ATFunded – Firm Review
- Rapid evaluation with flexible scaling
- Keep up to 90% profits
- No time limits on challenges
- Trade multiple asset classes freely
- Daily payouts for funded traders
Company Overview
ATFunded is a prominent proprietary trading firm that provides traders with the opportunity to manage substantial capital without risking their own funds. Established to bridge the gap between talented traders and institutional-level funding, ATFunded offers a structured evaluation process designed to identify skilled traders and provide them with funded accounts. The company operates on a performance-based model, where traders prove their abilities through challenge phases before gaining access to live funded accounts. With a focus on transparency and trader success, ATFunded provides competitive profit splits, flexible account sizes, and comprehensive support systems. The firm caters to both novice and experienced traders, offering educational resources and a straightforward path to professional trading. Their commitment to fair trading conditions and trader development has positioned them as a respected name in the proprietary trading industry.
Key Features at a Glance
Challenge Fees
- $5,000 Account – Starting at $49, an accessible entry point for traders beginning their funded trading journey
- $10,000 Account – Starting at $79, ideal for traders with some experience looking to scale their operations
- $25,000 Account – Starting at $149, suitable for intermediate traders seeking larger capital allocation
- $50,000 Account – Starting at $249, designed for experienced traders ready for substantial capital
- $100,000 Account – Starting at $449, premium option for professional traders with proven track records
- $200,000 Account – Starting at $849, elite tier for advanced traders seeking maximum capital allocation
Account Types
- Standard Challenge: Two-phase evaluation process with traditional profit targets and drawdown limits, perfect for traders preferring structured progression
- Professional Challenge: Streamlined single-phase evaluation with adjusted targets, designed for experienced traders seeking faster access to funded accounts
- Instant Funding: Available for qualified traders, bypassing evaluation phases entirely for immediate live trading access
Profit Split Options
- 80/20 Split: Standard profit distribution where traders receive 80% of profits, providing excellent earning potential from the start
- 90/10 Split: Enhanced profit share available after meeting performance milestones, rewarding consistent traders with increased earnings
- Scaling Plan: Progressive profit splits that improve with account growth and trading consistency, incentivizing long-term performance
Account Sizes
- $5,000: Entry-level account perfect for new traders to develop skills with manageable risk parameters
- $10,000: Beginner-friendly size allowing for strategy refinement without overwhelming capital pressure
- $25,000: Intermediate account size offering balance between risk management and profit potential
- $50,000: Mid-tier capital allocation suitable for traders with established strategies and consistent results
- $100,000: Professional-level funding for experienced traders demonstrating advanced risk management
- $200,000: Maximum individual account size for elite traders with proven performance records
- Multi-Account Options: Traders can scale up to $2,000,000+ through multiple funded accounts based on performance
Trading Platforms
- MetaTrader 4 (MT4): Industry-standard platform with extensive charting tools, automated trading capabilities, and universal compatibility
- MetaTrader 5 (MT5): Advanced platform featuring additional timeframes, economic calendar integration, and enhanced order types
- cTrader: Modern trading platform with intuitive interface, level II pricing, and sophisticated algorithmic trading support
- TradeLocker: Innovative cloud-based platform offering seamless cross-device trading and advanced risk management tools
Financial Markets
- Forex: Major, minor, and exotic currency pairs with competitive spreads and high liquidity for diverse trading strategies
- Commodities: Gold, silver, crude oil, and natural gas providing exposure to global commodity markets
- Indices: Major global stock indices including S&P 500, NASDAQ, DAX, and FTSE for equity market exposure
- Cryptocurrencies: Bitcoin, Ethereum, and major altcoins for traders interested in digital asset markets
- Metals: Precious and industrial metals offering portfolio diversification opportunities
Challenge Programs Detail
Standard Challenge
| Feature | Challenge Phase | Verification Phase |
|---|---|---|
| Duration | Unlimited | Unlimited |
| Profit Target | 8% | 5% |
| Daily Drawdown | 5% | 5% |
| Maximum Drawdown | 10% | 10% |
| Minimum Trading Days | 3 days | 3 days |
Professional Challenge
| Feature | Single Phase |
|---|---|
| Duration | Unlimited |
| Profit Target | 10% |
| Daily Drawdown | 5% |
| Maximum Drawdown | 10% |
| Minimum Trading Days | 5 days |
Challenge Specifications
- Max Allocation: Traders can manage up to $2,000,000 in combined funded capital across multiple accounts, with scaling opportunities based on consistent performance and risk management
- Scaling: Automatic account growth available after meeting specific milestones, including 10% profit increases leading to account size upgrades, with the potential to reach maximum allocation levels
- Trading Competitions: Regular contests with cash prizes and fee refunds, providing additional earning opportunities and community engagement for active traders
- Free Trial: Demo accounts available to test platform functionality and evaluate trading conditions before purchasing a challenge, with full access to trading tools and market data
- Profit Targets: Clearly defined objectives with Phase 1 requiring 8% gains, Phase 2 requiring 5% gains, and no profit targets on live funded accounts, allowing for sustainable trading approaches
- Drawdown Structure:
- Daily: 5% maximum daily loss limit calculated from starting daily balance, resetting at midnight server time to protect against excessive intraday risk
- Maximum: 10% overall drawdown limit measured from initial account balance, providing clear risk boundaries throughout the evaluation process
- Trailing: Maximum drawdown transitions to trailing drawdown once account reaches specified profit thresholds, locking in gains and adjusting risk parameters upward
Trading Rules and Requirements
- No copy trading allowed: All trades must be executed independently by the account holder, ensuring genuine trading skill assessment
- No hedging between accounts: Traders cannot hedge positions across multiple ATFunded accounts to manipulate results
- No high-frequency scalping: Extremely short-duration trades held for less than 2 minutes are prohibited to maintain fair evaluation standards
- No tick scalping: Trading strategies exploiting platform latency or price feed delays are strictly forbidden
- No reverse trading: Deliberately losing on challenge accounts while profiting elsewhere is prohibited
- News trading permitted: Traders can trade during high-impact news events with proper risk management in place
- Weekend holding allowed: Positions can be held over weekends on most account types, providing strategy flexibility
- EAs and trading bots allowed: Automated trading systems are permitted if they comply with all other trading rules
- Minimum trading days required: Traders must execute at least one trade on the specified minimum number of separate days
- Consistency requirements: Some account types require demonstrating consistent profitability rather than achieving targets through few large wins
Company Information
- Company Name: ATFunded – A registered proprietary trading firm providing capital to qualified traders worldwide
- Founded: Established to democratize access to trading capital and support talented traders regardless of their financial background
- Headquarters: Operating with international reach, serving traders across multiple continents and time zones
- Regulatory Status: Functions as a proprietary trading firm providing simulated trading evaluations and funded account opportunities
- Support: 24/7 customer service via email, live chat, and comprehensive knowledge base with response times typically under 24 hours
- Community: Active Discord server and social media presence fostering trader education and peer-to-peer learning
- Transparency: Clear terms and conditions, published trading rules, and accessible support team ensuring trader confidence
Payout Methods
- Cryptocurrency (Bitcoin, USDT, Ethereum) – Processing within 1-3 business days with no withdrawal fees for amounts over minimum threshold
- Bank Wire Transfer – Processing within 3-5 business days, suitable for larger withdrawals with standard banking fees applied
- Payment Processors (Wise, Payoneer) – Processing within 2-4 business days, offering convenient international payment solutions
- First Payout: Available after 14 days of consistent funded account trading, with subsequent payouts possible on bi-weekly or monthly schedules
- Payout Frequency: Bi-weekly or monthly options based on trader preference and account performance metrics
- Minimum Payout: $100 minimum withdrawal amount to process payment requests efficiently
Trading Commissions
- Forex Trading: Commission-free with spreads starting from 0.0 pips on major currency pairs depending on account type and platform selection
- Indices: Variable spreads with no additional commission on most major global indices, providing cost-effective exposure to equity markets
- Commodities: Competitive spreads on gold, silver, and oil with transparent pricing structures displayed on platform
- Cryptocurrencies: Spread-based pricing with no separate commission, allowing traders to calculate exact trading costs before execution
- Swap Fees: Overnight financing charges apply to positions held past market close, with rates varying by instrument and direction
- Challenge Phase: Standard market spreads apply during evaluation with no markup, ensuring realistic trading conditions
- Funded Phase: Identical commission structure to evaluation phases, maintaining consistency between challenge and live trading
IP Rules
- Single Trader Policy: Each account must be traded by one individual, with IP tracking used to verify independent trading activity
- VPN Usage: Virtual private networks are permitted for privacy and security, but must be disclosed to support team to avoid account flags
- Shared Networks: Trading from shared internet connections (offices, public WiFi) is allowed but should be reported to prevent false positive violations
- Geographic Restrictions: Service available to traders in most countries worldwide, with specific restrictions in jurisdictions where proprietary trading is prohibited
- Multiple Accounts: Traders can hold multiple challenge and funded accounts, but each must show independent trading strategies and risk profiles
- IP Verification: Regular monitoring to prevent account sharing, signal copying, or coordinated trading between accounts
- Account Sharing Prohibition: Strictly forbidden to share login credentials or allow others to trade on personal accounts
Unique Features
Trader-Friendly Policies
- Unlimited Trading Period: No time constraints on challenge phases, allowing traders to achieve targets at their own pace without pressure
- Free Retake Policy: Failed challenges can be retaken at significantly reduced cost or free after meeting specific criteria
- Refundable Fees: Challenge fees refunded with first profit withdrawal from funded account, effectively making evaluation free for successful traders
- No Inactivity Fees: Accounts remain active without monthly charges during periods of non-trading
Advanced Trading Features
- News Trading Allowed: Full permission to trade during high-impact economic news events, unlike many competitors
- Weekend Holding: Positions can remain open over weekends, providing strategy flexibility for swing traders
- EA Support: Expert advisors and automated trading systems fully supported with proper configuration
- Multi-Platform Access: Trade across multiple devices and platforms simultaneously with synchronized accounts
Educational Resources
- Trading Webinars: Regular live training sessions covering technical analysis, risk management, and trading psychology
- Strategy Guides: Comprehensive documentation on various trading approaches suitable for funded account environments
- Video Library: Extensive collection of tutorial videos covering platform usage, challenge tips, and market analysis
- Community Forum: Active trader community sharing insights, strategies, and supporting each other through the funding process
Performance Tools
- Real-Time Dashboard: Comprehensive analytics showing profit targets, drawdown levels, and trading statistics
- Trade Analytics: Detailed breakdown of trading performance including win rate, risk-reward ratios, and consistency metrics
- Mobile App: Full account management and monitoring capabilities via dedicated mobile application
- Certificate Program: Professional trading certificates issued to funded traders for credibility and recognition
Why Choose ATFunded?
ATFunded stands out in the competitive proprietary trading landscape by prioritizing trader success through transparent policies, generous profit splits, and supportive infrastructure. The firm’s commitment to creating sustainable trading careers rather than simply collecting challenge fees sets them apart from less reputable operations.
Key advantages include:
- Competitive Profit Splits: Starting at 80% and scaling to 90%, among the highest in the industry
- Flexible Challenge Options: Multiple evaluation paths catering to different trading styles and experience levels
- Unlimited Time: No artificial time pressure during evaluation phases, allowing for quality trading decisions
- Refundable Fees: Challenge costs returned with first payout, demonstrating confidence in trader success
- Scaling Opportunities: Clear path to managing $2M+ in capital through consistent performance
- Fast Payouts: Multiple withdrawal methods with processing times as quick as 1-3 business days
- Comprehensive Support: Responsive 24/7 customer service and extensive educational resources
- Liberal Trading Rules: News trading, weekend holding, and EA usage all permitted
- Multiple Platforms: Choice of MT4, MT5, cTrader, or TradeLocker based on personal preference
- Diverse Markets: Access to forex, indices, commodities, and cryptocurrencies from a single account
- Active Community: Engaged trader network providing support, strategies, and motivation
- Regular Promotions: Frequent discount codes and special offers reducing entry costs
Frequently Asked Questions
How long does it take to get funded?
The time to get funded varies by individual performance, but most traders complete the Standard Challenge in 2-8 weeks. The Professional Challenge typically takes 1-4 weeks with its single-phase structure. Since there are no time limits on evaluation phases, traders can take as long as needed to meet profit targets while maintaining risk parameters. After passing the final phase, funded accounts are typically activated within 24-48 hours.
Can I hold positions over the weekend?
Yes, ATFunded allows weekend holding on most account types. Traders can maintain open positions through the weekend without violating any rules. However, traders should be aware of potential gap risk when markets reopen Monday, and should implement appropriate risk management strategies. Swap fees will apply to positions held overnight including weekends, so factor these costs into your trading plan.
What happens if I break a rule?
Rule violations result in immediate account termination for that specific challenge or funded account. Common violations include exceeding daily or maximum drawdown limits, high-frequency scalping, account sharing, or copy trading. If a rule is broken during a challenge, you’ll need to purchase a new challenge to try again. For funded accounts, the account is closed but you can restart with a new challenge. ATFunded support team reviews all violations and may provide explanations for educational purposes.
Can I trade news events?
Yes, news trading is fully permitted at ATFunded. You can trade during high-impact economic releases, central bank announcements, and other market-moving events. This sets ATFunded apart from some competitors who restrict news trading. However, traders should implement proper risk management during these volatile periods as spreads may widen significantly. Ensure your stop losses account for potential slippage during major news releases.
How often can I withdraw profits?
Funded traders can request withdrawals on a bi-weekly or monthly schedule depending on their preference. The first payout is available after 14 calendar days of funded account trading. Subsequent withdrawals can be processed every 14 days if you choose the bi-weekly option, or monthly if you prefer that schedule. There’s a $100 minimum withdrawal amount, and processing typically takes 1-5 business days depending on the payment method selected (cryptocurrency being fastest, wire transfers taking longer).
Are Expert Advisors (EAs) allowed?
Yes, ATFunded fully supports automated trading through Expert Advisors and trading bots on all platforms. Your EA must comply with all trading rules including no high-frequency scalping (trades must be held for at least 2 minutes), no tick scalping, and proper risk management. Make sure to thoroughly test your EA on a demo account before using it in challenges or funded accounts. The firm monitors all trading activity, so ensure your automated system trades legitimately.
Can I have multiple accounts?
Yes, traders can hold multiple challenge and funded accounts simultaneously at ATFunded. This allows you to scale your trading operation and potentially manage up to $2,000,000 in combined capital. However, each account must demonstrate independent trading with different strategies or risk profiles. You cannot hedge between accounts or use coordinated trading strategies across multiple accounts, as this violates the terms of service.
What is the refund policy?
ATFunded offers a refundable fee structure where your initial challenge cost is returned with your first profit withdrawal from a funded account. This means if you pass the challenge and become a funded trader, you effectively get the evaluation for free. Additionally, there are often free retry or heavily discounted retry offers if you fail a challenge, depending on current promotions and how close you came to passing.
