Top One Futures vs The5ers - Prop Firm Comparison
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Introduction
Top One Futures and The5ers reward almost opposite trading rhythms. Top One Futures is built for fast, intraday futures trading: founded in Cheyenne in 2023, it pays on demand in under an hour, hands you 100% of your first $20,000 in profit, offers instant-funded accounts, and asks you to close everything by Friday afternoon. The5ers, an Israeli firm running since 2016, sits at the patient end of the spectrum, a forex and CFD firm that lets you hold positions overnight and over weekends, starts from a low $5,000 entry, and scales funded accounts as high as $4 million.
The markets settle most of the decision. Top One trades CME futures (ES, NQ, gold, crude) on NinjaTrader, Tradovate and Rithmic, with a soft 2.5% daily-loss pause and a one-step Elite Challenge or instant routes. The5ers trades forex, indices and commodity CFDs on MT4, MT5 and cTrader, using a two-step evaluation, or its one-step Hyper Growth path, with a 4% daily and 5% overall loss limit. Both allow EAs.
So the choice rarely comes down to which is better in the abstract. Pick Top One Futures if you trade futures intraday and want the fastest payouts and the biggest 100% window, accepting a 2023 track record and no weekend holding. Pick The5ers if you trade forex, want to swing positions through the weekend, value a near-decade of history at 4.7/5, and like a $5K starting point, though its split tops out around 80% versus Top One’s 100% on early profits. The ratings sit nearly level (4.8 versus 4.7), so this is less about quality and more about whether you trade futures fast or forex patiently.
Quick Facts
| Feature | Top One Futures | The5ers |
|---|---|---|
|  | |
| Founded | 2023 | 2016 |
| Profit Split | 100% of first $20,000, then 90/10 | 80-100% |
| Maximum Account Size | $300,000 | $4,000,000 |
| Evaluation Phases | 1 | 3 |
| Trustpilot Rating | 4.8 | 4.8 |
| Expert Grade | 8.6 | 9 |
Program Types
| Program | Top One Futures | The5ers |
|---|---|---|
| Entry Level Program | Yes | High Stakes (2-Step) |
| Advanced Program | Yes | Hyper Growth (1-Step) |
| Scaling Options | Yes | Bootcamp (3-Step) |
| Demo Account | Yes | Available |
Rules & Assessment
| Criteria | Top One Futures | The5ers |
|---|---|---|
| Profit Target | 6% | 5-10% |
| Maximum Drawdown | 4% EOD trailing | 10% |
| Minimum Trading Days | 0 | 3 |
| News Trading | Yes | Yes |
Fees & Pricing
| Option | Top One Futures | The5ers |
|---|---|---|
| CFD $2.5K Account | Not offered | USD 19 / High Stakes New / One-time |
| CFD $5K Account | Not offered | USD 35 / High Stakes New / One-time |
| CFD $10K Account | Not offered | USD 69 / High Stakes New / One-time |
| CFD $25K Account | Not offered | USD 176 / High Stakes New / One-time |
| CFD $50K Account | Not offered | USD 278 / High Stakes New / One-time |
| CFD $100K Account | Not offered | USD 491 / High Stakes New / One-time |
| Futures $25K Account | USD 69 / Elite ACCESS / Monthly | USD 59 / Day Trade / One-time |
| Futures $50K Account | USD 105 / Elite ACCESS / Monthly | USD 100 / Day Trade / One-time |
| Futures $100K Account | USD 209 / Elite ACCESS / Monthly | USD 170 / Day Trade / One-time |
| Futures $150K Account | USD 309 / Elite ACCESS / Monthly | USD 199 / Day Trade / One-time |
| Coupons / Discount | Top One Futures discount | The5ers discount |
Platforms & Markets
| Feature | Top One Futures | The5ers |
|---|---|---|
| Trading Platforms | NinjaTrader, Tradovate, ProjectX | MetaTrader 5, cTrader |
| Forex | Yes | Yes |
| Stocks | No | No |
| Indices | Yes | Yes |
| Commodities | Yes | Yes |
| Cryptocurrencies | No | No |
| Bonds | No | Not available |
| EA/Algo Trading | Yes | Yes |
Payout
| Feature | Top One Futures | The5ers |
|---|---|---|
| Payout Terms | On-demand, averaging under 1 hour via Riseworks | Bi-weekly; minimum $150 threshold; bank 3%, Wise/crypto 2%, Hub Credits 0% |
| See all prop firm payouts → | ||
Verdict
| Key Element | Top One Futures | The5ers |
|---|---|---|
| Strengths | 100% profit threshold highest in industry, fastest payouts under 1 hour, soft daily loss pause vs termination | Established 2016, 30,000+ verified payouts, Profit scales to 100%, No time limits, Multiple program options |
| Weaknesses | founded 2023 limited track record, no weekend holdings, tightened payout cycles in 2025 | Non-refundable fees, Strict drawdown rules, US traders restricted, Withdrawal fees (2-3%), News trading prohibited on High Stakes |
| Best For | Traders seeking fastest payouts and highest early-stage profit threshold | Structured traders seeking established firm with clear scaling path |
FAQ
Do Top One Futures and The5ers trade the same markets?
No. Top One Futures funds traders on CME futures, while The5ers is a forex and CFD firm. Choose based on whether you trade exchange-listed futures or forex and CFDs.
Which firm is better for holding trades over the weekend?
The5ers permits overnight and weekend holding, which suits swing traders. Top One Futures requires positions to be closed by 4:00 PM ET on Friday, with no weekend holding.
Which firm pays out faster?
Top One Futures offers on-demand payouts averaging under an hour through Riseworks. The5ers pays monthly, with withdrawals processed in roughly one to three days.
Does either offer instant funding?
Top One Futures does, through Instant Sim Funded, S2F Sim PRO and Ignite. The5ers uses 2-step and 1-step Hyper Growth evaluations rather than instant funding.
Can I use EAs, and how does scaling compare?
The5ers allows EAs and scales up to $4 million. Top One Futures also permits EAs on all account types and scales to $2.5M+ across multiple accounts.
Which firm is cheaper to start with?
The5ers has the lower entry point, with accounts starting from $5,000 on a one-time fee that is often discounted. Top One Futures starts its Elite Challenge at $105/mo plus a $149 activation fee, or one-time instant-funded accounts from around $398. For a low first outlay on forex, The5ers wins; Top One keeps futures access affordable through its monthly route.
Which firm has the longer track record?
The5ers, comfortably. It has operated since 2016 and holds a 4.7/5 Trustpilot score across 4,500+ reviews. Top One Futures launched in 2023 and, while highly rated at 4.8/5, has a much shorter history and $21 million-plus in payouts so far.
How was this 2 companies Comparison Created?
This comparison was compiled using the published review data on JoinProp for each firm. All figures – account sizes, profit splits, drawdown rules, platforms and payout structures – are taken from each firm’s review page. Where a detail is not publicly disclosed, the cell reads “Not specified.” Verify current terms directly with Top One Futures and The5ers before purchasing a challenge.
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