FTMO vs Funded Trading Plus: Elite Prop Firms Comparison
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FTMO product scope: FTMO runs two product lines. The rules and reward terms discussed on this page are its CFD 1-Step and 2-Step programs, while the pricing table also lists its Futures Growth and Pro plans, which are sold on a monthly subscription and carry their own risk limits and payout terms. Both lines are covered in full in our FTMO review.
Introduction
FTMO and fundedtradingplus are leading prop trading firms that provide funding opportunities for skilled traders. FTMO, established in Prague, has built a strong reputation with its rigorous but fair evaluation process and substantial account sizes up to $200,000. Its Trustpilot snapshot is 4.8/5 from 53,102 reviews (checked September 27, 2026). Meanwhile, Funded Trading Plus offers the FT+ 2.0 lineup (Instant Funding, 1-Step Express, 2-Step Classic) and attractive profit splits, earning a 4.4/5 Trustpilot rating from 2,653 reviews. Both firms provide pathways for traders to access significant capital without risking personal funds, though they differ significantly in their assessment methods and trader support systems.
Quick Facts
| Feature | FTMO | Funded Trading Plus |
|---|---|---|
| 
| |
| Founded | 2015 | 2021 |
| Profit Split | The Two CFD Challenges Compared - 2-Step: 80%, rising to 90% The Two CFD Challenges Compared - 1-Step: 90% from day one | 80% standard; up to 90% on eligible programs; Activation fixed 80% |
| Maximum Account Size | CFD: up to $2,000,000 through scaling. Futures: up to $450,000 across 3 Sim-Funded accounts | $200,000 |
| Evaluation Phases | CFD: 1 phase (1-Step), 2 phases (2-Step). Futures: Evaluation, then Sim-Funded, then invitation-only Live Funded | 0 (Instant), 1 (Express/Activation), 2 (Classic) |
| Trustpilot Rating | Public Track Record and Ratings: 4.8 / 5 (53,102 reviews) | 4.4 |
| Expert Grade | 9.1 | 8.3 |
Program Types
| Program | FTMO | Funded Trading Plus |
|---|---|---|
| Entry Level Program | Yes. CFD 2-Step from EUR 89 one-time; Futures Growth from $119 per month | Instant Funding |
| Advanced Program | FTMO Challenge and Verification (CFD 2-Step); Futures Pro path with hard daily loss and 100% withdrawals | 1-Step Express, 2-Step Classic, Activation |
| Scaling Options | The Two CFD Challenges Compared - 2-Step: Subject to eligibility The Two CFD Challenges Compared - 1-Step: Subject to eligibility; see Scaling Plan | Available on Instant, Express and Classic; not Activation |
| Demo Account | Free Trials for 1-Step and 2-Step; practice only, not qualification. No free trial on Futures | Not available |
Rules & Assessment
| Criteria | FTMO | Funded Trading Plus |
|---|---|---|
| Profit Target | The Two CFD Challenges Compared - 2-Step: 10% then 5% The Two CFD Challenges Compared - 1-Step: 10% Evaluation objectives - Growth $50K: $3,000 Evaluation objectives - Growth $100K: $6,000 Evaluation objectives - Growth $150K: $9,000 Evaluation objectives - Pro $50K: $3,000 Evaluation objectives - Pro $100K: $6,000 Evaluation objectives - Pro $150K: $9,000 | Express 10%; Classic 7% + 7%; Activation 2%; Instant none |
| Maximum Drawdown | The Two CFD Challenges Compared - 2-Step: 10% The Two CFD Challenges Compared - 1-Step: 10% Evaluation objectives - Growth $50K: $2,000 Evaluation objectives - Growth $100K: $3,500 Evaluation objectives - Growth $150K: $5,000 Evaluation objectives - Pro $50K: $3,000 Evaluation objectives - Pro $100K: $4,500 Evaluation objectives - Pro $150K: $6,000 Sim-Funded account and payouts - Growth $50K: $2,000 Sim-Funded account and payouts - Growth $100K: $3,500 Sim-Funded account and payouts - Growth $150K: $5,000 Sim-Funded account and payouts - Pro $50K: $3,000 Sim-Funded account and payouts - Pro $100K: $4,500 Sim-Funded account and payouts - Pro $150K: $6,000 | 6% trailing Instant/Express; 8% static Classic; Activation 6% static challenge/equity trailing funded |
| Minimum Trading Days | The Two CFD Challenges Compared - 2-Step: 4 per phase The Two CFD Challenges Compared - 1-Step: None | 0 |
| News Trading | Evaluation: allowed within trading rules. Standard FTMO Account: affected instruments restricted 2 minutes before/after selected releases; Swing exempt. Futures: news trading allowed | Allowed subject to FT+ News Trading Policy and risk rules |
| Daily Loss Limit | The Two CFD Challenges Compared - 2-Step: 5% The Two CFD Challenges Compared - 1-Step: 3% Evaluation objectives - Growth $50K: None Evaluation objectives - Growth $100K: None Evaluation objectives - Growth $150K: None Evaluation objectives - Pro $50K: $1,000 hard Evaluation objectives - Pro $100K: $1,500 hard Evaluation objectives - Pro $150K: $2,000 hard Sim-Funded account and payouts - Growth $50K: $1,000 soft Sim-Funded account and payouts - Growth $100K: $2,000 soft Sim-Funded account and payouts - Growth $150K: $3,000 soft Sim-Funded account and payouts - Pro $50K: $1,000 hard Sim-Funded account and payouts - Pro $100K: $1,500 hard Sim-Funded account and payouts - Pro $150K: $2,000 hard | Not available |
| Drawdown Type | The Two CFD Challenges Compared - 2-Step: STATIC - the floor never moves The Two CFD Challenges Compared - 1-Step: END-OF-DAY TRAILING | Not available |
| Time Limit | The Two CFD Challenges Compared - 2-Step: Unlimited The Two CFD Challenges Compared - 1-Step: Unlimited | Not available |
| Consistency / Best Day Rule | The Two CFD Challenges Compared - 2-Step: - The Two CFD Challenges Compared - 1-Step: 50% Evaluation objectives - Growth $50K: 40% Evaluation objectives - Growth $100K: 40% Evaluation objectives - Growth $150K: 40% Evaluation objectives - Pro $50K: 50% Evaluation objectives - Pro $100K: 50% Evaluation objectives - Pro $150K: 50% | Not available |
| Maximum Contracts | Evaluation objectives - Growth $50K: 5 Evaluation objectives - Growth $100K: 10 Evaluation objectives - Growth $150K: 15 Evaluation objectives - Pro $50K: 5 Evaluation objectives - Pro $100K: 10 Evaluation objectives - Pro $150K: 15 Sim-Funded account and payouts - Growth $50K: 2 to 5 Sim-Funded account and payouts - Growth $100K: 4 to 10 Sim-Funded account and payouts - Growth $150K: 6 to 15 Sim-Funded account and payouts - Pro $50K: 2 to 5 Sim-Funded account and payouts - Pro $100K: 4 to 10 Sim-Funded account and payouts - Pro $150K: 6 to 15 | Not available |
Fees & Pricing
| Option | FTMO | Funded Trading Plus |
|---|---|---|
| CFD $10K Account | FTMO 2-Step (regular fee) / EUR 89 / One-time Fee refundable 100% with first payout. Source Checked 2026-09-28 FTMO 1-Step (regular fee) / EUR 79 / One-time Fee not refunded. Source Checked 2026-09-28 | Listed challenge / USD 99 / One-time |
| CFD $25K Account | FTMO 2-Step (regular fee) / EUR 250 / One-time Fee refundable 100% with first payout. Source Checked 2026-09-28 FTMO 1-Step (regular fee) / EUR 199 / One-time Fee not refunded. Source Checked 2026-09-28 | Listed challenge / USD 199 / One-time |
| CFD $50K Account | FTMO 2-Step (regular fee) / EUR 345 / One-time Fee refundable 100% with first payout. Source Checked 2026-09-28 FTMO 1-Step (regular fee) / EUR 319 / One-time Fee not refunded. Source Checked 2026-09-28 | Listed challenge / USD 349 / One-time |
| CFD $100K Account | FTMO 2-Step (regular fee) / EUR 540 / One-time Fee refundable 100% with first payout. Regular fee shown. Offer observed September 26, 2026: EUR 439 only if you do not already have that Challenge active; confirm current eligibility. Source Checked 2026-09-28 FTMO 1-Step (regular fee) / EUR 499 / One-time Fee not refunded. Regular fee shown. Offer observed September 26, 2026: EUR 399 only if you do not already have that Challenge active; confirm current eligibility. Source Checked 2026-09-28 | Listed challenge / USD 549 / One-time |
| CFD $200K Account | FTMO 2-Step (regular fee) / EUR 1080 / One-time Fee refundable 100% with first payout. Source Checked 2026-09-28 FTMO 1-Step (regular fee) / EUR 999 / One-time Fee not refunded. Source Checked 2026-09-28 | Listed challenge / USD 999 / One-time |
| Futures $50K Account | FTMO Futures Growth / USD 119 / Monthly Soft daily loss, Sim-Funded only. Payout cap from $2,500. Payout eligibility 4 days. No activation fee. Source Checked 2026-09-28 FTMO Futures Pro / USD 139 / Monthly Hard daily loss. Payout caps $5,000 to $8,000. Payout eligibility 5 days. No activation fee. Source Checked 2026-09-28 | Not listed in review pricing source |
| Futures $100K Account | FTMO Futures Growth / USD 169 / Monthly Soft daily loss, Sim-Funded only. Payout cap from $2,500. Payout eligibility 4 days. No activation fee. Source Checked 2026-09-28 FTMO Futures Pro / USD 199 / Monthly Hard daily loss. Payout caps $5,000 to $8,000. Payout eligibility 5 days. No activation fee. Source Checked 2026-09-28 | Not listed in review pricing source |
| Futures $150K Account | FTMO Futures Growth / USD 229 / Monthly Soft daily loss, Sim-Funded only. Payout cap from $2,500. Payout eligibility 4 days. No activation fee. Source Checked 2026-09-28 FTMO Futures Pro / USD 269 / Monthly Hard daily loss. Payout caps $5,000 to $8,000. Payout eligibility 5 days. No activation fee. Source Checked 2026-09-28 | Not listed in review pricing source |
| Refund Policy | The Two CFD Challenges Compared - 2-Step: 100% The Two CFD Challenges Compared - 1-Step: None | No passing-fee rebate on Express/Classic; cancellation within 14 days before any trade under refund policy |
| Coupons / Discount | FTMO discount | Funded Trading Plus discount |
Platforms & Markets
| Feature | FTMO | Funded Trading Plus |
|---|---|---|
| Trading Platforms | CFD: MetaTrader 4, MetaTrader 5, cTrader, TradingView. Futures: NinjaTrader, Tradovate, TradingView | MetaTrader 5, Match-Trader |
| Forex | Yes | Yes |
| Stocks | Yes | Yes |
| Indices | Yes | Yes |
| Commodities | Yes | Yes |
| Cryptocurrencies | Yes | Yes |
| Bonds | Not verified for CFD accounts; check current Symbols | No |
| EA/Algo Trading | Allowed subject to trading rules, allocation and platform limits; third-party EAs can create allocation conflicts. | Allowed subject to program rules and platform support; prohibited strategies excluded |
Payout
| Feature | FTMO | Funded Trading Plus |
|---|---|---|
| Payout Terms | CFD: request from day 14 after the first trade on the specific account, subject to eligibility; close all positions and pending orders. Review usually 1-2 business days; payment usually 1-2 business days after invoice approval. Futures Sim-Funded: every 4 days on Growth (50% withdrawable, cap $2,500 to $4,000), every 5 days on Pro (100% withdrawable, cap $5,000 to $8,000). Live Funded: daily, no cap | Instant/Express: day 1 then 7 days, $50 min. Classic: 10 calendar days, 1% min. Activation: 10 trading days, 3% profit + 25% consistency, $50 min. |
| See all prop firm payouts → | ||
| Payout Frequency | Sim-Funded account and payouts - Growth $50K: Every 4 days Sim-Funded account and payouts - Growth $100K: Every 4 days Sim-Funded account and payouts - Growth $150K: Every 4 days Sim-Funded account and payouts - Pro $50K: Every 5 days Sim-Funded account and payouts - Pro $100K: Every 5 days Sim-Funded account and payouts - Pro $150K: Every 5 days | Not available |
| Payout Cap | Sim-Funded account and payouts - Growth $50K: $2,500 Sim-Funded account and payouts - Growth $100K: $3,000 Sim-Funded account and payouts - Growth $150K: $4,000 Sim-Funded account and payouts - Pro $50K: $5,000 Sim-Funded account and payouts - Pro $100K: $6,000 Sim-Funded account and payouts - Pro $150K: $8,000 | Not available |
| Payout Eligibility | Sim-Funded account and payouts - Growth $50K: 4 days at $150+ Sim-Funded account and payouts - Growth $100K: 4 days at $250+ Sim-Funded account and payouts - Growth $150K: 4 days at $300+ Sim-Funded account and payouts - Pro $50K: 5 days at $200+ Sim-Funded account and payouts - Pro $100K: 5 days at $300+ Sim-Funded account and payouts - Pro $150K: 5 days at $500+ | Not available |
| Withdrawable Amount | Sim-Funded account and payouts - Growth $50K: 50% Sim-Funded account and payouts - Growth $100K: 50% Sim-Funded account and payouts - Growth $150K: 50% Sim-Funded account and payouts - Pro $50K: 100% Sim-Funded account and payouts - Pro $100K: 100% Sim-Funded account and payouts - Pro $150K: 100% | Not available |
Verdict
| Key Element | FTMO | Funded Trading Plus |
|---|---|---|
| Strengths | Full fee refund on 2-Step; static drawdown; no consistency rules on CFD; zero withdrawal commission; scaling to $2M; futures line with no minimum trading days and no activation fee | Day-one payout eligibility on Instant/Express; Classic static drawdown; EAs permitted within rules; no evaluation deadline |
| Weaknesses | 1-Step fee non-refundable; 50% Best Day condition for passing/rewards; new 1-Step account after reward starts with a 90%-of-initial-capital loss floor; futures is a recurring monthly subscription, Growth pays out only 50% per request, and the Live Funded step is by invitation only | Trailing drawdown on Instant/Express; Classic symbol-loss and consistency limits; Activation funded equity trailing and payout conditions |
| Best For | CFD: 2-Step for most, 1-Step only if the 90% split outweighs other concerns. Futures: Pro if you want 100% withdrawals, Growth if you want the cheapest entry | Traders choosing program-specific drawdown and payout rules; MT5 or Match-Trader users |
Conclusion and Final Recommendation
Consider FTMO if you want a choice of 1-Step or 2-Step evaluations and MT4, MT5, cTrader or TradingView. Its Free Trials let you practise before buying. Choose Funded Trading Plus – Elite Prop Company Review if a higher profit split, up to 100%, no minimum trading days and news trading allowed (FTMO 1-Step also has no minimum trading days) matter more to you. Neither firm is better in the abstract. The right choice depends on your strategy, your budget and the instruments you trade, so read both full reviews before you commit. Verify current rules and pricing on each firm’s own site before purchasing.
Frequently asked questions
What should I know about FTMO’s programs?
FTMO offers a one-phase 1-Step and a two-phase 2-Step evaluation. The 2-Step has targets of 10% then 5%, a 5% daily loss limit and four minimum trading days per phase. The 1-Step has a 10% target, a 3% daily loss limit, no minimum trading days and a 50% Best Day Rule. Both have unlimited completion time. FTMO program comparison.
FTMO offers Free Trials for both evaluation models; they are practice accounts, not a qualification route. Supported platforms are MT4, MT5, cTrader and TradingView, selected in the Challenge configurator.
What should I know about Funded Trading Plus’s programs?
Funded Trading Plus currently lists Instant Funding, 1-Step Express and 2-Step Classic simulated-account options. Funded Trading Plus official rules.
How do payouts differ between FTMO and Funded Trading Plus?
FTMO pays a 90% reward share on 1-Step and 80% on 2-Step, rising to 90% under applicable scaling or premium conditions. Requests can be made from day 14 after the first trade on the specific account, subject to eligibility, with all positions and pending orders closed. Review usually takes 1–2 business days; payment usually follows within 1–2 business days after invoice approval. FTMO reward terms.
The displayed 1-Step Express configuration lists an 80% reward share, eligibility from day zero followed by a seven-day cycle, and optional upgrades to a 90% share or a three-day cycle. Eligibility still depends on the program terms. Funded Trading Plus official rules.
Which account rules matter when comparing FTMO and Funded Trading Plus?
Do not apply the 2-Step objectives to 1-Step: drawdown and consistency requirements differ. Both routes have no maximum evaluation completion period. FTMO official rules; FTMO official program information.
The displayed 1-Step Express has a 10% target, 4% balance-based daily loss limit and 6% trailing maximum loss. Do not apply these conditions to Instant Funding or 2-Step Classic. Funded Trading Plus official rules.
Is FTMO or Funded Trading Plus automatically the better choice?
No. The two firms lead on different things: FTMO has the larger funded ceiling at $2M and the cheaper entry at EUR 89, while Funded Trading Plus – Elite Prop Company Review has the higher profit split at 100% and no minimum trading days. Which of those matters more depends on how you actually trade, so compare how each firm measures drawdown, the total fee once add-ons and resets are included and the evaluation objectives for the exact program you buy, rather than the headline numbers. If you fail an evaluation, do not assume either firm offers a fixed reset discount: check the reset terms for the specific account you bought.
How We Compared FTMO and Funded Trading Plus
Both firms carry a JoinProp Rating out of 10, scored on the same nine weighted factors, led by payout reliability at 20%, then fee structure, drawdown rules and profit split at 15% each. The scores come from our own firm reviews, built from each firm’s current terms rather than its marketing pages and re-checked at least every 90 days. Affiliate relationships have no effect on any rating, and ratings are never sold. The tables above are the evidence behind those scores. Read our full ranking methodology.
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