The Concept Trading vs Funded Trading Plus: Elite Prop Firms Comparison
Introduction
The Concept Trading and Funded Trading Plus represent two prominent options in the proprietary trading firm landscape, each offering unique approaches to funding aspiring traders. The Concept Trading stands out with its innovative scaling plan and trader-centric conditions, earning a 4.6/5 Trustpilot rating from 443 reviews (April 2026) and operating under an ASIC-regulated structure. Meanwhile, Funded Trading Plus has established itself with competitive pricing and flexible trading parameters, garnering a 4.4/5 Trustpilot rating from 2,646 reviews (April 2026), with $19.5M+ paid out across 60,000+ traders. Both firms provide pathways to funded trading accounts, but their evaluation models, fee structures, and trader support systems reveal important differences worth considering.
TL;DR: The Concept Trading (grade 9.1) offers a 50% all levels except top (90%) profit split; Funded Trading Plus - Elite Prop Company Review (grade 9.1) offers 80-100%. Full side-by-side below, plus who each is best for.
Quick Facts
| Feature | The Concept Trading | Funded Trading Plus - Elite Prop Company Review |
|---|
|  |  |
| Founded | 2021 | 2021 |
| Profit Split | 50% all levels except top (90%) | 80-100% |
| Maximum Account Size | $5,000,000 | $200,000 |
| Evaluation Phases | — | 2 |
| Trustpilot Rating | 4.7 | 4.4 |
| Expert Grade | 9.1 | 9.1 |
Program Types
| Program | The Concept Trading | Funded Trading Plus - Elite Prop Company Review |
|---|
| Entry Level Program | AUD 65 | Instant Funding |
| Advanced Program | AUD 19997 | 2-Step Classic |
| Scaling Options | Yes | Yes |
| Demo Account | Yes | — |
Rules & Assessment
| Criteria | The Concept Trading | Funded Trading Plus - Elite Prop Company Review |
|---|
| Profit Target | 6-10% | 7-10% |
| Maximum Drawdown | 3-10% static | 6-8% |
| Minimum Trading Days | — | 0 |
| News Trading | Yes | Yes |
Fees & Pricing
| Feature | The Concept Trading | Funded Trading Plus - Elite Prop Company Review |
|---|
| Trading Platforms | MetaTrader 5, TradeLocker | MT5, cTrader, DXtrade, Match-Trader |
| Forex | Yes | Yes |
| Stocks | — | Yes |
| Indices | — | Yes |
| Commodities | — | Yes |
| Cryptocurrencies | Yes | Yes |
| Bonds | — | No |
| EA/Algo Trading | Yes | cTrader only |
Payout
| Feature | The Concept Trading | Funded Trading Plus - Elite Prop Company Review |
|---|
| Payout Terms | Once per calendar month (Bank transfer, Crypto, Revolut, PayPal) | Weekly or every 10 days, minimum $50 |
| See all prop firm payouts → |
Verdict
| Key Element | The Concept Trading | Funded Trading Plus - Elite Prop Company Review |
|---|
| Strengths | Static drawdown, no daily drawdown, permissive rules, EAs/HFT allowed, low entry fees | Profit splits up to 100%, No evaluation time limits, Fast payouts from Day 1, $19.5M+ paid to traders |
| Weaknesses | Misleading 90% marketing, one payout/month only, 30-day invoice deadline, capped profits, new discretionary clause | Higher challenge fees vs competitors, No MT4 support, EAs limited to cTrader, High metal commissions |
| Best For | Long-term scalers seeking trading freedom, not monthly income seekers | Traders seeking high profit splits and flexible evaluation timelines |
Verdict: Who each is best for: The Concept Trading — Long-term scalers seeking trading freedom, not monthly income seekers. Funded Trading Plus - Elite Prop Company Review — Traders seeking high profit splits and flexible evaluation timelines.
FAQ
What makes The Concept Trading popular among users?
The Concept Trading has gained popularity primarily due to its no-time-limit evaluation model, which removes the pressure of achieving profit targets within a specific timeframe. Traders also appreciate their aggressive scaling plan that scales to $50M via the Xtreme program (~70% per level on Traditional/Premier; 80% per level on Xtreme), their active and supportive community, and comprehensive educational resources. TCT’s static-drawdown-only structure (no daily DD) and Instant Funded option on Traditional, Premier, and Xtreme appeal to experienced traders looking for fewer trading restrictions.
How does Funded Trading Plus differ from other similar organizations?
Funded Trading Plus distinguishes itself with more competitive pricing compared to many competitors, a profit split scaling up to 100% of profits, the FT+ 2.0 program lineup (Instant Funding / 1-Step Express / 2-Step Classic), and multiple platform options including MT5, cTrader, DXtrade, and Match-Trader (note: no MT4 support). Their evaluation model strikes a balance between stringent requirements and achievable targets, with a no time limits on any program, allowing traders to complete evaluations entirely at their own pace. They also offer all programs swap-free by default, with a $50 minimum withdrawal and Day-1 payouts on funded accounts.
Which firm offers better profit splits?
Funded Trading Plus offers a higher maximum profit split structure, with funded traders receiving up to 90% of profits after demonstrating consistent performance. Funded Trading Plus scales their profit splits up to 100% via scaling milestones (starting at 80%). Both firms use a scaling model where the profit split increases as traders demonstrate consistent profitability, but The Concept Trading’s ceiling is higher, making FTP potentially more rewarding for consistently successful traders who hit scaling milestones in the long run.
Can I use automated trading systems with either firm?
Both firms allow automated trading systems (EAs) and algorithms with certain conditions. The Concept Trading permits all trading styles – including scalping, hedging, and EAs – across all programs (Foundation, Traditional, Premier, Empire, and Xtreme) on both evaluation and funded accounts, with no special registration required. Funded Trading Plus permits EAs and automated trading on the cTrader platform only – automated strategies are not supported on MT5, DXtrade, or Match-Trader. Both monitor performance patterns to ensure the EA follows their risk parameters and trading rules. Neither allows ultra-high-frequency trading or latency arbitrage strategies.
What happens if I fail the evaluation at either firm?
If you fail the evaluation at The Concept Trading, you can purchase a new challenge program at the standard program cost to restart – TCT does not charge a separate reset fee. Funded Trading Plus offers transparent rules with no hidden fees or reset penalties (specific reset pricing not in the JoinProp review). Both firms also offer discounted “retry” packages for traders who came close to passing but fell short. Additionally, both firms provide performance analytics to help you understand where your trading strategy needs improvement before making another attempt.
How was this 2 companies Comparison Created?
1. We Collect
Our comparison begins with extensive data collection from official sources, including both companies’ websites, legal documents, and program terms. We analyze pricing structures, trading parameters, platform capabilities, and support offerings. Additionally, we gather insights from verified user reviews on Trustpilot, TrustScore, and industry forums. We interview current and former traders from both firms to understand the practical experience beyond marketing materials.
2. We Examine
Our team of experienced trading professionals and financial analysts thoroughly examines all collected information, testing claims against industry standards and practical trading experience. We independently verify key metrics like execution speeds, actual spreads, and support response times. Our methodology includes direct engagement with customer service teams to evaluate responsiveness and knowledge. We also examine the transparency of terms and conditions, looking for potential hidden fees or problematic clauses.
3. We Score
Each proprietary trading firm is scored using a comprehensive 100-point system across multiple categories, including pricing value, trading conditions, platform reliability, customer support quality, educational resources, community engagement, and long-term value proposition. We weight factors according to their importance to the average trader, with extra emphasis on transparency, profit-split fairness, and realistic evaluation parameters. The final scores are normalized to a 5-point scale for easy comparison.
4. You Choose
Use our comparison as a starting point for your own research. Consider which factors matter most to your specific trading style, experience level, and financial goals. We recommend visiting both companies’ websites, testing their demo accounts if available, and reaching out to their support teams with specific questions relevant to your trading approach. Remember that the “best” option depends on your individual needs-a day trader might prefer different features than a swing trader or position trader.
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