OFP Funding vs The Funded Trader Program: Comprehensive Comparison
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Introduction
OFP Funding and The Funded Trader are two prominent proprietary trading firms that provide traders with opportunities to trade funded accounts without risking their own capital. OFP Funding (One For Prop) has established itself as a flexible prop firm offering various account sizes and trading instruments with competitive profit splits, while The Funded Trader has built a reputation for its straightforward evaluation process and trader-friendly rules. OFP Funding maintains a Trustpilot rating of approximately 4.6/5 based on user reviews, while The Funded Trader boasts a strong rating of around 4.7/5. Both firms cater to traders seeking capital allocation opportunities, but they differ in their evaluation structures, trading rules, and overall approach to funding retail traders.
Quick Comparison | ||
|---|---|---|
| Feature | OFP Funding | The Funded Trader |
| 
| |
| Founded | 2023 | 2021 |
| Trustpilot Rating | Rating not currently published on Trustpilot (June 2026) | 4.7/5 (1,200+ reviews) |
| Maximum Account Size | $200,000 | $600,000 (with scaling) |
| Profit Split | Up to 90% | Up to 95% |
| Trading Platforms | MT4, MT5, cTrader, DXtrade | MT4, MT5, TradeLocker |
| Review | Read full review | Read full review |
Program Types – Which experience fits your goals? | ||
|---|---|---|
| Program | OFP Funding | The Funded Trader |
| Standard Challenge | 2-phase evaluation with 8% profit target in Phase 1, 5% in Phase 2 | 2-step evaluation with 8% profit target in Step 1, 5% in Step 2 |
| Instant Funding | Available with aggressive daily loss limits and reduced profit split initially | Not available – focuses on evaluation-based programs |
| One-Step Challenge | Single-phase evaluation available with 10% profit target | Not offered – maintains two-step process for all accounts |
| Account Sizes | $5,000 to $200,000 | $5,000 to $200,000 initially, scalable to $600,000 |
| Swing Trading | Allowed with specific account types | Fully permitted with weekend holding available |
Assessment Criteria – How can you pass the test? | ||
|---|---|---|
| Criteria | OFP Funding | The Funded Trader |
| Phase 1 Profit Target | 8% (Standard Challenge) | 8% (Standard Evaluation) |
| Phase 2 Profit Target | 5% | 5% |
| Maximum Daily Loss | 5% of account balance | 5% of initial account balance |
| Maximum Overall Loss | 10% of initial balance | 10% of initial balance |
| Minimum Trading Days | 4 days per phase | 5 days per phase |
| Time Limit | Unlimited for most challenges | Unlimited trading period |
| Consistency Rule | No specific consistency requirements | Best trading day cannot exceed 40% of total profit |
Fees and Pricing – How much will you pay? | ||
|---|---|---|
| Option | OFP Funding | The Funded Trader |
| $5,000 Account | $49 (one-time fee) | $59 (one-time fee) |
| $10,000 Account | $99 | $99 |
| $25,000 Account | $179 | $199 |
| $50,000 Account | $299 | $299 |
| $100,000 Account | $499 | $499 |
| $200,000 Account | $999 | $999 |
| Refundable Fee | Yes, refunded with first profit split | Yes, refunded with first payout |
| Coupons | Coupon Code | Coupon Code |
| Review | Read full review | Read full review |
Platforms and Tools – What can you use? | ||
|---|---|---|
| Feature | OFP Funding | The Funded Trader |
| Trading Platforms | MT4, MT5, cTrader, DXtrade | MT4, MT5, TradeLocker |
| Expert Advisors (EAs) | Allowed with restrictions on certain strategies | Fully allowed, no restrictions |
| Copy Trading | Not permitted | Not permitted |
| News Trading | Allowed with some limitations | Fully allowed without restrictions |
| Dashboard Access | Comprehensive trader dashboard with analytics | User-friendly portal with detailed statistics |
| Mobile Trading | Available through MT4/MT5 mobile apps | Available through all supported platforms |
Available Trading Instruments | ||
|---|---|---|
| Instrument | OFP Funding | The Funded Trader |
| Forex Pairs | 40+ major, minor, and exotic pairs | 50+ major, minor, and exotic pairs |
| Indices | 15+ global indices | 12+ global indices |
| Commodities | Gold, Silver, Oil (limited selection) | Gold, Silver, Oil, Natural Gas |
| Cryptocurrencies | Limited crypto CFDs on select accounts | Bitcoin and Ethereum CFDs available |
| Stocks/Equities | Not available | Not available |
Payout Structure and Benefits | ||
|---|---|---|
| Feature | OFP Funding | The Funded Trader |
| Initial Profit Split | 80% | 80% |
| Maximum Profit Split | 90% (after consistency) | 95% (after scaling) |
| First Payout Period | 14 days after first trade | 14 days minimum |
| Regular Payout Frequency | Bi-weekly or on-demand | Bi-weekly (every 14 days) |
| Payout Methods | Bank transfer, cryptocurrency, payment processors | Bank wire, cryptocurrency, Rise, Deel |
| Account Scaling | Available based on consistent performance | Aggressive scaling up to $600,000 |
| Withdrawal Fees | Varies by payment method | Minimal fees, depends on method |
Trading Rules and Restrictions | ||
|---|---|---|
| Rule | OFP Funding | The Funded Trader |
| Weekend Holding | Allowed on specific account types | Fully allowed |
| News Trading | Restricted during high-impact news (2 minutes buffer) | No restrictions |
| Lot Size Limits | Maximum varies by account size | No specific lot size restrictions |
| Hedging | Allowed within same account | Allowed |
| Martingale/Grid Trading | Restricted or prohibited | Allowed with risk management |
| Account Resets | Available for purchase at discounted rates | Available at 20% of original fee |
Conclusion and Final Recommendation | ||
|---|---|---|
| Key Element | OFP Funding | The Funded Trader |
| Strengths | Multiple platform options (4 platforms), instant funding available, flexible challenge types, competitive pricing, no time limits on challenges | Higher profit split potential (95%), aggressive scaling program, trader-friendly rules, excellent reputation, consistency rule ensures sustainable trading |
| Weaknesses | Newer company with less track record, smaller maximum account size, some restrictions on news trading and certain strategies | Fewer platform options, no instant funding option, consistency rule may be challenging for some traders, minimum trading days requirement |
| Best For | Traders who value platform diversity, want instant funding options, prefer flexibility in challenge types, and are comfortable with a newer firm | Experienced traders seeking long-term growth, those who value scaling opportunities, traders with consistent strategies, and those who prefer established reputation |
| Final Grade | 4.3/5 | 4.6/5 |
| Discount Codes | Coupon Code | Coupon Code |
| Review | Read full review | Read full review |
Frequently asked questions
What should I know about OFP Funding’s programs?
OFP currently displays both Instant Mode and Challenge Mode. It should not be described as universally having no evaluation across all products. OFP Funding official rules.
What should I know about The Funded Trader’s programs?
The Funded Trader has published several challenge models. Historical descriptions of those models are not sufficient to confirm their present availability or current account terms. The Funded Trader official rules; The Funded Trader official program information.
How do payouts differ between OFP Funding and The Funded Trader?
The displayed Lite configuration shows an 80% share and a monthly payout day. Other configurations can differ; use the selected program’s conditions rather than a single biweekly or on-demand claim for the whole firm. OFP Funding official rules.
A current payout schedule could not be confirmed from the official payout guide during the September 14, 2026 check because the linked guide was unavailable. No verified current payout frequency or universal profit share is assigned here. The Funded Trader official rules; The Funded Trader official program information.
Which account rules matter when comparing OFP Funding and The Funded Trader?
The displayed Lite configuration lists 3% daily and 5% overall drawdown, five minimum trading days and a 30-day account duration. An Instant label does not mean unrestricted withdrawals. OFP Funding official rules.
Obtain the current rulebook and payout conditions for the exact program from The Funded Trader before relying on historical challenge information or making a purchase. The Funded Trader official rules; The Funded Trader official program information.
Is OFP Funding or The Funded Trader automatically the better choice?
No, neither is the default pick. OFP Funding has the cheaper entry at $ 49 and unrestricted news trading, and The Funded Trader has the higher profit split at 95% and the larger funded ceiling at $600K. Which of those matters more depends on how you actually trade, so compare the total fee once add-ons and resets are included, platform availability and country eligibility, rather than the headline numbers. If you fail an evaluation, do not assume either firm offers a fixed reset discount: check the reset terms for the specific account you bought.
How We Compared OFP Funding and The Funded Trader Program
Both firms on this page carry a JoinProp Rating out of 10. We produce that rating with the same 9-factor methodology we apply to every firm we review: payout reliability (20%), fee structure (15%), drawdown rules (15%), profit split (15%), evaluation terms (10%), trading rules (10%), support access and responsiveness (5%), scaling plan (5%), and track record and transparency (5%).
The inputs come from our firm reviews, not from this page. For each firm we work from the current terms and conditions rather than marketing pages, track rule and pricing changes over time, and read payout and support reports across Trustpilot, Reddit and Discord, looking for recurring patterns rather than isolated complaints. Every firm is re-checked at least every 90 days, or sooner after a material change. Affiliate relationships have no effect on any rating, and ratings are never sold.
The tables above show the evidence behind those factors. A few rows, including trading platforms, available instruments, maximum account size and demo availability, are there to help you judge fit and do not affect either rating.
Read our full ranking methodology
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