 USD, max allocation 400,000 USD, and Prime scaling to 2,000,000. Weekend holding has been suspended on funded accounts since January 2026. The challenge fee is refunded at your 4th reward on 1 Step and 2 Step Standard only - reset fees never are.

Lucid Trading (Lucid Trading Group LLC, Delaware) is one of the more genuinely trader-friendly futures firms around. A real 90% BASE split with no upgrade to buy, an end-of-day trailing drawdown that locks at your starting balance plus $100, a soft daily loss limit that ratchets upward (the LucidScale DLL = highest EOD profit x 60%) rather than punishing you, a clean one-time fee with no rebills, and permissive rules (news, EAs, copiers, scalping all allowed) add up to a risk model materially looser than the intraday-trailing norm. The caveats are modest: accounts are SIMULATED (the "real capital" language applies only after you reach LucidLive), the three plans (Pro/Flex/Direct) differ enough that picking the wrong one matters, and the marketing's "15-minute payout" is a "2 business days" commitment in the Terms.

FunderPro sells four evaluations - One Phase, Classic, Pro and Instant - on MetaTrader 5, cTrader and TradeLocker, with an 80% base split and a $100 minimum payout. It is unusually candid in one respect: it publishes its own pass rate, 7.35%, in the site footer. It is less candid in others. The homepage advertises "No Trailing Drawdown" while the binding Instant terms specify a trailing one, and the contract that governs your payouts is not published anywhere.

FXIFY is a broker-owned simulated forex/CFD prop firm: its challenge provider sits in the same corporate group, Prime Intermarket Group or FXPIG, as the Mauritius-licensed broker that supplies its pricing and liquidity. It trades on MT4, MT5, DXTrade and TradingView, plus crypto, with a separate FXIFY Futures brand. Its signature feature is first payout on demand: after passing, one closed trade lets you withdraw immediately with no minimum days, target or amount, credible because it owns its broker end to end. It offers 1-step, 2-step, 3-phase, Lightning, Instant Funding and crypto programs, sizes 5,000 to 400,000 from about 19 dollars, a split up to 90 percent (100 percent on crypto and futures), a 50 dollar minimum payout and scaling to 4 million. The main risk is a recurring pattern of payout denials citing latency arbitrage or prohibited strategies. It does not accept US traders.

OFP Funding has one of the most appealing front ends in the sector: instant funding with no challenge, a one-time lifelong fee (not a subscription), up to a $300k account, a 100% headline split and fast, flexible payouts, with a long track record as an early mover. The whole proposition rests on getting paid, though: the accounts are simulated, the 100% split is trimmed by a $50 Rise fee on larger withdrawals, and the removed challenge is replaced by an opaque Inconsistency Score that can delay or deny payouts.

For Traders is an actively-marketed, broadly-positive firm (around 4/5 Trustpilot) with a wide product menu, fast advertised payouts, a 48-hour guarantee and novel touches like the soft-breach Drawdown Protection and a built-in AI coach. But the rules matter more than the marketing: the accounts are simulated and payouts explicitly discretionary, the up-to-90% split and payout-on-demand headlines are softer in the fine print, and two rules, the -2% soft breach that halves your split and the 40%-margin gambling void, are the main ways traders lose earnings.

Instant Funding is a UK-based, simulated forex/CFD and crypto-CFD prop firm run by Acello Ltd, on MT5, cTrader and Match-Trader, built around no-evaluation instant funding. Its signature is Smart Drawdown: the flagship has no profit target, and once you reach plus 5 percent the drawdown floor ratchets up to lock in a protected buffer. The lineup includes the instant flagship, a 24-hour IF1 account, and 1-phase and 2-phase challenges, with sizes roughly 5,000 to 50,000 from about 47 dollars. The base split is 80 percent, up to 90 percent via a paid add-on, with account-doubling scaling to 1.28 million. The main caveat is payout denial at the compliance and KYC stage. US traders are accepted on Match-Trader only, and it is not swap-free.

Maven Trading is a budget-focused, community-driven UAE prop firm, Maven Edu FZCO, operating since 2022. It offers simulated forex/CFD, crypto and even prediction-market trading on cTrader and Match-Trader. Its defining rule is the M2 Account Saver, an automated circuit-breaker on its OMO and Buy-Now-Pay-Later funded accounts: if floating drawdown hits 2 percent of balance, the first breach force-closes your trades and permanently cuts your split from 80 to 50 percent, and a second breach permanently deactivates the account. The other half of its identity is low cost and variety: fees from about 13 dollars, a genuine 5 dollar Buy-Now-Pay-Later, instant, 1-, 2- and 3-step models, and swap-free accounts. The split is 80 percent on core products, or 70 percent on prediction markets, payouts come every 10 business days, and scaling runs to 1 million. US traders are accepted, though MetaTrader is unavailable to US and Canada. Watch the 10,000 dollar per 30-day withdrawal cap.

Goat Funded Trader runs seven evaluation routes across five platforms, with an 80% base profit split, bi-weekly payouts and a $100 minimum. The multi-step evaluations use a static drawdown; the Instant and Blitz products trail. Two rules decide most outcomes here: the fee is rebated on your fourth payout rather than refunded, and the first Reward on Demand is paid at 40% whatever split you bought.

Earn2Trade is an education and evaluation company (a Wyoming LLC) — it does not fund you itself. The funding offer comes from one of three partner proprietary trading firms: Helios Trading Partners, Appius Trading Limited or Kronos Proprietary Trading. On 6 July 2026 Earn2Trade removed the 10-day minimum trading rule entirely and replaced the flat 80/20 split with a tiered structure: 50/50 below a per-account withdrawal threshold, 80/20 at or above it, and a fixed 60/40 on 400,000 USD accounts. There is no consistency rule once funded, and payouts are weekly from 100 USD with no subscription fee once funded. Note that LiveSim accounts use an end-of-day drawdown while Live accounts use an intraday TRAILING drawdown — and on the firm's own published figures, 94.77% of traders who pass stay on LiveSim. Published pass rate: 8.89%.

Goat Funded Futures (WITI Limited, Hong Kong) is a separate company from Goat Funded Trader, the CFD firm. Its strengths are real: no monthly subscription, no activation fee, one-step evaluations, and a trailing drawdown that locks permanently at your starting balance on every product. Its weaknesses are twofold. The marketing overstates - "no daily drawdown" is untrue of three of the four funded products, and the advertised 100% split applies only to Instant, while EOD and Flex pay 80% with the 90% sold as an upsell. More seriously, the firm's own specification pages contradict each other on Sprint's drawdown type, Sprint's consistency rule, EOD's profit split and Instant's price. Screenshot the spec of whatever you buy, on the day you buy it.

Blue Guardian is a Dubai-run, simulated prop firm that offers both a CFD side (forex, indices, commodities) and a futures side (CME contracts), across an unusually wide platform list including MT5, Match-Trader, TradeLocker, TradingView, NinjaTrader and Tradovate. Its defining feature is a 24-hour payout guarantee: approved withdrawals are paid within a day or the firm pays extra. Two caveats matter: the promise is worded two different ways on its own pages, and it covers how fast an approved payout is paid, not whether a payout is approved, since the terms make payouts discretionary. Account sizes reach 400,000, the split runs up to 90 percent, and while futures welcome US traders, the CFD side reportedly restricts US residents.