My Funded Capital - Prop Firm Review
- Dubai company (MFC Technologies LLC FZ) – not London; unregulated
- Base 70% (Instant) or 80%; 90/95/100% are paid add-ons at +17.5% of the plan price each
- Static 10% on the Scale Up; the 1-Step and Instant both TRAIL
- Payouts are capped at $5,000 per cycle; a 15% consistency rule applies once funded
- News trading and weekend holding are paid add-ons, restricted by default
Correction, 14 July 2026. An earlier version of this review described My Funded Capital as headquartered in London, listed two programmes that do not exist (“Standard Challenge” and “Professional Challenge”), and stated that the firm offers MT4 and MT5. All of that was incorrect. The firm is registered in Dubai, sells three programmes, and uses DXtrade, GooeyPro and cTrader. The page has been rebuilt.
Last reviewed: 14 July 2026. Checked against My Funded Capital’s official terms, compare-plans page, FAQ and payouts page. Figures below reflect the products on sale at the time of review; prop firm rules change often, so always confirm on the firm’s own pages before you buy.
My Funded Capital: the short version
- What it is: a Dubai company (MFC Technologies LLC FZ) — not London. Unregulated, and disputes are arbitrated under ICC rules in Paris.
- The split: 70% on Instant Funding, 80% on the 1-Step and Scale Up. 90%, 95% and 100% are paid add-ons at +17.5% of the plan price each.
- The drawdown: static 10% on the Scale Up Challenge. The 1-Step and Instant both trail, despite the homepage claiming “no trailing drawdowns”.
- The catch: payouts are capped at $5,000 per cycle — while the Payouts page separately advertises “uncapped withdrawals”. A 15% consistency rule applies once you are funded.
- Cost: from $19 to $999, one-time. Non-refundable. News trading and weekend holding are both paid add-ons, restricted by default.
- Best for: traders running EAs, bots or copy-trading systems — all three are permitted outright, which is unusual.
Firm Overview
My Funded Capital operates from MFC Technologies LLC FZ (company registration 2312107.01), based at the Meydan Hotel business centre in Dubai, United Arab Emirates. A second entity, My Funded Capital – FZCO, appears in the footer at the same address. There is no UK entity.
The firm is straightforward about its regulatory position, which we appreciate: “My Funded Capital itself does not carry out any regulated activities; our exclusive activities are Prop Trading and Trading Education and we are therefore not required to be authorized by regulatory authorities.”
One point worth knowing before you buy: while the company is domiciled in the UAE, its terms require disputes to be arbitrated under ICC rules in Paris, France, with both parties required to be present there. That is an unusual combination and a meaningful practical hurdle if a dispute ever arose.
The Product Line
Three programmes are on sale. The “Standard” and “Professional” challenges described in our earlier review do not exist.
| Programme | Profit target | Daily loss | Max drawdown | Drawdown type | Base split |
|---|---|---|---|---|---|
| Instant Funding | None | 3-5% | 6% | Trailing, then locks | 70% |
| 1-Step Challenge | 10% | 5% | 10% | Trailing | 80% |
| Scale Up Challenge | 8% then 5% | 5% | 10% | Static | 80% |
Fees run from $19 (a $2,000 Scale Up account) to $999 (a $100,000 Instant Funding account) — not the $99 to $599 ladder our earlier review carried. There is no subscription.
On the drawdown. The homepage advertises “no trailing drawdowns”. The firm’s own comparison table describes the 1-Step maximum drawdown as “10% (trailing)”, and its Instant Funding FAQ says the drawdown “trails up with your equity until a certain point — then it locks in”. If you want a genuinely static floor, the Scale Up Challenge is the one — its table entry reads “10% (static)”.
The $5,000 Payout Cap
This is the most important number on the page, and it is not on the firm’s marketing.
The compare-plans table and the FAQ both state a maximum payout of $5,000 per cycle, on all three programmes. The Payouts page, meanwhile, advertises “Uncapped Withdrawals — there are no limits on payout amounts”, and “no caps on payout amounts”.
Both statements are live on the same site. The $5,000 figure appears in the firm’s own rules tables and its FAQ, and also in the meta description of the very page that says withdrawals are uncapped. We would work on the basis that the cap applies, and ask support to confirm if a larger payout matters to you.
The 15% Consistency Rule
A rule that applies once you are funded, and one that our earlier review did not mention:
“No single day’s profit can exceed 15% of your account’s total accumulated profit.“
The firm’s own example: on $5,000 of total profit, no single day may have contributed more than $750. It applies to Instant Funding accounts and to funded accounts after you pass — not during the evaluation. So it does not stop you passing; it can stop you withdrawing until further trading dilutes your best day.
Related, and worth pairing with it: the Instant Funding FAQ notes that “taking full profit out of your account without leaving buffer may trigger a violation”, because the drawdown locks rather than resetting. Leave a cushion when you withdraw.
The Split, And What The Add-Ons Cost
Base splits are 70% on Instant Funding and 80% on the 1-Step and Scale Up. Our earlier description of “90/10 for consistently successful traders” implied a free performance tier, which is not how it works for most products.
| Add-on | Price |
|---|---|
| Profit Split Boost (+10%, stackable to 100%) | +17.5% of the plan price per step |
| News Trading | +15% of the plan price |
| Weekend Holding | +15% of the plan price |
| 7-Day Payout Cycle / Payout On-Demand | Paid add-ons |
| Minimum Trading Days Removal | Paid add-on |
Note that news trading and weekend holding are restricted by default — the firm confirms this directly: “By default, these are restricted in all programs.”
There is one genuinely free ladder: on Instant Funding, the split rises to 80% at +10% profit and 90% at +20%, at no extra cost. It starts lower, at 70%, but it does climb on merit.
Payouts
| Payout term | Detail |
|---|---|
| First payout | 7 days (1-Step); 14 days (Instant Funding and Scale Up) |
| Cycle | Every 7 days (1-Step, Instant); every 14 days (Scale Up) |
| Maximum per payout | $5,000 |
| Processing | Around 24 hours on average |
| Methods | Bank transfer, e-wallets, crypto, local methods in Europe |
| Minimum payout | Not published |
We should flag that the firm’s Payouts page and its Live Accounts FAQ give inverted cadences for the 1-Step and 2-Step products. The table above follows the compare-plans page and the Live Accounts FAQ, which agree with each other.
On refunds, the terms are unambiguous: “There are no refunds on any Services purchased from the Company.” Once your login details are emailed, no refund is given.
Trading Rules
- EAs, bots and copy trading: all allowed. “You can use automated strategies, expert advisors (EAs), and copy trading systems.” This is a genuine strength, and more permissive than most.
- News trading: restricted by default; unlocked with a paid add-on.
- Weekend holding: restricted by default; unlocked with a paid add-on.
- Inactivity: no trade for 30 days and the account is breached.
- Account caps: one active evaluation per plan size and type, with a $300,000 total notional cap across accounts.
- Multi-account rules: opposite or correlated positions across your own accounts, or accounts linked by IP, device or household, breach all of them.
- Platforms: DXtrade, GooeyPro and cTrader. MetaTrader 5 is listed as “coming soon”; MT4 is not offered at all.
Company Information
- Entity: MFC Technologies LLC FZ, registration 2312107.01, Dubai, UAE. A second entity, My Funded Capital – FZCO, shares the address
- Governing law: UAE, but disputes are arbitrated under ICC rules in Paris, France
- Regulation: none. The firm states it does not carry out regulated activities
- Liability cap: limited to what you paid, or $1,000, whichever is less
- Trustpilot: 3.6 out of 5 from around 100 reviews, with no consumer alert on the listing. The firm’s own site displays an “Excellent” badge and a 4.5 rating, which does not match the live listing
Who My Funded Capital Actually Suits
The permissive trading rules are the best thing here. EAs, bots and copy trading are all allowed outright, which is unusual and valuable if you run automated strategies. The Scale Up Challenge offers a genuinely static drawdown, entry starts at $19, and payouts process in about a day.
The things to weigh are the $5,000 cap on each payout, the 15% consistency rule that applies once funded, the trailing drawdown on the 1-Step and Instant products, and the fact that news trading and weekend holding both cost extra. The firm’s own pages also contradict each other in several places — on the payout cap, on whether the drawdown trails, and on payout cadence — so it is worth confirming anything you plan to rely on.
Consider it if you run EAs or copy-trading systems, you want a static drawdown (take the Scale Up), and a $5,000 payout ceiling is not a constraint for you.
Avoid it if you expect to withdraw more than $5,000 in a cycle, you need news trading or weekend holding without paying extra, or you make most of your profit in a small number of strong sessions.
Frequently Asked Questions
Where is My Funded Capital based?
Dubai, United Arab Emirates. The operating entity is MFC Technologies LLC FZ (registration 2312107.01), based at the Meydan Hotel business centre. There is no UK entity — an earlier version of this review said London, which was our error. Note that disputes are arbitrated under ICC rules in Paris, France.
What is the maximum payout at My Funded Capital?
$5,000 per payout cycle, on all three programmes, according to the firm’s compare-plans table and its FAQ. The Payouts page separately advertises “uncapped withdrawals” with “no caps on payout amounts”. Both statements are live; we would plan on the basis that the $5,000 cap applies.
Does My Funded Capital have a consistency rule?
Yes. Once funded, no single day’s profit may exceed 15% of your total accumulated profit. It does not apply during the evaluation, so it will not stop you passing — but it can delay a payout until further trading brings your best day back below the threshold.
What is My Funded Capital’s profit split?
Base splits are 70% on Instant Funding and 80% on the 1-Step and Scale Up challenges. Higher splits of 90%, 95% and 100% are paid add-ons at +17.5% of the plan price per step. Instant Funding does have a free ladder, rising to 80% at +10% profit and 90% at +20%.
What platforms does My Funded Capital offer?
DXtrade, GooeyPro and cTrader. MetaTrader 5 is listed on the site as “coming soon” and MT4 is not offered at all. An earlier version of this review said MT4/MT5 were available; that was incorrect.
Does My Funded Capital allow EAs and copy trading?
Yes, both. The firm states: “trading bots (EAs) are allowed. You can use automated strategies, expert advisors (EAs), and copy trading systems.” News trading and weekend holding, however, are restricted by default and require paid add-ons.
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