Top One Futures vs TradeDay - Prop Firm Comparison
Introduction
Top One Futures and TradeDay are both US futures firms that pay quickly, but they pitch to different instincts: Top One sells speed and access, while TradeDay sells structure and flexibility. Top One Futures, founded in Cheyenne in 2023, leans on on-demand payouts under an hour, 100% of your first $20,000 in profit, instant-funded routes that skip the challenge, and a soft 2.5% daily-loss pause. Its 4.8/5 Trustpilot score is the higher of the two.
TradeDay, a Chicago firm running since 2020, takes a more configurable approach. You pass a one-step 6% evaluation, then trade an account that starts at an 80% split and climbs to 95%, the higher long-run ceiling. Its signature features are choice and breadth: you pick from intraday, end-of-day or static drawdown, can run up to six accounts at once, and get day-one payouts with no consistency rule. The trade-offs are a 5-day minimum, a $50K smallest account, and no trading through major news.
So both will get you paid fast; the split is about how you want to be funded. Pick Top One Futures if you want instant funding, the biggest 100% window, the freedom to trade the news, and the higher rating. Pick TradeDay if you want a choice of drawdown styles, the ability to run several accounts, and a 95% long-run split ceiling. Both are CME futures only with no weekend holding, so the deciding factors are funding route, drawdown flexibility, and whether Top One’s 25% consistency rule or TradeDay’s no-consistency-rule structure suits you better.
Quick Comparison | ||
|---|---|---|
| Feature | Top One Futures | TradeDay |
 |  | |
| Founded | 2023 (Cheyenne, WY) | 2020 (Chicago, IL) |
| Trustpilot Rating | 4.8/5 (4,017 reviews, June 2026) | 4.6/5 (1,354 reviews, June 2026) |
| Account Sizes | $25K to $300K | $50K / $100K / $150K |
| Profit Split | 100% of first $20,000, then 90/10 | 80% from day one, up to 95% |
| Evaluation Style | 1-step Elite Challenge plus instant-funded options | Single-step evaluation |
| Review | Read full review | Read full review |
Key Differences Between Top One Futures and TradeDay
- Funding route: Top One offers instant-funded accounts that skip the challenge; TradeDay requires its one-step 6% evaluation.
- Profit split: Top One keeps 100% of your first $20,000 then 90/10; TradeDay starts at 80% and scales to a 95% ceiling.
- Drawdown options: Top One uses a 4% EOD trailing drawdown with a soft 2.5% daily-loss pause; TradeDay lets you choose intraday, end-of-day or static (fixed $2,000/$3,000/$4,000).
- Multiple accounts: TradeDay allows up to six simultaneous accounts; Top One scales to $2.5M+ across accounts.
- Payout speed: Both fast. Top One pays on demand (under an hour); TradeDay pays day-one with no consistency rule.
- News trading: Top One fully permits it; TradeDay bars trading during major news.
- Entry and rating: Top One starts at $25K and rates 4.8/5; TradeDay’s smallest account is $50K at 4.6/5.
- Minimum days: Top One has none (pass in a day); TradeDay requires 5.
Program Types – Which experience fits your goals? | ||
|---|---|---|
| Program | Top One Futures | TradeDay |
| Standard Evaluation | Elite Challenge – 1-step, 6% profit target | One-step evaluation – 6% profit target |
| Instant / Skip-Evaluation | Instant Sim Funded, S2F Sim PRO and Ignite (no evaluation) | Not offered – evaluation required |
| Drawdown Structure | 4% EOD trailing; locks at starting balance | Choice of Intraday, EOD or Static drawdown |
| Educational Support | Onboarding resources and 24/7 support | Trader support and resources |
| Account Scaling | Scale to $2.5M+ across multiple accounts | Up to 6 simultaneous accounts; split scales to 95% |
Assessment Criteria – How can you pass the test? | ||
|---|---|---|
| Criteria | Top One Futures | TradeDay |
| Profit Target | 6% | 6% |
| Maximum Daily Loss | 2.5% soft pause (resumes next day, no termination) | Depends on the drawdown type chosen |
| Maximum Drawdown | 4% EOD trailing; locks at starting balance | $2,000 / $3,000 / $4,000; trailing freezes at start balance |
| Minimum Trading Days | None – can pass in a single day | 5 trading days |
| Time Limit | None | None |
| Consistency Rule | 25% on funded accounts | No fixed consistency rule |
| Minimum Trade Duration | 10 seconds | Not specified |
Fees and Pricing – How much will you pay? | ||
|---|---|---|
| Option | Top One Futures | TradeDay |
| Pricing Model | Monthly (Elite Challenge) or one-time (instant accounts) | Monthly subscription |
| Entry Level | $105/mo + $149 activation (Elite Challenge) | Monthly subscription (code OPSODO for 30% off) |
| Instant Funding | Instant Sim ~$679, S2F PRO ~$421, Ignite ~$398 (one-time) | Not offered |
| Activation Fee | $149 after passing the Elite Challenge | No separate activation fee |
| Payout Speed | On-demand, average under 1 hour (Riseworks) | Day-one payouts, no consistency rule |
| Coupons | Coupon Code | Coupon Code |
| Review | Read full review | Read full review |
Platforms/Tools – What can you use? | ||
|---|---|---|
| Platform | Top One Futures | TradeDay |
| Trading Platforms | NinjaTrader, Tradovate, ProjectX, Rithmic | Tradovate, NinjaTrader 8, TradingView, Jigsaw |
| Data Feed | Rithmic data feed supported | Rithmic and Tradovate data feeds |
| Mobile Trading | Tradovate and NinjaTrader mobile apps | Tradovate and TradingView mobile |
| Automated Trading | Expert Advisors permitted on all account types | Automated trading within rules |
| News Trading | Fully permitted, no news restrictions | Not permitted during major news |
| Execution | Third-party platform execution | Tradovate/Rithmic execution |
Available Markets/Products | ||
|---|---|---|
| Market | Top One Futures | TradeDay |
| Index Futures | ES, NQ, YM | ES, NQ, YM, RTY and CME index futures |
| Energy Futures | CL, NG | CL, NG and CME energy |
| Metals Futures | GC, SI | GC, SI and CME metals |
| Agricultural Futures | Not specified | CME agricultural futures |
| FX / Currency Futures | 6E, 6B, 6J | CME FX futures |
| Weekend Holding | Not permitted – close by 4:00 PM ET Friday | Not permitted |
Technical Capabilities/Performance | ||
|---|---|---|
| Feature | Top One Futures | TradeDay |
| Execution Speed | Third-party platform execution | Tradovate/Rithmic order routing |
| Automated Trading | EAs permitted on all account types | Automated trading within rules |
| Platform Reliability | Established third-party platforms (NinjaTrader, Tradovate) | Established platforms; futures specialist |
| Payout Processor | Riseworks (bank transfer and crypto) | Day-one payout processing |
| Payout Record | $21M+ paid out since 2023 | Futures specialist; 28.2% pass rate |
| Trading Hours | CME hours; no weekend holding | CME hours; no weekend holding |
Support and Community | ||
|---|---|---|
| Support Feature | Top One Futures | TradeDay |
| Customer Support | 24/7 live chat and email | Email and live chat |
| Live Coaching | Onboarding resources | Trader support and education |
| Trading Community | Part of the wider TopOne brand | Growing TradeDay community |
| Educational Resources | Onboarding and support resources | Guides and onboarding |
| Track Record | $21M+ paid out; Trustpilot 4.8/5 | Trustpilot 4.6/5; futures specialist |
Conclusion and Final Recommendation | ||
|---|---|---|
| Key Element | Top One Futures | TradeDay |
| Strengths | 100% of first $20,000 (highest first-profit threshold), on-demand payouts under 1 hour, instant-funding routes, soft daily-loss pause, 4.8/5 Trustpilot | 80-95% profit split, day-one payouts with no consistency rule, three drawdown types, up to 6 accounts, trailing freezes at start balance |
| Weaknesses | Short track record (2023), no weekend holding, 25% consistency rule and tiered payout thresholds | No news trading, no weekend holding, smaller account ceiling ($150K), 5-day minimum |
| Best For | Traders who want the fastest payouts and the highest first-profit threshold | Futures traders who want fast day-one payouts and flexible drawdown options |
| Final Grade How we rank firms ↗ | 8.6 | 8.9 |
| Discount Codes | Coupon Code | Coupon Code |
| Review | Read full review | Read full review |
FAQ
Are Top One Futures and TradeDay both futures-only?
Yes. Both fund traders exclusively on CME Group futures – index, energy, metals and currency contracts. Neither offers forex or CFD funded accounts.
Which firm pays out faster?
Both are fast. Top One Futures offers on-demand payouts averaging under an hour via Riseworks, while TradeDay offers day-one payouts with no consistency rule. Top One edges it on raw speed.
Does either offer instant funding without an evaluation?
Top One Futures does, through Instant Sim Funded, S2F Sim PRO and Ignite. TradeDay uses a one-step evaluation before funding, though it pays out from day one once funded.
Which firm has the better profit split?
Top One Futures keeps 100% of your first $20,000 then 90/10. TradeDay starts at 80% and scales to 95%. Top One has the stronger upfront window, while TradeDay has the higher long-run ceiling.
What about news trading and drawdown options?
Top One Futures fully permits news trading and uses a 4% EOD trailing drawdown with a soft daily-loss pause. TradeDay does not allow trading during major news but offers a choice of Intraday, EOD or Static drawdown.
Can I run multiple accounts at Top One Futures or TradeDay?
TradeDay allows up to six simultaneous funded accounts, which suits traders who want to diversify or copy across accounts. Top One Futures scales you to a combined $2.5 million-plus across its accounts, but its model centres on growing your allocation rather than running six side by side.
How do the consistency rules differ?
Top One Futures applies a 25% consistency rule on funded accounts, so no single day should account for too large a share of your profit. TradeDay has no fixed consistency rule, giving more freedom to bank a big day, though it offsets that with a 5-day minimum and news-trading restrictions.
How was this 2 companies Comparison Created?
This comparison was compiled using the published review data on JoinProp for each firm. All figures – account sizes, profit splits, drawdown rules, platforms and payout structures – are taken from each firm’s review page. Where a detail is not publicly disclosed, the cell reads “Not specified.” Verify current terms directly with Top One Futures and TradeDay before purchasing a challenge.
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