Finotive Funding – Firm Review
- Elite platform for trading talents
- Impressive scalability for career growth
- Swift evaluation of trading abilities
- Unmatched profit share opportunities
- Global accessibility for all traders
Company Overview
Finotive Funding is an innovative proprietary trading firm that empowers traders by providing access to substantial trading capital. Founded with the mission to identify and support skilled traders, Finotive offers a comprehensive pathway from evaluation to funded trading accounts. The company stands out for its transparent challenge structure, competitive profit splits, and trader-friendly policies. With a two-step evaluation process consisting of a Challenge Phase and Verification Phase, Finotive assesses traders’ abilities to generate consistent profits while managing risk effectively. Once funded, traders can access accounts ranging from $10,000 to $200,000, with the potential for capital scaling as performance milestones are achieved. Whether you’re a developing trader looking to prove your skills or an experienced professional seeking larger capital allocation, Finotive Funding offers accessible entry points with clear rules designed to foster long-term trading success.
Key Features at a Glance
Challenge Fees
- Standard Challenge – One-time fee starting from $99 for $10K account, scaling up with account size
- Professional Challenge – Premium evaluation option with higher fees but more flexible trading parameters
- Reset Fee – $65 fee to restart a failed challenge without purchasing a completely new one
- Refundable Fees – Challenge fees are refunded after successful completion of the first profit split
Account Types
- Standard Challenge Account: Two-phase evaluation with 10% profit target in each phase, suitable for most traders
- Professional Challenge Account: Advanced evaluation with 8% profit targets and more flexible trading parameters
- Funded Account: Live trading with real capital after successfully passing both evaluation phases
- Scaling Account: Enhanced capital allocation available after achieving consistent performance metrics
Profit Split Options
- Initial Profit Split: 80% for traders and 20% for Finotive on funded accounts
- Scaling Program: Increased profit share up to 90% based on consistent performance
- Milestone Bonuses: Additional profit percentage increases after reaching specific performance targets
- Monthly Payouts: Regular profit disbursements available with no minimum withdrawal amount
Account Sizes
- $10,000: Entry-level account with $99 challenge fee, ideal for beginners
- $25,000: Mid-sized account with $199 challenge fee for developing traders
- $50,000: Advanced account with $299 challenge fee for experienced traders
- $100,000: Professional account with $499 challenge fee for high-performance traders
- $200,000: Expert account with $899 challenge fee for elite traders
Trading Platforms
- MetaTrader 4: Classic trading platform with comprehensive analytical tools and automated trading capabilities
- MetaTrader 5: Advanced multi-asset platform supporting multiple timeframes and trading styles
- TradingView: Web-based charting platform with social networking features for traders
- Custom Dashboard: Proprietary interface for tracking account metrics and performance analytics
Financial Markets
- Forex: Major, minor, and exotic currency pairs with competitive spreads
- Indices: Global stock indices including US, European, and Asian markets
- Commodities: Energy, metals, and agricultural products with extended trading hours
- Cryptocurrencies: Major digital assets with leveraged trading options
- Stocks: Select equities from US and international markets
Challenge Programs Detail
Standard Challenge
| Feature | Challenge Phase | Verification Phase |
|---|---|---|
| Duration | No time limit | No time limit |
| Profit Target | 10% | 10% |
| Daily Drawdown | 5% | 5% |
| Maximum Drawdown | 10% | 10% |
| Minimum Trading Days | 10 days | 10 days |
Professional Challenge
| Feature | Challenge Phase | Verification Phase |
|---|---|---|
| Duration | No time limit | No time limit |
| Profit Target | 8% | 8% |
| Daily Drawdown | 5% | 5% |
| Maximum Drawdown | 12% | 12% |
| Minimum Trading Days | 8 days | 8 days |
Challenge Specifications
- Max Allocation: Traders can access up to $200,000 in capital, with potential for increases through the scaling program
- Scaling: Achieve consistent profits to receive capital increases of up to 100% of your original funded amount
- Trading Competitions: Monthly contests with additional prizes and account boosts for top-performing traders
- Free Trial: Demo challenge available for first-time users to experience the platform before committing
- Profit Targets: Standard accounts require 10% profit in each phase, while Professional accounts require 8%
- Drawdown Structure:
- Daily: 5% maximum daily drawdown based on previous day’s closing balance
- Maximum: 10% overall account drawdown for Standard, 12% for Professional accounts
- Trailing: No trailing drawdown, giving traders more flexibility to build positions
Trading Rules and Requirements
- No minimum trading days requirement during each week, but 10 total trading days required in both challenge phases
- Weekend holding of positions is allowed, giving flexibility for longer-term strategies
- No restrictions on trading styles or strategies except for prohibited arbitrage and expert advisors
- News trading is permitted, allowing traders to capitalize on market-moving events
- Maximum lot size per trade is 1% of account size to ensure proper risk management
- Minimum 2-hour gap between identical trades to prevent excessive churning
- Trading hours from Sunday 5:00 PM ET to Friday 5:00 PM ET with no overnight holding restrictions
Company Information
- Founded in 2020 by experienced traders and financial professionals
- Registered business entity with transparent operating structure
- Global trader community with users from over 100 countries
- 24/5 customer support via live chat, email, and ticket system
- Active social media presence and educational resources for traders
- Regular platform updates and feature enhancements based on trader feedback
Payout Methods
- Bank Wire Transfer (3-5 business days)
- Bitcoin and other cryptocurrencies (24-48 hours)
- PayPal (1-2 business days)
- Skrill (1-2 business days)
- Wise/TransferWise (2-3 business days)
- Monthly payout schedule with no minimum withdrawal amount
Trading Commissions
- Forex: Standard industry spread plus $5 per lot round turn
- Indices: Fixed spread model with $5-10 per lot commission
- Commodities: Variable spread with $5-8 per lot commission
- Cryptocurrencies: Wider spreads with no additional commission
- Stocks: $0.01 per share with $1 minimum commission per trade
IP Rules
- Multiple accounts from the same IP address are allowed with proper verification
- VPN usage is permitted but must be disclosed during registration
- Address changes must be reported to compliance within 72 hours
- Trading while traveling is allowed with prior notification
- Multi-device access from the same IP is permitted for individual accounts
Video Review
Finotive Funding Review
Comprehensive review of Finotive Funding trading services
Unique Features
Advanced Trading Support
- One-on-one mentorship program with experienced traders
- Weekly market analysis and trade ideas from the in-house research team
- Trading psychology workshops to improve decision-making
- Advanced performance analytics dashboard with custom metrics
Trader-Friendly Policies
- No time limit to complete challenges, reducing unnecessary pressure
- Refundable challenge fees that are credited against first profit payout
- Low-cost reset option for failed challenges instead of full repurchase
- Transparent rules with clear notifications before any violations
Why Choose Finotive Funding?
Finotive Funding stands out in the crowded prop trading landscape by offering a truly trader-centric approach. Their evaluation process is designed to identify skilled traders while providing reasonable challenges that reflect real market conditions.
Key advantages include:
- No time limits on challenges, allowing traders to develop at their own pace
- Competitive 80/20 profit split that can increase to 90/10 through the scaling program
- Refundable challenge fees that reduce overall costs for successful traders
- Flexible trading rules that permit weekend holding and news trading
- Comprehensive educational resources and community support
- Transparent evaluation metrics with real-time performance tracking
- Quick payout processing with multiple withdrawal options
Frequently Asked Questions
How long does it take to get funded?
The funding timeline depends entirely on your trading performance. Since Finotive Funding places no time limits on challenges, you can complete both phases at your own pace. Most successful traders complete the process in 1-3 months, but some skilled traders have achieved funding in as little as 3 weeks by meeting the profit targets while maintaining proper risk management.
Can I hold positions over the weekend?
Yes, Finotive Funding allows weekend holding of positions. This gives traders the flexibility to implement longer-term strategies and avoid forced closures before market breaks. However, traders should be aware of potential weekend gaps and volatility when markets reopen. Proper position sizing is especially important when holding over weekends to manage this risk effectively.
What happens if I break a rule?
Finotive Funding takes a fair approach to rule violations. Minor infractions typically result in a warning notification with clear explanations of the violation. Repeated violations or serious breaches like exceeding maximum drawdown will result in account termination. The platform provides real-time metrics and alerts to help you stay within the trading parameters, and support staff can clarify any rule questions before you trade.
Can I trade news events?
Yes, Finotive Funding permits trading during news events and economic releases. Unlike some prop firms that restrict trading around high-impact news, Finotive allows traders to capitalize on market volatility created by major announcements. This policy recognizes that news trading is a legitimate strategy for many professional traders, though proper risk management is still essential given the potential for slippage and wider spreads during volatile news periods.
How often can I withdraw profits?
Finotive Funding processes profit withdrawals on a monthly basis. Once you’re in a funded account, profits exceeding your starting balance are eligible for withdrawal according to your profit split percentage (starting at 80% for traders). There is no minimum withdrawal amount, and most payment methods are processed within 1-5 business days depending on the withdrawal method selected. Traders can track pending payouts through their account dashboard.
