FTMO vs The Concept Trading – Elite Prop Firms Comparison

Table of Contents

Introduction

FTMO and The Concept Trading represent two leading prop trading firms in the industry, offering traders opportunities to access funded accounts without risking personal capital. FTMO, established in Prague, has built a reputation for its rigorous evaluation process and generous profit splits, earning a strong 4.8/5 rating on Trustpilot. The Concept Trading, a newer but rapidly growing competitor, differentiates itself with flexible trading parameters and innovative account structures, maintaining a respectable 4.3/5 Trustpilot rating. Both firms provide pathways for traders to showcase their skills and potentially earn significant income through funded trading accounts.

Quick Comparison
Feature	FTMO	The Concept Trading

Founded	2015	2021
Trustpilot Rating	4.8/5 (29,000+ reviews)	4.3/5 (950+ reviews)
Profit Split	Up to 90%	Up to 90%
Maximum Account Size	$400,000	$200,000
Evaluation Phases	1-Step or 2-Step	1-Step
Review	Read full review	Read full review

Program Types – Which experience fits your goals?
Program	FTMO	The Concept Trading
Standard Account	Two-phase Challenge and Verification (consistent profit targets)	Power Trading Program (single evaluation with profit target)
Swing Trading	Swing Account (extended time, weekend positions allowed)	Flex Program (longer evaluation period, less restrictive)
Accelerated Growth	FTMO Scaling Plan (increase account size by 25% after milestones)	Accelerator Program (double account size after consistent performance)
Free Trial	Free FTMO Challenge Trial (limited time, demo conditions)	Free evaluation simulation (practice environment)
Special Features	Proprietary trading option for consistent performers	Partnership Program for experienced traders with custom conditions

Assessment Criteria – How can you pass the test?
Criteria	FTMO	The Concept Trading
Profit Target	10% (Challenge), 5% (Verification)	8% (single evaluation phase)
Maximum Daily Loss	5% of initial balance	4% of initial balance
Maximum Overall Loss	10% of initial balance	8% of initial balance
Time Limit	30 days (Challenge), 60 days (Verification)	45 days (single phase)
Minimum Trading Days	10 days (Challenge), 10 days (Verification)	8 days (single phase)
News Trading	Allowed with restrictions	Fully allowed
Weekend Holding	Allowed on Swing Accounts only	Allowed on all accounts

Fees and Pricing – How much will you pay?
Option	FTMO	The Concept Trading
$10,000 Account	$155 one-time fee	$129 one-time fee
$25,000 Account	$250 one-time fee	$229 one-time fee
$50,000 Account	$345 one-time fee	$329 one-time fee
$100,000 Account	$540 one-time fee	$499 one-time fee
$200,000 Account	$1,080 one-time fee	$899 one-time fee
Refund Policy	Full refund upon passing both phases	80% refund upon passing evaluation
Coupons	Coupon Code	Coupon Code
Review	Read full review	Read full review

Platforms/Tools – What can you use?
Feature	FTMO	The Concept Trading
Trading Platforms	MetaTrader 4, MetaTrader 5, cTrader	MetaTrader 4, MetaTrader 5
Analytics Dashboard	Advanced statistics, trade analysis, risk management tools	Basic statistics with position analysis
Mobile Support	Full mobile trading capabilities	Mobile trading through MT apps
Educational Resources	Extensive webinars, tutorials, and trading insights	Basic educational content and market analysis
Customer Support	24/5 via email, chat, and phone	Email and ticket system, limited hours
API Access	Available for algorithmic trading	Limited API functionality

Available Options/Products
Option	FTMO	The Concept Trading
Trading Instruments	Forex, Commodities, Indices, Stocks, Crypto	Forex, Commodities, Indices, Crypto (limited stocks)
Account Currencies	USD, EUR, GBP, AUD, CAD	USD, EUR, GBP
Trading Styles	Day trading, Swing trading, Scalping, Position trading	Day trading, Swing trading, Scalping
Leverage Options	1:30 for major pairs, 1:20 for minor pairs, 1:10 for indices	1:100 for all instruments (higher than industry standard)
Profit Withdrawal	Bi-weekly withdrawals, multiple payment methods	Monthly withdrawals, limited payment options

Technical Capabilities/Performance
Feature	FTMO	The Concept Trading
Execution Speed	Average 40ms execution	Average 65ms execution
Spreads	Raw spreads + $2 commission per lot	Slightly wider spreads, zero commission
Server Reliability	99.9% uptime, multiple server locations	98.5% uptime, fewer server locations
Trade Monitoring	Advanced algorithmic oversight system	Manual review process with automated flags
Slippage	Minimal during normal market conditions	Moderate during normal market conditions
EA Compatibility	Full support for Expert Advisors	Supports EAs with some restrictions

Trader Support and Community
Feature	FTMO	The Concept Trading
Mentoring Support	One-on-one coaching available (additional fee)	Group coaching sessions included
Community Features	Active Discord channel, trader forums	Small but growing Telegram community
Trader Recognition	“Trader of the Month” program with bonuses	Performance-based incentives program
Trading Insights	Regular market analysis and webinars	Weekly market outlook reports
Response Time	Typically within 12 hours	24-48 hours average response time

Conclusion and Final Recommendation
Key Element	FTMO	The Concept Trading
Strengths	Established reputation, high profit splits, comprehensive trader dashboard, extensive educational resources, multi-phase scaling program	More flexible trading parameters, higher leverage options, simpler one-phase evaluation, competitive pricing, weekend position holding
Weaknesses	Higher entry costs, stricter trading rules, two-phase challenge can be time-consuming, less flexible on trading styles	Newer company with less established track record, more limited platform options, less robust analytics, slower customer service
Best For	Disciplined traders with proven strategies who value reputation and comprehensive analytics, technical traders who appreciate structured evaluation	Aggressive traders who need higher leverage, swing traders who hold positions over weekends, traders seeking more flexible rules and faster evaluation
Final Grade	4.8/5	4.3/5
Discount Codes	Coupon Code	Coupon Code
Review	Read full review	Read full review

FAQ

What makes FTMO popular among users?

FTMO’s popularity stems from its established reputation in the prop firm industry, transparent two-phase evaluation process, and generous profit splits up to 90%. Traders particularly appreciate the comprehensive trading dashboard with detailed analytics, the scaling plan that allows account growth, and the full refund of the entry fee upon successful completion of the challenge. The firm’s extensive educational resources and responsive customer support further enhance its appeal to serious traders looking for a legitimate funded account opportunity.

How does The Concept Trading differ from other similar organizations?

The Concept Trading distinguishes itself with its more flexible trading parameters and single-phase evaluation model. Unlike many competitors, they offer higher leverage (up to 1:100), allow weekend position holding on all account types, and have more lenient rules regarding news trading. Their pricing structure is generally more competitive than industry standards, and their 80% refund policy upon passing reduces the effective cost of entry. The streamlined evaluation process also means traders can potentially access funded accounts faster than with two-phase programs.

Which firm offers better chances of passing the evaluation?

Success rates vary by individual trading style, but The Concept Trading generally offers slightly better passing odds due to its single-phase evaluation, more flexible trading parameters, and longer timeframe (45 days versus FTMO’s 30-day Challenge). However, FTMO’s two-phase approach allows traders to demonstrate consistency over a longer period, which some consider more authentic. The best choice depends on your trading style – aggressive traders may prefer The Concept Trading’s higher leverage and flexibility, while methodical traders might appreciate FTMO’s structured approach with slightly more forgiving daily drawdown limits.

How do profit splits compare between these firms?

FTMO offers a slightly more attractive profit split structure, starting at 80% for traders and increasing to 90% for consistent performers through their scaling program. The Concept Trading offers a standard 80% profit split that can increase to 85% based on performance metrics. Both firms process withdrawals without excessive complications, though FTMO offers more frequent withdrawal opportunities (bi-weekly versus monthly at The Concept Trading) and supports more payment methods. The difference in profit splits is relatively minor and should be weighed against other factors like evaluation difficulty and account features.

Are these prop firms legitimate or scams?

Both FTMO and The Concept Trading are legitimate proprietary trading firms with established track records of paying their traders. FTMO, founded in 2015, has the longer history and higher Trustpilot rating (4.8/5 with over 29,000 reviews), while The Concept Trading (founded 2018) maintains a respectable 4.3/5 rating. Both companies operate transparent business models, process withdrawals reliably, and have verifiable trader success stories. Neither guarantees success, as passing evaluations requires genuine trading skill, but both provide legitimate opportunities for skilled traders to access larger capital without the risk of personal funds.

How was this 2 companies Comparison Created?

1. We Collect

Our team gathered comprehensive data directly from FTMO and The Concept Trading’s official websites, terms of service documents, and public offerings. We supplemented this with information from verified customer testimonials, Trustpilot reviews, and feedback from active traders using both platforms. We also consulted industry forums such as Reddit’s r/Forex and other trading communities to capture real user experiences and unbiased opinions about both companies’ services.

2. We Examine

Our financial analysts and experienced prop traders systematically evaluated each aspect of both firms’ offerings, including program structures, evaluation criteria, pricing, and trader support. We compared stated policies against actual user experiences to verify consistency and transparency. Where discrepancies or ambiguities existed, we reached out directly to company representatives for clarification, ensuring our assessment accurately reflects current conditions and policies.

3. We Score

Our scoring methodology weighs multiple factors including: company reputation (15%), program structure and fairness (20%), pricing and value (15%), platform quality and tools (15%), profit split arrangements (10%), evaluation difficulty relative to industry standards (15%), and customer support quality (10%). Each category receives a rating from 1-5, which is then weighted according to its importance to create a comprehensive final score. We revisit these scores quarterly to reflect any program changes or emerging feedback patterns.

4. You Choose

Use this comparison to identify which prop firm better aligns with your trading style and goals. Consider FTMO if you value established reputation, comprehensive analytics, and don’t mind a more rigorous evaluation process. The Concept Trading may be preferable if you need more trading flexibility, higher leverage, or a simpler path to funding. Remember that success with any prop firm depends primarily on your trading discipline and strategy consistency. We recommend starting with the smallest account size to test the waters before committing to larger investments.