The Concept Trading vs Funded Trading Plus: Elite Prop Firms Comparison
Introduction
The Concept Trading and Funded Trading Plus represent two prominent options in the proprietary trading firm landscape, each offering unique approaches to funding aspiring traders. The Concept Trading stands out with its innovative scaling plan and trader-centric conditions, earning a 4.6/5 Trustpilot rating from 443 reviews (April 2026) and operating under an ASIC-regulated structure. Meanwhile, Funded Trading Plus has established itself with competitive pricing and flexible trading parameters, garnering a 4.4/5 Trustpilot rating from 2,646 reviews (April 2026), with $19.5M+ paid out across 60,000+ traders. Both firms provide pathways to funded trading accounts, but their evaluation models, fee structures, and trader support systems reveal important differences worth considering.
Quick Comparison
|
| Feature |
The Concept Trading |
Funded Trading Plus |
|
 |
 |
| Founded |
2021 |
2021 (built on Trade Room Plus, est. 2013) |
| Trustpilot Rating |
4.6/5 (443 reviews, Apr 2026) |
4.4/5 (2,646 reviews, Apr 2026) |
| Account Sizes |
Programs from $65 (Foundation), scaling up to $50M (Xtreme) |
$5K–$200K starting, scaling up to $2.5M |
| Profit Split |
50% to 90% (90% Lock Rule) |
80% to 100% via scaling milestones |
| Evaluation Phases |
1-Step |
Instant, 1-Step, or 2-Step |
| Review |
Read full review |
Read full review |
Program Types – Which experience fits your goals?
|
| Program |
The Concept Trading |
Funded Trading Plus |
| Standard Evaluation |
1-step on Traditional/Premier/Empire/Xtreme; Foundation runs as a 2-stage program |
FT+ 2.0 lineup (since early 2026): Instant Funding, 1-Step Express, and 2-Step Classic |
| 1-Step Programs |
Traditional (6% target, 4% static DD), Premier (7%/5%), Empire (10%/10%), Xtreme (6%/3%) |
1-Step Express: 10% target, 6% trailing DD, 4% daily DD; weekend holding allowed |
| Instant Funding |
Available with higher entry fee (no evaluation required) |
Available with premium pricing (no evaluation required) |
| Scaling Plan |
Scales to $50M via Xtreme (~70% per level on Traditional/Premier; 80% per level on Xtreme) |
25% capital increase per 10% profit milestone, scaling up to $2.5M |
| Free Trial/Demo |
7-day demo account available |
3-day trial challenge available |
Assessment Criteria – How can you pass the test?
|
| Criteria |
The Concept Trading |
Funded Trading Plus |
| Profit Target (Standard) |
Varies by program: Traditional 6%, Premier 7%, Empire 10%, Xtreme 6%, Foundation 6% |
1-Step Express: 10%; 2-Step Classic: 7% per phase; Instant Funding: no evaluation |
| Maximum Drawdown |
None – static drawdown only; varies by program (Trad 4%, Prem 5%, Emp 10%, Xtr 3%, Foundation 6%) |
Instant Funding: 6% trailing / 6% daily; 1-Step Express: 6% trailing / 4% daily; 2-Step Classic: 8% static / 4% daily |
| Minimum Trading Days |
None on Traditional/Premier/Empire/Xtreme; 3 days on Foundation |
None on Instant Funding and 1-Step Express; applies on 2-Step Classic only |
| Time Limit |
No time limit on any program |
No time limits on any program |
| Consistency Rules |
No consistency rule on any program |
2-Step Classic only: no single day may exceed 35% (eval) / 50% (funded) of net profit; no rule on Instant or 1-Step Express |
| Overnight Holding |
Allowed including weekends, no restrictions |
Allowed on 1-Step Express and 2-Step Classic; NOT permitted on Instant Funding |
| News Trading |
Allowed without restriction across all programs |
Allowed on all programs (Instant Funding, 1-Step Express, 2-Step Classic) |
Fees and Pricing – How much will you pay?
|
| Option |
The Concept Trading |
Funded Trading Plus |
| $25,000 Account (Standard) |
$299 one-time fee |
$249 one-time fee |
| $50,000 Account (Standard) |
$399 one-time fee |
$349 one-time fee |
| $100,000 Account (Standard) |
$599 one-time fee |
$549 one-time fee |
| $200,000 Account (Standard) |
$999 one-time fee |
$949 one-time fee |
| Express/Instant Funding Premium |
+70-100% fee increase |
+75-90% fee increase |
| Reset Fee |
50% of initial fee |
40% of initial fee |
| Coupons |
Coupon Code |
Coupon Code |
| Review |
Read full review |
Read full review |
Platforms/Tools – What can you use?
|
| Feature |
The Concept Trading |
Funded Trading Plus |
| Trading Platforms |
MetaTrader 4, MetaTrader 5 |
MT5, cTrader, DXtrade, Match-Trader (no MT4 support) |
| Proprietary Dashboard |
Yes, with performance metrics and analytics |
Yes, with real-time tracking and reporting |
| Mobile Trading |
Supported via MT4/MT5 mobile apps |
Supported via all platforms’ mobile options |
| Custom Indicators |
Allowed with some restrictions |
Fully supported |
| EAs/Algorithms |
Allowed across all programs (no special registration) |
Allowed on cTrader only (not on MT5, DXtrade, or Match-Trader) |
| Trading Analytics |
Advanced metrics and performance insights |
Basic statistics and trade history |
Available Markets – What can you trade?
|
| Asset Class |
The Concept Trading |
Funded Trading Plus |
| Forex |
28+ currency pairs |
30+ currency pairs |
| Indices |
10+ global indices |
12+ global indices |
| Commodities |
Gold, Silver, Oil, Natural Gas and more |
Gold, Silver, Oil, and select agricultural products |
| Cryptocurrencies |
Limited selection (Bitcoin, Ethereum, others) |
Extensive selection (15+ cryptocurrencies) |
| Stock CFDs |
Not available |
Not offered (FTP markets: Forex, Indices, Commodities, Crypto) |
| Trading Hours |
Standard market hours + extended for some assets |
Standard market hours |
Technical Capabilities – What conditions apply?
|
| Feature |
The Concept Trading |
Funded Trading Plus |
| Maximum Leverage |
1:100 |
1:30 (Standard), 1:100 (Professional) |
| Spreads |
Raw/ECN with commission structure |
Variable with some markup |
| Commission Structure |
$7 per lot round-turn |
$8 per lot round-turn |
| Execution Speed |
Sub-50ms average |
~100ms average |
| Stop Loss Requirements |
Required on all trades |
Required on all trades |
| Scaling Opportunities |
Scales to $50M via Xtreme program (across 11 levels) |
Scales to $2.5M (25% capital increase per 10% profit milestone) |
Trader Support – What help will you receive?
|
| Feature |
The Concept Trading |
Funded Trading Plus |
| Customer Support |
Mon–Fri 9am–5pm AEST via email and live chat |
24/7 live chat; accounts team Mon–Fri 9am–6pm GMT (no phone support) |
| Educational Resources |
Extensive library with webinars, videos, tutorials |
Basic resources with some webinars |
| Community Access |
Active Discord community and trader forums |
Active Discord community for strategy sharing and peer support |
| Mentorship |
Optional paid coaching and mentorship programs |
Limited free strategy sessions for larger accounts |
| Trade Analysis |
Detailed performance metrics and feedback |
Basic trade statistics |
| Response Time |
Typically within 4-6 hours |
Typically within 12-24 hours |
Conclusion and Final Recommendation
|
| Key Element |
The Concept Trading |
Funded Trading Plus |
| Strengths |
No time limits on any program, no daily drawdown (static only), aggressive scaling up to $50M via Xtreme, ASIC-regulated structure, active Discord community |
Profit splits up to 100% (industry-leading), no time limits on any program, FT+ 2.0 simplified lineup (Instant Funding / 1-Step Express / 2-Step Classic), all programs swap-free by default, $50 minimum withdrawal |
| Weaknesses |
Australian-time-zone customer support primarily, Foundation program is 2-stage (only Traditional/Premier/Empire/Xtreme are 1-step), Xtreme leverage capped at 1:30 |
No MT4 support (uses MT5/cTrader/DXtrade/Match-Trader), EAs only supported on cTrader, 2-Step Classic has a consistency rule (35% eval / 50% funded), Instant Funding does NOT allow weekend holding |
| Best For |
Experienced traders wanting maximum freedom (no daily DD, all trading styles allowed) and aggressive scaling potential up to $50M |
Traders seeking high profit splits up to 100%, those who prefer cTrader (for EAs), DXtrade or Match-Trader, and traders wanting fast Day-1 payouts |
| Final Grade |
4.6/5 |
4.55/5 |
| Discount Codes |
Coupon Code |
Coupon Code |
| Review |
Read full review |
Read full review |
FAQ
What makes The Concept Trading popular among users?
The Concept Trading has gained popularity primarily due to its no-time-limit evaluation model, which removes the pressure of achieving profit targets within a specific timeframe. Traders also appreciate their aggressive scaling plan that scales to $50M via the Xtreme program (~70% per level on Traditional/Premier; 80% per level on Xtreme), their active and supportive community, and comprehensive educational resources. TCT’s static-drawdown-only structure (no daily DD) and Instant Funded option on Traditional, Premier, and Xtreme appeal to experienced traders looking for fewer trading restrictions.
How does Funded Trading Plus differ from other similar organizations?
Funded Trading Plus distinguishes itself with more competitive pricing compared to many competitors, a profit split scaling up to 100% of profits, the FT+ 2.0 program lineup (Instant Funding / 1-Step Express / 2-Step Classic), and multiple platform options including MT5, cTrader, DXtrade, and Match-Trader (note: no MT4 support). Their evaluation model strikes a balance between stringent requirements and achievable targets, with a no time limits on any program, allowing traders to complete evaluations entirely at their own pace. They also offer all programs swap-free by default, with a $50 minimum withdrawal and Day-1 payouts on funded accounts.
Which firm offers better profit splits?
Funded Trading Plus offers a higher maximum profit split structure, with funded traders receiving up to 90% of profits after demonstrating consistent performance. Funded Trading Plus scales their profit splits up to 100% via scaling milestones (starting at 80%). Both firms use a scaling model where the profit split increases as traders demonstrate consistent profitability, but The Concept Trading’s ceiling is higher, making FTP potentially more rewarding for consistently successful traders who hit scaling milestones in the long run.
Can I use automated trading systems with either firm?
Both firms allow automated trading systems (EAs) and algorithms with certain conditions. The Concept Trading permits all trading styles – including scalping, hedging, and EAs – across all programs (Foundation, Traditional, Premier, Empire, and Xtreme) on both evaluation and funded accounts, with no special registration required. Funded Trading Plus permits EAs and automated trading on the cTrader platform only – automated strategies are not supported on MT5, DXtrade, or Match-Trader. Both monitor performance patterns to ensure the EA follows their risk parameters and trading rules. Neither allows ultra-high-frequency trading or latency arbitrage strategies.
What happens if I fail the evaluation at either firm?
If you fail the evaluation at The Concept Trading, you can purchase a new challenge program at the standard program cost to restart – TCT does not charge a separate reset fee. Funded Trading Plus offers transparent rules with no hidden fees or reset penalties (specific reset pricing not in the JoinProp review). Both firms also offer discounted “retry” packages for traders who came close to passing but fell short. Additionally, both firms provide performance analytics to help you understand where your trading strategy needs improvement before making another attempt.
How was this 2 companies Comparison Created?
1. We Collect
Our comparison begins with extensive data collection from official sources, including both companies’ websites, legal documents, and program terms. We analyze pricing structures, trading parameters, platform capabilities, and support offerings. Additionally, we gather insights from verified user reviews on Trustpilot, TrustScore, and industry forums. We interview current and former traders from both firms to understand the practical experience beyond marketing materials.
2. We Examine
Our team of experienced trading professionals and financial analysts thoroughly examines all collected information, testing claims against industry standards and practical trading experience. We independently verify key metrics like execution speeds, actual spreads, and support response times. Our methodology includes direct engagement with customer service teams to evaluate responsiveness and knowledge. We also examine the transparency of terms and conditions, looking for potential hidden fees or problematic clauses.
3. We Score
Each proprietary trading firm is scored using a comprehensive 100-point system across multiple categories, including pricing value, trading conditions, platform reliability, customer support quality, educational resources, community engagement, and long-term value proposition. We weight factors according to their importance to the average trader, with extra emphasis on transparency, profit-split fairness, and realistic evaluation parameters. The final scores are normalized to a 5-point scale for easy comparison.
4. You Choose
Use our comparison as a starting point for your own research. Consider which factors matter most to your specific trading style, experience level, and financial goals. We recommend visiting both companies’ websites, testing their demo accounts if available, and reaching out to their support teams with specific questions relevant to your trading approach. Remember that the “best” option depends on your individual needs-a day trader might prefer different features than a swing trader or position trader.
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