Fintokei – Prop Firm Review
- Fast account approvals within hours
- Capital backing from elite partners
- Multiple scaling levels for growth
- Prompt bi-weekly payouts for traders
- Customizable risk metrics for success
# Fintokei Review: Your Pathway to Funded Trading
Company Overview
Fintokei is an innovative prop trading firm designed to help traders access significant capital without the traditional barriers to entry. Founded with the mission to empower traders of all experience levels, Fintokei offers a comprehensive evaluation process that tests trading skills before providing funded accounts. What sets Fintokei apart is their transparent two-phase challenge structure—a Challenge Phase followed by a Verification Phase—designed to identify disciplined and profitable traders. The company provides access to multiple financial markets through industry-standard platforms like MetaTrader 4 and MetaTrader 5. With account sizes ranging from $10,000 to $200,000 and profit splits up to 90%, Fintokei creates opportunities for traders to develop their skills while potentially earning significant income without risking personal capital.
Key Features at a Glance
Challenge Fees
- $10,000 Account – $99 one-time payment for evaluation process
- $25,000 Account – $209 one-time payment for evaluation process
- $50,000 Account – $309 one-time payment for evaluation process
- $100,000 Account – $499 one-time payment for evaluation process
- $200,000 Account – $809 one-time payment for evaluation process
Account Types
- Standard Challenge: Traditional two-phase evaluation with 5% profit target in each phase
- Professional Challenge: Advanced two-phase evaluation with 8% profit target in each phase, designed for experienced traders
- Funded Account: Accessible after successfully completing both evaluation phases
Profit Split Options
- 80/20 Split: Standard profit-sharing arrangement with 80% going to the trader
- 90/10 Split: Premium profit-sharing option for consistently successful traders after reaching specific milestones
- Scaling Split: Increasing profit share percentages as traders demonstrate consistent performance
Account Sizes
- $10,000: Entry-level account suitable for beginners with lower initial investment
- $25,000: Mid-tier account offering a balance of capital and manageable challenge fee
- $50,000: Professional-level account for experienced traders seeking significant capital
- $100,000: Advanced account for high-volume traders with proven strategies
- $200,000: Elite account offering maximum capital for experienced professional traders
Trading Platforms
- MetaTrader 4 (MT4): Industry-standard platform with comprehensive charting tools and indicators
- MetaTrader 5 (MT5): Advanced platform offering enhanced features, additional timeframes, and improved backtesting capabilities
- TradingView Integration: Access to TradingView’s advanced charting and analysis tools
Financial Markets
- Forex: Wide range of major, minor, and exotic currency pairs with competitive spreads
- Indices: Access to global stock indices including S&P 500, NASDAQ, DAX, and others
- Commodities: Trading opportunities in gold, silver, oil, natural gas, and agricultural products
- Stocks: Access to major US and international equities markets
- Cryptocurrencies: Trading major cryptocurrencies including Bitcoin, Ethereum, and others
Challenge Programs Detail
Standard Challenge
| Feature | Challenge Phase | Verification Phase |
|---|---|---|
| Duration | No time limit | No time limit |
| Profit Target | 5% | 5% |
| Daily Drawdown | 5% | 5% |
| Maximum Drawdown | 10% | 10% |
| Minimum Trading Days | 10 days | 10 days |
Professional Challenge
| Feature | Challenge Phase | Verification Phase |
|---|---|---|
| Duration | No time limit | No time limit |
| Profit Target | 8% | 8% |
| Daily Drawdown | 5% | 5% |
| Maximum Drawdown | 10% | 10% |
| Minimum Trading Days | 10 days | 10 days |
Challenge Specifications
- Max Allocation: Up to $200,000 initial account size with potential for scaling
- Scaling: Account size can increase by 25% after every 4 consecutive profitable months
- Trading Competitions: Monthly competitions with additional prizes for top-performing traders
- Free Trial: 7-day demo account available to test the platform and trading conditions
- Profit Targets: 5% for Standard Challenge, 8% for Professional Challenge in each phase
- Drawdown Structure:
- Daily: 5% maximum loss from previous day’s closing balance
- Maximum: 10% overall account drawdown from initial balance
- Trailing: No trailing drawdown; fixed drawdown limits
Trading Rules and Requirements
- No hedging is allowed on the same instrument
- No news trading during high-impact economic events
- Minimum of 10 trading days required in both Challenge and Verification phases
- Maximum position size of 5% of account equity
- Weekend holding of positions is permitted but with reduced leverage
- Automated trading systems (EAs) are allowed but must be disclosed
- No manipulative trading techniques like martingale or grid trading
Company Information
- Founded in 2019 by a team of professional traders and financial experts
- Registered and regulated in Seychelles with operations worldwide
- 24/7 customer support via live chat, email, and phone
- Educational resources including webinars, tutorials, and trading guides
- Community of over 10,000 active traders globally
Payout Methods
- Bank Wire Transfer (3-5 business days)
- Bitcoin/Cryptocurrency (24-48 hours)
- Skrill/Neteller (24-48 hours)
- PayPal (24-48 hours)
- Wise Transfer (2-3 business days)
Trading Commissions
- Forex: $7 per lot round-turn commission
- Indices: $8 per lot round-turn commission
- Commodities: $10 per lot round-turn commission
- Stocks: 0.02% of trade value
- Cryptocurrencies: 0.05% of trade value
IP Rules
- Trading from a consistent geographical location is required
- A maximum of 2 different IP addresses allowed per account
- VPN usage must be disclosed and approved in advance
- Country changes must be communicated to support at least 48 hours in advance
- Multiple accounts cannot be operated from the same IP address unless registered as a team
Video Review
Fintokei Review
Comprehensive review of Fintokei trading services
Unique Features
Advanced Analytics Dashboard
- Real-time performance tracking with visual representations of results
- Advanced risk metrics including Sharpe ratio and maximum drawdown analysis
- Trade journal integration for comprehensive trade review and improvement
Educational Resources
- Weekly market analysis webinars with professional traders
- Comprehensive trading courses for beginners to advanced traders
- One-on-one coaching sessions available for funded traders
Trader Community
- Private Discord community for strategy sharing and networking
- Mentorship program pairing new traders with experienced professionals
- Quarterly virtual trading summits with industry experts
Why Choose Fintokei?
Fintokei stands out in the crowded prop trading space by offering a balanced approach combining fair trading conditions, transparent rules, and attractive profit-sharing. Their funding model provides genuine opportunities for skilled traders without overly restrictive rules that can hamper trading performance.
Key advantages include:
- No time limits on challenge completion, allowing traders to develop at their own pace
- Generous profit splits up to 90% for consistent performers
- Scaling program that rewards successful traders with increased capital
- Comprehensive educational resources and community support
- Clear, transparent rules without hidden conditions
- Multiple account size options to match different trader experience levels
- Rapid verification and funding process once targets are met
Frequently Asked Questions
How long does it take to get funded?
The time to get funded depends entirely on your trading performance. Since there are no time limits on the Challenge and Verification phases, you can complete them at your own pace. Once you’ve met all targets (profit goals, minimum trading days, etc.) and submitted your verification documents, the funding process typically takes 1-3 business days.
Can I hold positions over the weekend?
Yes, Fintokei allows weekend position holding. However, be aware that leverage is automatically reduced for positions held over weekends to mitigate gap risk. For major forex pairs, the weekend leverage is typically reduced to 1:50, while other instruments may have different adjustments depending on volatility.
What happens if I break a rule?
Rule violations are handled on a case-by-case basis. Minor violations typically result in warnings, while serious breaches like exceeding maximum position sizes or violating drawdown limits usually result in account termination. Fintokei provides a detailed rule violation policy upon registration, and their support team is available to clarify any rule uncertainties before trading.
Can I trade news events?
Trading during news events is permitted with certain restrictions. During high-impact economic releases (like Non-Farm Payrolls or interest rate decisions), new positions cannot be opened 5 minutes before and after the announcement. Existing positions may be maintained during this period, but modifications are restricted. These restrictions help protect traders from extreme volatility.
How often can I withdraw profits?
Funded traders can request profit withdrawals once per month. The withdrawal process begins on the 15th of each month for profits generated in the previous month. The minimum withdrawal amount is $100, and profit calculations are based on closed trades only. Withdrawal requests are processed within 3-5 business days depending on the chosen payment method.
